Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lynchburg, VA metro
- 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered rates compound monthly. Some rates are not available in Puerto Rico.
Offer: Balances below $2,500. Some rates are not available in Puerto Rico.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.30% $2,500 – $24,999Your amount 0.50% $25,000 – $49,999 0.85% $50,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - Beacon Credit UnionTiered SavingsSavings · $25 min · 0.10%–0.80% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: $5 membership share required to qualify for Beacon products. Dividends compounded monthly.
Offer: Tier 1. Dividends compounded monthly.
0.10% interest rate · Compounded monthly
Rate by balance
Rate by balance for Tiered Savings Balance APY Up to $5,000 0.10% $5,000 – $10,000Tier 2. Published APY range 0.10%–0.18%. 0.25%* $10,000 – $50,000Your amountTier 3. Published APY range 0.18%–0.44%. 0.50%* $50,000 – $100,000Tier 4. Published APY range 0.44%–0.54%. 0.65%* $100,000 and upTier 5. Published APY range 0.54%–0.78%. 0.80%* Rate checked
More details - Virginia Credit UnionRegular SavingsSavings · $100 min · 0.05%–0.40% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Must be a credit union member. $0 monthly fees for account service or maintenance. Free debit card, nationwide ATM access, online banking with eStatements, and mobile banking. $3 fee for each withdrawal in excess of two per month.
Offer: Dividend earnings are compounded quarterly. APY may change after account is opened. Fees may reduce earnings on your accounts. No minimum balance to earn APY for members under age 23.
0.05% interest rate · Compounded quarterly · No monthly fee
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $500 0.05% $500 and upYour amount 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Avoid monthly maintenance fee of $4 by being under 21 years of age or maintaining a minimum daily balance of $250. Up to six transfers or withdrawals per cycle at no cost; $5 excessive withdrawal fee per additional withdrawal.
0.30% interest rate · $4 monthly fee · Effective Oct 9, 2026
Rate checked
More details - National Bank of BlacksburgMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.15%–0.92% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: A $10.00 monthly service charge applies if the balance falls below $2,500.00 on any day of the statement cycle. Variable rate account.
Offer: Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month.
0.15% interest rate · $10 monthly fee · Effective Sep 10, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 and up 0.92% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Free with eStatements. Interest compounded quarterly.
Offer: All balances.
0.25% interest rate · Compounded quarterly · Effective May 1, 2026
Rate checked
More details - First Bank & Trust CompanyRelationship Money Market AccountRelationship Money Market Account · 0.25%–1.62% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Available to new and existing First Bank and Trust customers.
Offer: Average daily balance below $25,000.00.
0.25% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $25,000Your amount 0.25% $25,000 and up 1.62% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
Offer: $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.
0.10% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $25 minimum opening deposit.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - The Farmers Bank of AppomattoxMoney MarketMoney Market · $5,000 min · 0.10%–1.25% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service charge by maintaining an average daily balance of $1000. Below $1000 average daily balance, a service charge of $10 Customers are limited to a combination of six (6) transactions per statement cycle which includes checks, drafts, and ACH transactions of any amount and unlimited personal withdrawals. Unlimited in-bank counter withdrawals Online banking Interest paid on four tier levels
Offer: $100 Minimum Opening Deposit, minimum average daily balance of $5,000.00 to obtain the disclosed annual percentage yield. $10 monthly service charge if average daily balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.50% $250,000 and up 1.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $100 minimum daily balance to avoid a $5 monthly service charge (service charge waived for minors). Minimum average daily balance of $10.00 required to obtain the disclosed APY. Six withdrawals allowed per month without fee ($3 per withdrawal over six).
Offer: Minimum average daily balance of $10.00 to obtain disclosed APY. Rate may change after account opening.
0.10% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lynchburg, VA metro
57 accounts at 20 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.13%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Lynchburg, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Beacon Credit UnionCredit union · 5 branches
- Blue Eagle Credit UnionCredit union · 1 branch
- Virginia Credit UnionCredit union · 2 branches