Bank · FDIC insured
First State Bank of Rosemount Savings Rates
First State Bank of Rosemount’s best savings rate is 0.75% APY on $10,000, with its Advantage Savings. Rates checked October 16, 2026.
How First State Bank of Rosemount’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where First State Bank of Rosemount has the most branches. $10,000, best rate first.
This bank’s best
First State Bank of Rosemount
0.75%APY
- Minimum
- $50
- Earns on $10,000 a year
- $75
Elite Savings
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
First State Bank of Rosemount savings score
84
Savings score
Higher than 65% of U.S. banks and credit unions
- $1,000 balance$1,0000.65%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0003.82%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First State Bank of Rosemount ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Elite Savings
Up to 0.75%APY
Variable rate. Up to 6 free withdrawals per month; $1.00 charge per excess withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upTier with balance $10. Minimum balance to earn interest is $10. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. | 0.65% | $65 | Tier with balance $10. Minimum balance to earn interest is $10. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. |
| $1,000 and upTier with balance $1,000. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. | 0.65% | $65 | Tier with balance $1,000. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. |
| $10,000 and upTier with balance $10,000. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. | 0.75% | $75 | Tier with balance $10,000. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. |
| $10,000 and upTier with balance $10,000 (alternate published rate tier). Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. | 0.70% | $70 | Tier with balance $10,000 (alternate published rate tier). Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. |
| $25,000 and upTier with balance $25,000. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. | 3.82% | — | Tier with balance $25,000. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. |
Sources (2)
All captured Sep 18, 2026
Advantage Savings
Up to 0.75%APY
Variable rate. Up to 6 free withdrawals per month; $1.00 charge per excess withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upTier with balance $10. Minimum balance to earn interest is $10. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. | 0.65% | $65 | Tier with balance $10. Minimum balance to earn interest is $10. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. |
| $1,000 and upTier with balance $1,000. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. | 0.65% | $65 | Tier with balance $1,000. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. |
| $10,000 and upTier with balance $10,000 and above. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. | 0.75% | $75 | Tier with balance $10,000 and above. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. |
| $10,000 and upTier with balance $10,000 and above (alternate published rate tier). Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. | 0.70% | $70 | Tier with balance $10,000 and above (alternate published rate tier). Monthly maintenance fee of $10 waived with minimum balance of $1,000/month. |
Sources (2)
All captured Sep 18, 2026
Classic Savings
0.60%APY
Variable rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to earn interest is $10. Monthly maintenance fee of $5 waived with minimum balance of $50/month. Unlimited free withdrawals per month.$10 and up | 0.60% | $60 | Minimum balance to earn interest is $10. Monthly maintenance fee of $5 waived with minimum balance of $50/month. Unlimited free withdrawals per month. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Sprout Savings
0.60%APY
Designed specifically for kids until their 18th birthday, at which point it automatically switches to Classic Savings with all fees and terms in effect. Variable rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance of $10 to earn interest. Unlimited free withdrawals per month. $0 minimum balance maintenance fee.$10 and up | 0.60% | $60 | Minimum balance of $10 to earn interest. Unlimited free withdrawals per month. $0 minimum balance maintenance fee. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.