Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Michigan City, IN metro
- 0.30%APY$30 a year on $10,000
Requirements
Product: Dividends on all savings accounts are paid on the average daily balance and compounded and credited quarterly.
Offer: Competitive dividends earned on balances of $50 or more. Dividends paid on average daily balance and compounded and credited quarterly.
0.30% interest rate · No monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes membership with Allegius Credit Union. Avoid the $5 monthly service fee by maintaining a total savings account or total loan product minimum average daily balance of $250. Dividends are paid on average daily balance and compounded and credited quarterly.
Offer: Competitive dividends earned on balances of $50 or more. $5 monthly fee waived by maintaining a total savings account or total loan product minimum average daily balance of $250. Dividends paid on average daily balance and compounded and credited quarterly.
0.30% interest rate · $5 monthly fee
Rate checked
More details - INOVA Federal Credit UnionFinancial Management AccountFinancial Management Account · $2,000 min · 0.25%–1.00% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Tiered rates on balances of $2,000 or more with direct check writing and no monthly service charge.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Financial Management Account Balance APY $2,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 0.85% Over $100,000 1.00% Rate checked
More details - INOVA Federal Credit UnionFinancial Management AccountSavings · $2,000 min · 0.25%–1.00% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Tiered dividends on balances of $2,000 or more. Includes direct check writing.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Financial Management Account Balance APY $2,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 0.85% Over $100,000 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Tech Credit UnionMembership SavingsSavings · $25 min · 0.00%–0.60% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Establishes membership in Tech Credit Union; requires maintaining minimum share balance. No monthly service fees. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.
Offer: Dividends paid are determined by the amount of deposit balance within each rate tier.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $25 0.00% Up to $1,000 0.10% $1,000 – $5,000 0.10% $5,000 – $10,000Members 60+ with minimum $5,000 in Membership Savings receive Prime Time benefits. 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.35% $50,000 and up 0.60% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. Requires a $5 deposit into Member Ownership Share account.
Offer: Variable rate. Dividends compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secondary savings account option designed for emergency funds.
Effective Mar 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Depositing a minimum of $25 into a Share Savings account establishes membership with First Trust Credit Union.
Effective Mar 2, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 2 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Dividends are compounded monthly and paid quarterly based on the average daily computation method. Direct deposit available. Unlimited withdrawals and deposits.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Applies when 15 or less (or less than 15) qualified debit card transactions post per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan City, IN metro
42 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 2.49%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.25%
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Michigan City, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Members Advantage Credit UnionCredit union · 2 branches
- LaPorte Community Federal Credit UnionCredit union · 3 branches
- Flagstar BankBank · 1 branch