Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Kansas City, MO-KS metro
- 0.85%APY$85 a year on $10,000
Requirements
Product: Maintain a $5,000 average collected balance to avoid the $10 monthly account service charge. Variable interest is calculated on daily collected balance, compounded and credited monthly.
Offer: $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day.
0.85% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.85% $5,000 – $10,000 0.85% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 0.85% $50,000 – $100,000 0.85% $100,000 – $1,000,000 1.65% $1,000,000 – $2,500,000 1.75% $2,500,000 – $5,000,000 1.75% $5,000,000 and up 2.00% Rate checked
More details - Public Safety Credit UnionSmart AccountSmart Account · 0.00%–1.00% by balance
Credit union · 5 branches
0.85%APY$85 a year on $10,000Requirements
Product: Minimum balance to earn interest is $2,500. Limit of six transactions per month. Rates are subject to change at any time without notice.
Offer: Balance < $2,500.
0.00% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for Smart Account Balance APY Up to $2,499 0.00% $2,500 – $9,999 0.80% $10,000 – $24,999Your amount 0.85% $25,000 – $74,999 0.90% $75,000 and up 1.00% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Must be eligible for membership. Rates are subject to change at any time without notice. Insured by the NCUA.
Offer: Balance < $2500
0.00% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for Smart Account Balance APY Up to $2,500 0.00% $2,500 – $9,999 0.80% $10,000 – $24,999Your amount 0.85% $25,000 – $74,999 0.90% Over $75,000 1.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 19 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: Quarterly dividends.
Offer: Quarterly dividends.
0.10% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Shares Balance APY Up to $99 0.10%* $5,000 and upYour amount 0.80%* Rate checked
More details - Central National BankCentral Prestige MMDACentral Prestige MMDA · $1,000 min · 0.70%–1.26% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Rates Updated October 13, 2026. Rates and Specials are subject to change. Checking, Savings, and Money Market accounts are variable rate accounts. Rates may change after an account is open. Fees may reduce earnings. 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Not available for public fund customers.
Offer: 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Variable rate account; rates may change after account is open. Fees may reduce earnings.
0.70% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Central Prestige MMDA Balance APY $1,000 – $10,000 0.70% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 0.95% $250,000 – $1,000,000 1.16% $1,000,000 and up 1.26% Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 5 branches
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must be linked to a High Interest Reward Checking or Cash Back Reward Checking account. To earn qualifying rate, linked checking account must satisfy monthly qualification cycle requirements (minimum 12 debit card purchases post, receive monthly e-Statements, and log into online banking at least once during cycle); otherwise earns non-qualifying rate.
Offer: Qualifying rate tier when linked checking account meets qualification cycle requirements.
Qualified rate · 0.75% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Reward Savings Balance APY Up to $15,000Your amount 0.75% Over $15,000 0.25% Rate checked
More details - Academy BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.60%–2.20% by balance
Bank · 27 branches
0.75%APY$75 a year on $10,000intro rateRequirements
Product: No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle; otherwise, a monthly service charge of $10 applies. 6 transactions per statement cycle allowed. Free eStatements or $5 paper statements. Closing new accounts within 90 days of opening results in a $25 early closure fee. Up to $100,000 ACH funding possible when opening online.
Offer: Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly.
Promotional rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.10% $100,000 – $250,000 1.50% $250,000 and up 2.20% Rate checked
More details - Truity Credit UnionAdvantage Money MarketAdvantage Money Market · $10,000 min · 0.75%–1.10% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle.
Offer: $10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly.
0.74% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $49,999Your amount 0.75% $50,000 – $99,999 0.90% $100,000 – $199,999 0.95% $200,000 – $499,999 1.00% $500,000 and up 1.10% Rate checked
More details - Citizens Federal Savings BankMoney MarketMoney Market · $1,000 min · 0.25%–1.26% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening. ATM card only. Minimum balance to obtain APY is $100.00 daily balance. Interest compounded and credited monthly. Daily balance method is used. Monthly maintenance fee of $5.00 waived if daily balance is $500.00 or above.
Offer: Daily balances of $100.00-$2,499.99. Minimum opening deposit $1,000.00. Minimum balance to obtain APY $100.00. Monthly fee $5.00 waived if daily balance is $500.00 or above.
0.25% interest rate · $5 monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 – $2,500 0.25% $2,500 – $10,000Monthly fee waived if daily balance is $500.00 or above. 0.35% $10,000 – $25,000Your amountMonthly fee waived if daily balance is $500.00 or above. 0.75% $25,000 – $50,000Monthly fee waived if daily balance is $500.00 or above. 0.85% $50,000 and upMonthly fee waived if daily balance is $500.00 or above. 1.26% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Interest compounds and pays quarterly. Low minimum $100 daily balance to avoid $2 fee. Make up to 6 teller withdrawals, transfers from or ATM withdrawals per month; $1 activity fee applies if more than 6 debit transactions per month are made.
Offer: Interest compounds and pays quarterly. $100 daily balance required to avoid $2 fee.
0.75% interest rate · $2 monthly fee · Effective Nov 20, 2024
Rate checked
More details - Truity Credit UnionPerformance PlusSavings · $1,000 min · 0.65%–1.00% by balance
Credit union · 3 branches
0.70%APY$70 a year on $10,000Requirements
Product: Balances calculated using daily balance method. Dividends compounded and credited monthly. $10.00 per month service charge fee if average daily balance is below $1,000.
Offer: Tier $0-$9,999. Calculated using daily balance method. $10.00 monthly fee if average daily balance is below $1,000.
0.64% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance Plus Balance APY Up to $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $199,999 0.85% $200,000 – $499,999 0.90% $500,000 and up 1.00% Rate checked
More details - Azura Credit UnionMoney MarketMoney Market · $0 min · 0.00%–1.31% by balance
Credit union · 3 branches
0.70%APY$70 a year on $10,000Requirements
Product: Keep a $1,000 minimum balance to avoid a $5 monthly fee. Make up to six withdrawals every month and write up to three checks against the account every month. Rate may change after the account is opened.
Offer: Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened.
0.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.90% $50,000 – $100,000 1.11% $100,000 and up 1.31% Rate checked
More details - Truity Credit UnionPerformance PlusPerformance Plus · $1,000 min · 0.65%–1.00% by balance
Credit union · 3 branches
0.70%APY$70 a year on $10,000Requirements
Product: Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle. $10.00 excessive draft fee per draft.
Offer: $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly.
0.64% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance Plus Balance APY Up to $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $199,999 0.85% $200,000 – $499,999 0.90% $500,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Kansas City, MO-KS metro
252 accounts at 91 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches