Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Huntsville, AL metro
- North Alabama Educators Credit UnionSuper Share AccountSavings · $2,000 min · 1.26%–1.76% by balance
Credit union · 4 branches
1.41%APY$141 a year on $10,000intro rateRequirements
Product: Secondary savings account that allows earning a higher dividend if the daily balance is $2,000 or more. Balances that drop below the $2,000 minimum earn the normal savings account rate. Dividends paid quarterly. Minimum deposit of $100 required.
Offer: Last dividend declaration date: September 30, 2026. Rate based on Average Daily Balance over Period of $2,000 to $9,999.99. Dividends paid quarterly.
Promotional rate · 1.25% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Super Share Account Balance APY $2,000 – $10,000 1.26% $10,000 – $25,000Your amount 1.41% $25,000 – $50,000 1.51% $50,000 and up 1.76% Rate checked
More details - Redstone Federal Credit UnionMoney Market Account for Share and Trust AccountsMoney Market Account for Share and Trust Accounts · $2,000 min · 1.00%–2.53% by balance
Credit union · 26 branches
1.16%APY$116 a year on $10,000Requirements
Product: Consumer account rate sheet. A minimum balance of $1 is required to open the Money Market Share or Money Market Share Trust Account. A minimum daily balance of $2,000 is required to earn dividends. No dividends will be earned for the length of time your daily balance falls below $2,000. The minimum balance for a Money Market tier must be maintained to earn the stated APY for that tier.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account for Share and Trust Accounts Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amountDividends payable monthly. 1.16% $50,000 – $100,000Dividends payable monthly. 1.26% $100,000 – $250,000Dividends payable monthly. 1.51% $250,000 – $500,000Dividends payable monthly. 1.71% $500,000 – $1,000,000Dividends payable monthly. 2.12% $1,000,000 and upDividends payable monthly. 2.53% Rate checked
More details - Redstone Federal Credit UnionEndeavor Money MarketEndeavor Money Market · $2,000 min · 1.00%–1.51% by balance
Credit union · 26 branches
1.16%APY$116 a year on $10,000Requirements
Product: The minimum balance required to open the Endeavor Money Market Account and earn dividends is $2,000. No dividends will be earned for the length of time the balance is below $2,000. The minimum balance for a tier must be maintained to earn the stated APY for that tier. Rates may change every month as determined by the Board of Directors.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Endeavor Money Market Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.26% $100,000 and up 1.51% Rate checked
More details - Redstone Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,000 min · 1.00%–2.53% by balance
Credit union · 26 branches
1.16%APY$116 a year on $10,000Requirements
Product: Membership required. Minimum daily balance of $2,000 is required to earn dividends. No dividends earned if daily balance falls below $2,000. Minimum balance for a Money Market tier must be maintained to earn the disclosed APY for that tier.
Offer: Minimum balance for tier must be maintained to earn disclosed APY.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.26% $100,000 – $250,000 1.51% $250,000 – $500,000 1.71% $500,000 – $1,000,000 2.12% $1,000,000 and up 2.53% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Avadian Credit UnionPremium Money Market AccountPremium Money Market Account · $10,000 min · 0.30%–2.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. Requires a savings account to establish credit union membership.
Offer: Interest paid monthly. Once a particular range is met, the APY applies to the full balance.
Effective Oct 30, 2025
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 2.50% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.50% $1,000,000 and up 2.50% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 5 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 Kasasa Saver account per Social Security number. Valid email address required. To qualify for reward rates, the linked Kasasa checking account must meet monthly qualifications: at least 1 ACH credit/debit transaction, at least 12 debit card purchases post and settle, and enrollment in e-statements.
Offer: Qualifying rate tier for balances up to $20,000 when monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back account.
Qualified rate · No monthly fee · Effective Dec 13, 2023
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 0.75% $20,000 and up 0.30%* Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. Requires a savings account to establish credit union membership.
Offer: Interest paid monthly. Once a particular range is met, the APY applies to the full balance.
Effective Oct 30, 2025
Rate checked
More details - FirstBankMoney Market TieredMoney Market Tiered · $2,500 min · 0.00%–0.75% by balance
Bank · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Tiered interest rate account. $10 minimum balance fee imposed every month the daily balance falls below $2,500.00. Six free withdrawals or transfers per statement cycle ($2 per transaction over 6). Applicant must be 18 years of age or older.
Offer: Tier 1: Daily balances of $0.00 to $2,499.99 earn 0.00% interest rate and 0.00% APY. Monthly fee of $10 applies if daily balance falls below $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Tiered Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.65% $10,000 – $100,000Your amount$10 fee waived if daily balance remains at or above $2,500.00. 0.65% $100,000 – $250,000$10 fee waived if daily balance remains at or above $2,500.00. 0.70% $250,000 and up$10 fee waived if daily balance remains at or above $2,500.00. 0.75% Rate checked
More details - Rocket City FCURegular Shares / SavingsSavings · $100 min · 0.45%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: A $25.00 minimum balance in a share account provides membership; privileges of which include voting rights. monthly dividend payouts
Offer: Requires $100.00 ADB** to earn Dividend. Dividends compounded monthly, paid monthly. Fees could reduce earnings.
0.45% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Shares / Savings Balance APY $100 and up 0.45% $2,000 and upYour amountRequires $2,000.00 ADB** to earn Dividend. 0.50% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Offer: Compounded Quarterly, Paid Quarterly. Fees could reduce earnings.
0.45% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Core savings account received with membership. Paid monthly. Member voting rights.
0.40% interest rate
Rate checked
More details - 0.35%APY$35 a year on $10,000intro rate
Requirements
Product: Establishes member ownership/share in the credit union. Requires $5.00 minimum deposit to join. An average daily balance of $100 or more during the dividend period is required to earn dividends. Dividends paid quarterly. Must be opened for access to any other member accounts or services.
Offer: Prospective dividend rate & APY: December 31, 2026. $100 minimum Average Daily Balance to earn dividends. Dividends paid quarterly.
Promotional rate · 0.35% interest rate · Effective Dec 31, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Huntsville, AL metro
82 accounts at 25 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.30%
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Huntsville, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Jackson BankBank · 1 branch
- CommunityAmerica Credit UnionCredit union · 2 branches
- Family Savings Credit UnionCredit union · 2 branches