Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Lancaster, PA metro
- 0.25%APY$25 a year on $10,000
Requirements
Product: Open up to five accounts, each with a customizable goal. No maturity date.
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - Orrstown BankPreferred Money Market AccountPreferred Money Market Account · $0 min · 0.01%–1.66% by balance
Bank · 8 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - Orrstown BankPersonal Money Market AccountPersonal Money Market Account · $50 min · 0.01%–1.66% by balance
Bank · 8 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Offer: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary membership share account. Requires valid photo ID and $5 opening deposit.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Straightforward interest-bearing savings account for everyday needs, future goals, and unexpected expenses.
Offer: Variable interest rate. Maintain a $250 average statement balance to avoid the $5 monthly maintenance fee. Enrollment in e-Statements required to avoid a $2 monthly paper statement fee. No minimum balance requirement or statement fee when primary account owner is under age 18.
$5 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Designed to build savings alongside Momentum Checking. Must maintain a Momentum Checking Account unless primary account owner is under age 18.
Offer: Variable interest rate. No monthly service fee for the first year; maintain a $100 average statement balance after the first year to avoid a monthly service fee. Enrollment in e-Statements is required to avoid a $2 monthly paper statement fee. Must maintain a Momentum Checking account unless primary owner is under 18.
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.20%–0.50% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account.
Qualified rate · 0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.20% $20,000 – $50,000 0.30% $50,000 – $100,000 0.40% $100,000 – $250,000 0.50% $250,000 – $2,000,000 0.50% $2,000,000 and up 0.50% Rate checked
More details - S&T BankPersonal Money MarketPersonal Money Market · $0 min · 0.20%–1.45% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Maximum of six (6) third party transactions permitted per month. Variable rate account; interest rate and Annual Percentage Yield may change at the Bank's discretion without prior notice.
Effective Oct 12, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $100,000Your amount 0.20% $100,000 – $500,000 1.45% $500,000 – $1,000,000 1.45% $1,000,000 and up 1.45% Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 8 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - Ephrata National BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.10%–1.95% by balance
Bank · 14 branches
0.20%APY$20 a year on $10,000Requirements
Product: A $2,500 minimum balance is required to avoid the monthly maintenance fee.
Offer: $2,500 minimum balance required to avoid monthly maintenance fee.
0.10% interest rate · Effective Sep 29, 2025
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 – $99,999 0.85% $100,000 – $249,999 0.85% $250,000 – $499,999 1.04% $500,000 – $999,999 1.04% $1,000,000 and up 1.95% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Base rate when qualifications are not met. Requires minimum average daily balance of $5,000 in Relationship Savings. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $1 minimum balance to open account. $5.00 service fee to close account within 90 days of opening. $5.00 monthly inactivity fee if no activity on any Citadel account for 1 year, waived if combined deposit balance is $500 or more or primary owner is under 13. $1 fee per ATM balance inquiry and $3 fee per ATM withdrawal at non-Citadel ATMs.
Offer: Minimum balance to earn APY is $5.00. No monthly service fee.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Star Savings Balance APY Up to $2,499 0.10% $2,500 – $25,000Your amount 0.15% $25,000 – $75,000 0.25% $75,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be opened on the same day as a new or reinvesting Certificate of Deposit (CD) with a term equal to or greater than 12 months. Requires new money with a maximum deposit equal to the corresponding CD amount.
Offer: Open with $1,000. Maintain a $1,000 daily balance in the account to earn interest and avoid the $3 monthly fee. Interest is calculated monthly using the daily balance method. Unlimited in-person withdrawals at Community Banking Offices.
Qualified rate · $3 monthly fee · Effective Dec 19, 2024
Rate checked
More details - Lancaster Red Rose Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.15%–0.35% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance. Minimum withdrawal of $500 required.
Offer: Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance.
0.15% interest rate · $10 monthly fee · Effective Aug 10, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $74,500 0.25% $75,000 – $100,000 0.30% $100,000 and up 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lancaster, PA metro
88 accounts at 31 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 3.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Lancaster, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Citadel Credit UnionCredit union · 2 branches
- EverenceCredit union · 5 branches
- Finanta Credit UnionCredit union · 1 branch