Credit union · NCUA insured
Lancaster Red Rose Credit Union
A $54.2M credit union headquartered in Leola, PA, with 4,789 members and 4 branches in Pennsylvania. Best rates: CDs 3.55% and savings 0.15% APY.
Lancaster Red Rose Credit Union Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#10 of 28 in Lancaster, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lancaster Red Rose Credit Union
Established in 1948 to serve RCA employees, Lancaster Red Rose Credit Union is a member-owned financial cooperative operating in Lancaster, Pennsylvania.
The credit union serves more than 7,900 members across four offices in Lancaster County, Pennsylvania, where anyone who lives, works, worships, or goes to school is eligible to join.
- Headquarters
- 16 E Main St, Leola, PA 17540-1936
- NCUA charter
- 60113
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who lives, works, worships, or attends school in Lancaster County, Pennsylvania.
Employers and groups
- Membership is open to employees of over 55 partner Select Employer Groups throughout Lancaster County.
Family and household
- Membership is open to immediate family members or household members of eligible persons.
Other ways
- Businesses and other legal entities within the community boundaries may qualify for membership.
Cost to join
- An initial deposit is required when submitting a membership application.
- A membership fee is required when submitting a membership application.
Branches
4 branches in Pennsylvania
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Pennsylvania
4 branches
- Home OfficeMain office16 E Main St, Leola, PA 17540Directions
- 150 North Queen Street150 N Queen St, Lancaster, PA 17603Directions
- Branch Courthouse50 N Duke St, Lancaster, PA 17602Directions
- Embassy Branch2137 Embassy Dr, Lancaster, PA 17603Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.90% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.61% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.73% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio14.90%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.61%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.73%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lancaster Red Rose Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.