Lancaster Red Rose Credit Union Savings & Money Market Rates

How Lancaster Red Rose Credit Union’s savings rates compare

Compared with banks and credit unions near Lancaster, PA, where Lancaster Red Rose Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Lancaster Red Rose Credit Union
0.15%APY
Minimum
$5,000
Earns on $10,000 a year
$15
Money Market Account
Top rate
Northwest Bank
4.00%APY
Minimum
$1
Earns on $10,000 a year
$400
Northwest Bank rates
2nd-highest rate
Univest
3.75%APY
Minimum
—
Earns on $10,000 a year
$375
Univest rates

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Savings score

Higher than 17% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.03%
$10,000 balance$10,0000.15%
$100,000 balance$100,0000.35%
QualifiedQualified0.15%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Lancaster Red Rose Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

0.15%APY$5,000 to open

Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance. Minimum withdrawal of $500 required.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$5,000 – $25,000Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance.	0.15%	$15	Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance.
$25,000 – $50,000Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance.	0.20%	—	Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance.
$50,000 – $74,500Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance.	0.25%	—	Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance.
$75,000 – $100,000Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance.	0.30%	—	Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance.
$100,000 and upAvoid the $10 monthly service fee by maintaining a $5,000 minimum balance.	0.35%	—	Avoid the $10 monthly service fee by maintaining a $5,000 minimum balance.

Sources (2)

All captured Sep 17, 2026

Regular Share Savings

0.05%APY$5 to open

Establishes membership at Lancaster Red Rose Credit Union. One-time $1 lifetime membership fee. $5 minimum deposit to open. $5 minimum balance requirement. Unlimited in-branch withdrawals, 5 free ATM withdrawals per month ($0.50 per withdrawal thereafter).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $5,000	0.03%	—
$5,000 – $25,000	0.05%	$5
$25,000 – $50,000	0.08%	—
$50,000 and up	0.15%	—

Sources (3)

All captured Sep 17, 2026

Who can join Lancaster Red Rose Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Membership is open to any person who lives, works, worships, or attends school in Lancaster County, Pennsylvania.

Employers and groups

Membership is open to employees of over 55 partner Select Employer Groups throughout Lancaster County.

Family and household

Membership is open to immediate family members or household members of eligible persons.

Other ways

Businesses and other legal entities within the community boundaries may qualify for membership.

Cost to join

An initial deposit is required when submitting a membership application.
A membership fee is required when submitting a membership application.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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