Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Lexington, KY metro
- 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Required for membership. Dividends paid quarterly. Accessible at 30,000 ATMs nationwide (checking account required).
Offer: Dividends compounded and paid quarterly. Variable rate. $25.00 minimum balance to earn dividends/stated APY.
Qualified rate · 0.50% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Requires opening deposit of $0 to earn stated APY. After balance reaches $500, a VISA ONE Credit Card with a $500 credit limit is issued and funds are frozen. Credit limit can be increased in multiples of $500 as additional savings tiers are reached.
Offer: Dividends compounded and paid quarterly. Variable rate. Minimum balance to open account and earn stated APY is $0.
0.50% interest rate · Effective Oct 4, 2026
Rate checked
More details - Park Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.45%–1.10% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: $10.00 monthly maintenance fee waived with active Park Perks or by maintaining a $1,000 minimum balance. 6 free withdrawals per month with $250 minimum withdrawal. $10.00 fee per occurrence for withdrawals under $250 or excess withdrawals beyond 6 per calendar month. Park Perks rates require enrollment in Park Perks (requires Thryve Checking account, debit card, and enrollment in Savings Jar with a minimum of one round up within the current statement cycle).
Offer: Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance.
Qualified rate · 0.45% interest rate · $10 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.45% $50,000 – $150,000 1.00% $150,000 – $250,000 1.00% $250,000 and up 1.10% Rate checked
More details - Blue Grass FederalSelect Money MarketSelect Money Market · $10,000 min · 0.35%–0.80% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: $10 monthly fee is waived if daily balance or average daily balance is at least $10,000.
0.35% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $24,999Your amount 0.35% $25,000 – $99,999 0.60% $100,000 – $249,999 0.70% $250,000 – $999,999 0.80% Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - KUE Federal Credit UnionSpecial SharesSavings · $5 min · 0.20%–0.80% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Par value of a regular share is $5.00.
0.20% interest rate · Effective Oct 2, 2023
Rate by balance
Rate by balance for Special Shares Balance APY Up to $20,000Your amount 0.20% Over $20,000 0.80% Rate checked
More details - KUE Federal Credit UnionRegular SharesSavings · $5 min · 0.20%–0.80% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Establishes credit union membership. Par value of a regular share is $5.00. No monthly fees.
0.20% interest rate · No monthly fee · Effective Oct 2, 2023
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $20,000Your amount 0.20% Over $20,000 0.80% Rate checked
More details - The Health and Education Federal Credit UnionPersonal SavingsSavings · $25 min
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires active membership with a $5.00 one-time membership fee. Dividends calculated on average daily balance and paid quarterly.
0.20% interest rate · No monthly fee · Effective Oct 1, 2025
Rate checked
More details - Y-12 Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance of $2,500 required to earn dividends.
0.15% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.15% $25,000 – $74,999 0.20% $75,000 – $99,999 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly based on average daily balance. No monthly service fees.
Offer: No minimum balance to earn APY; no minimum balance to avoid service fee.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Foundational account required for all Metro Plus Credit Union members representing ownership share. Dividends are calculated using the Average Daily Balance Method and compounded/credited quarterly.
Offer: Rates calculated using Average Daily Balance Method and compounded quarterly. $25 initial deposit required.
0.15% interest rate · Compounded quarterly · Effective Jun 25, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement is $5,000. Dividends calculated using a tiered dividend rate. You must maintain the amount stated in each tier to earn the disclosed APY for that tier.
Offer: Requires maintaining tier balance. Account has an overall minimum balance requirement of $5,000.
Rate by balance
Rate by balance for Personal Reserve Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lexington, KY metro
85 accounts at 30 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Lexington, KY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 6 branches
- Members Heritage CUCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch