Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Idaho Falls, ID metro
- Members Preferred Credit UnionDaily SavingsSavings · $0 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Offer: Dividends paid monthly on a tiered structure based on average daily balance at a split rate.
0.05% interest rate
Rate by balance
Rate by balance for Daily Savings Balance APY Over $0 0.05% $300 and up 0.05% $5,000 and upYour amount 0.05% $20,000 and up 0.10% Rate checked
More details - Members Preferred Credit UnionDream AccountSavings · $0 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Stop dreaming and start saving with our Dream Account. Keep your funds in a separate savings account for those special needs or occasions with no additional fees.
Offer: Dividends paid monthly on a tiered structure based on average daily balance at a split rate.
0.05% interest rate
Rate by balance
Rate by balance for Dream Account Balance APY Over $0 0.05% $300 and up 0.05% $5,000 and upYour amount 0.05% $20,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked Ridgeline Rewards or Compass Cash Back account required. No monthly maintenance fees, no minimum balance to earn rewards, no minimum deposit to open.
Offer: Base rate earned on entire daily balance if qualifications are not met in linked Ridgeline Rewards or Compass Cash Back account during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Share savings account included with membership. No monthly service fees; must maintain a $5 minimum balance to keep account open. Balances greater than $25 earn dividends.
Offer: Minimum $25.00 balance required to earn dividend. $5 minimum balance required to open and keep account open.
0.05% interest rate · No monthly fee · Effective Jul 28, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Additional savings account with no minimum balance requirements to save for specific purposes. Balances greater than $25 earn dividends.
Offer: Minimum $25.00 balance required to earn dividend.
0.05% interest rate · No monthly fee · Effective Jul 28, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded quarterly, credited quarterly. $5 minimum balance maintains membership.
Offer: Fixed rate. Interest compounded and credited quarterly. No minimum balance to earn APY.
0.05% interest rate · Compounded quarterly · No monthly fee · Effective Sep 30, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 30, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 (waived by maintaining a minimum daily balance of $200 or receiving at least $25 in automatic transfers from a linked checking account). Limited to 6 withdrawals/transfers per monthly statement cycle.
Offer: Rates effective as of 10/07/2026 for Idaho and Utah. Variable APY, interest compounded daily and paid monthly.
0.02% interest rate · Compounded daily · $3 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $1,000 0.02% $1,000 – $5,000 0.02% $5,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.04% $50,000 – $100,000 0.05% $100,000 and up 0.07% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $1.00 membership fee and minimum deposit of $25.00 required for credit union membership/ownership share.
Effective Oct 15, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Idaho Falls, ID metro
67 accounts at 16 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Idaho Falls, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 5 branches
- Westmark Credit UnionCredit union · 6 branches
- Goldenwest Credit UnionCredit union · 1 branch