Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Minneapolis, MN-WI metro
- Bell BankPremier Money Market SavingsPremier Money Market Savings · $5,000 min · 1.16%–1.36% by balance
Bank · 7 branches
1.16%APY$116 a year on $10,000Requirements
Product: Minimum balance of $5,000 is required to earn interest and avoid service fees. No service charge if minimum balance of $5,000 is maintained. Interest earned each day balance is $5,000 or more. 6 free withdrawals or debits per monthly statement period. Option to use as overdraft protection on a Bell checking account (enrollment required). Variable interest compounded monthly. Interest rate is paid on the entire balance in the account.
Offer: $10 service fee if minimum balance is not maintained. Interest rate is paid on the entire balance in the account. Variable rate. Paid monthly.
1.15% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Savings Balance APY $5,000 – $100,000Your amount 1.16% $100,000 – $500,000 1.26% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.36% Rate checked
More details - St. Cloud Financial Credit UnionMoney Market Insured Investment AccountMoney Market Insured Investment Account · $2,000 min · 1.15%–2.00% by balance
Credit union · 2 branches
1.15%APY$115 a year on $10,000Requirements
Product: $2,000 minimum balance required. Dividends are credited and compounded monthly. All savings rates are variable.
1.14% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Insured Investment Account Balance APY $2,000 – $9,999 1.15% $10,000 – $24,999Your amount 1.15% $25,000 – $49,999 1.30% $50,000 – $99,999 1.50% $100,000 – $249,999 1.60% $250,000 and up 2.00% Rate checked
More details - Woodlands National BankMoney Market SavingsMoney Market Savings · $2,500 min · 1.11%–2.12% by balance
Bank · 4 branches
1.11%APY$111 a year on $10,000Requirements
Product: Interest is compounded daily and credited quarterly. Variable rate account and rate may change after opening. $2,500.00 opening deposit required. $5.00 monthly service charge assessed if average daily balance for the statement period falls below $2,500.00.
Offer: Monthly service charge of $5.00 is assessed if average daily balance for the statement period falls below $2,500.00. Interest is compounded daily and credited quarterly.
1.10% interest rate · Compounded daily · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $100,000Your amount 1.11% $100,000 and up 2.12% Rate checked
More details - 1.06%APY$106 a year on $10,000
Requirements
Product: Minimum balance of $500 to earn interest and avoid service fees. No service charge if minimum balance of $500 is maintained. Interest earned each day balance is $500 or more. 6 free withdrawals or debits per monthly statement period. Option to use as overdraft protection on a Bell checking account (enrollment required). Variable interest compounded monthly.
Offer: $10 service fee if minimum balance is not maintained. Variable rate. Paid monthly.
1.05% interest rate · Compounded monthly · $10 monthly fee
Rate checked
More details - Harvest BankPrime Time Money MarketPrime Time Money Market · $5,000 min · 1.05%–2.60% by balance
Bank · 2 branches
1.05%APY$105 a year on $10,000Requirements
Product: Variable rate account; rate may change after opening. Fees may reduce earnings. Tiered rates based on balance.
1.04% interest rate · No monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Prime Time Money Market Balance APY $5,000 – $50,000Your amount 1.05% $50,000 – $100,000 1.65% $100,000 – $250,000 2.05% $250,000 – $1,000,000 2.60% Rate checked
More details - Blaze Credit UnionMoney MarketMoney Market · $2,500 min · 1.05%–3.30% by balance
Credit union · 20 branches
1.05%APY$105 a year on $10,000Requirements
Product: Tiered dividends paid monthly. Minimum balance of $2,500 required to open and to avoid monthly minimum balance fee.
Offer: Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $0.01; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.
1.05% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 1.05% $10,000 – $20,000Your amount 1.05% $20,000 – $50,000 1.05% $50,000 – $100,000 1.05% $100,000 – $250,000 1.65% $250,000 – $500,000 2.05% $500,000 – $1,000,000 2.80% $1,000,000 and up 3.30% Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Standard savings account. $200 minimum deposit to open ($50 to open for clients under age 19). Monthly service charge of $3 waived by maintaining a $200 average daily balance or for clients under age 19. Limit of 6 pre-authorized/automatic/third-party transactions per month.
Offer: Compounded and paid monthly. Minimum balance to obtain APY is $200. $3 monthly service charge waived with $200 average daily balance or if under age 19 ($50 minimum opening deposit for under 19).
1.00% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: $5 minimum balance. Unlimited deposits allowed. Earn prize entries for every $25 increase in monthly savings (limit 4 entries per month). Maximum of two withdrawals per 12-month period with early withdrawal penalties of $10 for first and $25 for second; more than 2 withdrawals results in account closure and 90-day ineligibility to reopen.
Offer: Dividends paid on a monthly basis. Early withdrawal penalties apply ($10 for 1st withdrawal, $25 for 2nd withdrawal in a 12-month period).
1.00% interest rate · Effective Aug 17, 2026
Rate checked
More details - TruStone FinancialMoney MarketMoney Market · $2,500 min · 0.10%–3.00% by balance
Credit union · 18 branches
1.00%APY$100 a year on $10,000Requirements
Product: TruStone Financial membership required.
Offer: $10 monthly maintenance fee if balance is less than $2,500.
0.10% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.80% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.50% $50,000 – $100,000 2.00% $100,000 – $250,000 3.00% $250,000 and up 3.00% Rate checked
More details - Lake Elmo BankMoney Market Savings PlusMoney Market Savings Plus · $20 min · 1.00%–3.40% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: $1,000 daily minimum balance; compounded monthly. Minimum $20 required to open all savings accounts unless otherwise stated.
Offer: $1,000 daily minimum balance; compounded monthly.
1.00% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Savings Plus Balance APY Up to $250,000Your amount 1.00% $250,000 – $500,000 2.52% $500,000 – $750,000 2.94% $750,000 – $1,000,000 3.25% $1,000,000 and up 3.40% Rate checked
More details - North Star BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.90%–1.11% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Fees may reduce earnings.
Offer: Daily Balances up to $2,499.99; Fees may reduce earnings.
0.90% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.90% $2,500 – $25,000Your amount 1.00% $25,000 – $10,000,000 1.11% Rate checked
More details - Highland BankPremier Money Market SavingsPremier Money Market Savings · $1,000 min · 0.70%–1.66% by balance
Bank · 6 branches
0.90%APY$90 a year on $10,000Requirements
Product: Interest compounded and credited monthly. Average daily balance method used to calculate interest. $15 monthly service charge applies if minimum daily balance is not maintained ($10,000 in account details, $1,000 in comparison table).
Offer: Monthly fee waived with qualifying minimum daily balance.
0.70% interest rate · $15 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Premier Money Market Savings Balance APY Up to $10,000 0.70% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 0.95% $50,000 – $100,000 1.06% $100,000 – $250,000 1.31% $250,000 – $1,000,000 1.46% $1,000,000 – $2,500,000 1.56% $2,500,000 – $5,000,000 1.61% $5,000,000 and up 1.66% Rate checked
More details - MY CREDIT UNIONMoney MarketMoney Market · $5,000 min · 0.30%–0.90% by balance
Credit union · 4 branches
0.90%APY$90 a year on $10,000Requirements
Product: Must maintain $5 in Membership Share Account for membership eligibility. Offers typically higher rate of return than standard Regular Share Account.
Offer: Minimum daily balance to earn stated APY is $1. Tier applies to balances below $5,000.
0.30% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.30% $5,000 and upYour amountTier applies to balances above $25,000. 0.90% Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: Avoid the $4 monthly maintenance fee by maintaining a $50 average daily balance ($1 monthly fee by maintaining a $25 average daily balance for minors). 3 free withdrawals per month (5 for minors), then $1 fee per excess withdrawal.
Offer: $100 minimum deposit to open ($25 for minors). Monthly maintenance fee waived with $50 average daily balance ($25 for minors).
0.45% interest rate · $4 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Investors Savings Account Balance APY Up to $5,000 0.45% $5,000 – $50,000Your amount 0.90% $50,000 and up 1.25% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 20 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minneapolis, MN-WI metro
307 accounts at 107 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches