Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Memphis, TN-MS-AR metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Can be opened once Membership Share Account is established; members may open multiple additional share savings accounts with no minimum balance required.
Offer: No minimum opening deposit required for Regular Share accounts. Rates may change after account opening at the credit union's discretion. Fees may reduce account earnings.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Shares insured up to $250,000 by NCUA. Maintenance or activity fees could reduce earnings.
Offer: Maintenance or activity fees could reduce earnings on the account. Federally insured by NCUA up to $250,000.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - Orion FinancialMoney Market AccountMoney Market Account · $0 min · 0.01%–0.25% by balance
Credit union · 10 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividend Rate and APY apply to the entire balance when the daily balance falls in the corresponding range. Deposit rates are variable and subject to change after account opening. Dividends are compounded and credited monthly.
Offer: Rate applies to entire balance when daily balance is between $0 and $9,999.
0.01% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.10% $50,000 – $99,999 0.20% $100,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Available only to customers with a Kasasa Checking account (Kasasa Cash or Kasasa Cash Back). Limit one account per SSN. Requires $50 minimum opening deposit.
Offer: If qualifications are not met in Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee · Effective Nov 17, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate is variable and subject to change. Requires a $100 minimum balance to avoid charges and obtain current APY, with a $5 below minimum balance fee.
Offer: Minimum balance to avoid charges and obtain current APY is $100. Below minimum balance fee is $5. Semi-annual statement.
Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Rate and offer subject to change without notice and after account opening. Interest earned on the entire daily balance. Fees could reduce earnings on account. Not available to institutional investors. Account openings are subject to Bank approval and may be declined on certain factors.
Offer: Balances under $5,000. Interest earned on the entire daily balance. Fees could reduce earnings on account. Rate subject to change after account opening.
Effective Sep 24, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.00% interest rate · Effective Jul 27, 2026
Rate by balance
Rate by balance for FIRSTSavings Balance APY Up to $300 0.00% $300 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.10% $100,000 and up 0.10% Rate checked
More details - BankFirst Financial ServicesPersonal Money MarketPersonal Money Market · $2,500 min · 0.00%–0.15% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Avoid the $15 monthly service charge by maintaining a $2,500 daily minimum balance.
Offer: Avoid the $15 monthly service charge by maintaining a $2,500 daily minimum balance.
0.00% interest rate · $15 monthly fee · Effective Jul 27, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.05% $25,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Share Savings Account that pays back dividends quarterly upon enrollment in credit union membership.
0.00% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $499 0.00%* $500 and upYour amount 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000
0.00% interest rate
Rate by balance
Rate by balance for Special Savings Balance APY Up to $499 0.00%* $500 and upYour amount 0.05%* Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - First South FinancialSavings Plus AccountSavings · $0 min · 0.00%–0.02% by balance
Credit union · 12 branches
0.02%APY$2 a year on $10,000Requirements
Product: Transitioned from Standard Savings Account when using debit card for purchases. Low minimum balance requirement to avoid the monthly service fee
Offer: Interest is compounded and posted quarterly.
Effective Oct 15, 2026
Rate by balance
Rate by balance for Savings Plus Account Balance APY Up to $1,000 0.00% $1,000 and upYour amount 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Memphis, TN-MS-AR metro
110 accounts at 42 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 1.56%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.20%
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Memphis, TN-MS-AR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- LGWFCUCredit union · 1 branch
- Leaders Credit UnionCredit union · 2 branches
- Memphis City Employees Credit UnionCredit union · 6 branches