Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Jacksonville, FL metro
- 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Maintain a Port City Rewards Interest Checking or Port City Rewards Checking Account and be enrolled in and agree to receive E-Statements. If qualifications are not met, the account earns 1.00% APY and the bank reserves the right to convert the account to a different savings account.
Offer: When monthly qualifications are met: maintain an active Port City Rewards Interest Checking or Port City Rewards Checking Account and agree to receive E-Statements.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Mar 25, 2024
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Maintain a Port City Rewards Interest Checking or Port City Rewards Checking Account and be enrolled in and agree to receive E-Statements. If qualifications are not met, the account earns 1.00% APY and the bank reserves the right to convert the account to a different savings account.
Offer: When monthly qualifications are not met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Mar 25, 2024
Rate checked
More details - VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance
Credit union · 52 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated daily, compounded daily and credited monthly. Account includes checks and a debit card.
0.90% interest rate · Compounded daily · Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.90% $10,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.45% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 7 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - RadiFi Credit UnionRegular Money Market AccountRegular Money Market Account · $2,500 min · 0.40%–1.20% by balance
Credit union · 8 branches
0.85%APY$85 a year on $10,000Requirements
Product: Free of any monthly service charges. Minimum opening deposit is $2,500.
0.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Account Balance APY $100 – $2,499 0.40% $2,500 and up 0.75% $10,000 and upYour amount 0.85% $25,000 and up 1.05% $50,000 and up 1.10% $100,000 and up 1.20% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Earn monthly dividends $5.00 fee per withdrawal after one per month No minimum balance No monthly fee
Offer: Earn monthly dividends. $5.00 fee per withdrawal after 1 allowed per month. No minimum balance. No monthly fee.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Initial deposit of $10.00 covers your membership fee. Great rates No monthly fee Free Digital Banking and Bill Pay A JMAFCU debit card with a checking account Direct Deposit Available
Offer: Must maintain a minimum average daily balance of $100 to earn dividends. Rates on variable rate accounts (i.e. Share Savings, Checking, and Super Savings) could change after account opening.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Can only be opened with a new or existing Prime Rewards Checking or Prime Interest Checking account. Limit 1 account per SSN/ITIN.
Offer: When qualifications are met (active Prime Rewards Checking or Prime Interest Checking account, and enrolled in and receive monthly e-statements). Daily balances up to $50,000.
Qualified rate · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for Prime Savings Balance APY Up to $50,000Your amount 0.50% Over $50,000Rate accurate as of 11/01/2022. 0.35% Rate checked
More details - Jax Fire Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–0.65% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.25% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $75,000 0.55% $75,000 – $125,000 0.60% $125,000 and up 0.65% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Gateway to membership; member must maintain $5 par value. All share accounts are variable rate.
Offer: No minimum balance to earn dividends.
0.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Each member must maintain a Savings Account with a minimum balance of $50 to establish and keep membership with SUMA FCU. Unlimited deposits and withdrawals.
Offer: No penalty for early withdrawal.
0.25% interest rate · Effective Sep 25, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jacksonville, FL metro
88 accounts at 34 banks and credit unions · checked Oct 5–22
- Typical
- 0.10%
- Top 10% from
- 1.17%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Jacksonville, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Jax Fire Credit UnionCredit union · 1 branch
- JM Associates FCUCredit union · 2 branches
- SUMA Federal Credit UnionCredit union · 1 branch