Bank · FDIC insured
Woodlands National Bank Savings Rates
Top CarrotWoodlands National Bank’s best savings rate is 1.11% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Woodlands National Bank’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Woodlands National Bank has the most branches. $10,000, best rate first.
This bank’s best
Woodlands National Bank
1.11%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $111
Money Market Savings
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Woodlands National Bank savings score
86
Savings score
Higher than 74% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.11%
- $100,000 balance$100,0002.12%
- QualifiedQualified1.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Woodlands National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
1.11%APY
Interest is compounded daily and credited quarterly. Variable rate account and rate may change after opening. $2,500.00 opening deposit required. $5.00 monthly service charge assessed if average daily balance for the statement period falls below $2,500.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $100,000Monthly service charge of $5.00 is assessed if average daily balance for the statement period falls below $2,500.00. Interest is compounded daily and credited quarterly. | 1.11% | $111 | Monthly service charge of $5.00 is assessed if average daily balance for the statement period falls below $2,500.00. Interest is compounded daily and credited quarterly. |
| $100,000 and upMonthly service charge of $5.00 is assessed if average daily balance for the statement period falls below $2,500.00. Interest is compounded daily and credited quarterly. | 2.12% | — | Monthly service charge of $5.00 is assessed if average daily balance for the statement period falls below $2,500.00. Interest is compounded daily and credited quarterly. |
Sources (1)
- woodlandsnationalbank.com/deposit-rates · captured Oct 16, 2026
Special-purpose accounts
Educational Savings (UTMA)
0.50%APY
All savings accounts are variable rate; rate may change after opening. Requires $25.00 minimum opening deposit. Subject to a $5.00 withdrawal fee and a $25.00 closing fee prior to age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded daily and credited quarterly. Variable rate account; rate may change after opening. $5.00 withdrawal fee; $25.00 closing fee if closed prior to age 18.Any balance | 0.50% | $50 | Interest compounded daily and credited quarterly. Variable rate account; rate may change after opening. $5.00 withdrawal fee; $25.00 closing fee if closed prior to age 18. |
Sources (2)
All captured Oct 16, 2026
Savings Account
0.15%APY
All savings accounts are variable rate; rate may change after opening. $1.00 monthly maintenance fee assessed if the average daily balance for the month falls below $50.00 (waived for customers under 18 years).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded daily and credited quarterly. Variable rate account; rate may change after opening. $1.00 monthly maintenance fee waived if average daily balance for the month is $50.00 or more, or if customer is under 18 years.Any balance | 0.15% | $15 | Interest compounded daily and credited quarterly. Variable rate account; rate may change after opening. $1.00 monthly maintenance fee waived if average daily balance for the month is $50.00 or more, or if customer is under 18 years. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.