Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Houston, TX metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Opening deposit terms conflict: schedule states $0, product page states $5. Requires $0 minimum to avoid service fee. May be closed after 60 days of zero balance.
Offer: Minimum balance to earn APY is $0.01.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires $5 opening deposit. No minimum balance required after opening.
Offer: Minimum balance to earn APY is $0.01.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arizona (AZ), Colorado (CO), Kansas City / Missouri (KC), and standard deposit rates schedule. Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.10% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - Members Choice Credit UnionMaximum Money Market™Maximum Money Market™ · $0 min · 0.10%–2.27% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Tiered rate account where the specified dividend rate for a tier applies to the entire balance in the account. Variable rate account. For the lowest balance tier, rates change as determined by the Board of Directors. For other tiers, rates adjust on the first of the month following a change to the Wall Street Journal Prime (WSJP) index less the stated margin, with a floor rate of 0.50% APR. No monthly maintenance fees or minimum balance requirements to avoid fees.
Offer: Rate applies to entire balance. Rate determined by Board of Directors. No monthly maintenance fee.
Promotional rate · 0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Maximum Money Market™ Balance APY Up to $50,000Your amount 0.10% $50,000 – $150,000Guaranteed dividend rate formula: WSJP minus 7.00%, subject to a floor rate of 0.50% APR. 0.50% $150,000 – $300,000Guaranteed dividend rate formula: WSJP minus 6.75%, subject to a floor rate of 0.50% APR. 0.50% $300,000 – $500,000Guaranteed dividend rate formula: WSJP minus 6.50%, subject to a floor rate of 0.50% APR. 0.50% $500,000 – $1,000,000Guaranteed dividend rate formula: WSJP minus 5.50%, subject to a floor rate of 0.50% APR. 1.26% $1,000,000 and upGuaranteed dividend rate formula: WSJP minus 4.50%, subject to a floor rate of 0.50% APR. 2.27% Rate checked
More details - Members Choice Credit UnionPerformance Money MarketPerformance Money Market · $0 min · 0.10%–3.04% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate account where the specified dividend rate for a tier applies to the entire balance in the account. For the lowest tier, the rate may change at any time as determined by the Board of Directors. For other tiers, rates adjust on the first of the month following a change to the Wall Street Journal Prime (WSJP) index (as of the last day of the prior month) less the stated margin, with a floor rate of no less than 0.10%. A $15.00 monthly fee applies if a minimum balance of $1,000 is not maintained at the end of the month or an aggregate direct deposit of at least $1,000 per month is not maintained.
Offer: Rate applies to entire balance if balance is within tier. $15 monthly fee is waived if a $1,000 balance is maintained at end of month or direct deposit of at least $1,000 per month is maintained.
0.10% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 and upRate calculated as WSJP minus 4.00%, with a floor rate of 0.10%. Rate applies to entire balance. 3.04% Rate checked
More details - Members Choice Credit UnionClassic Money MarketClassic Money Market · $2,000 min · 0.10%–0.15% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate fixed account where the specified dividend rate for a tier applies to the entire balance in the account. Requires a minimum opening balance and minimum balance to earn dividends of $2,000.00. A $15.00 monthly fee applies if the minimum balance of $2,000.00 is not maintained.
Offer: Fixed rate. Rate applies to entire balance. $15 monthly fee is waived if a $2,000 minimum balance is maintained.
0.10% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Classic Money Market Balance APY $2,000 – $10,000 0.10% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes Advancial membership. Advancial membership requires a minimum $5 membership share deposit. Up to 6 withdrawals or transfers permitted per month under Regulation D; ATM and in-person withdrawals are unlimited.
Offer: Minimum balance to earn dividends is $100. Minimum deposit to open is $5. Fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Also referred to as Statement Savings in product details and fee disclosures. Minimum balance of $100 to avoid monthly service charge and to receive interest.
Offer: $100 minimum opening balance. $100 minimum balance to avoid $2.00 monthly service charge and to earn interest. 2 withdrawals per month at no fee ($2.00 each after 2 withdrawals per month). Interest paid monthly.
0.10% interest rate · $2 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $1,500 minimum balance to avoid $8.00 monthly service charge. 6 withdrawals per month at no fee, then $10 each. If balance falls below $1,500, interest is paid at the lower Statement Savings account rate.
Offer: Balance less than $1,500. $1,500 minimum balance required to avoid $8.00 monthly service charge.
0.05% interest rate · $8 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,500 0.05% $1,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must have a membership account open. Can be used for overdraft protection.
Offer: Earn dividends when daily balance is $250.00 and above (paid quarterly). Early withdrawal penalty will or may be imposed.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a minimum of $25 to keep R1CU Membership open. Overdraft protection available; transaction limits apply. Dividends paid quarterly based on daily balance.
Offer: Earn dividends when daily balance is $250.00 and above (paid quarterly). Early withdrawal penalty will or may be imposed.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires $5 minimum opening balance to maintain membership. Average daily balance of $100 required to earn disclosed APY. Interest compounded and paid monthly.
Offer: Requires $5 to open and $100 average daily balance to obtain disclosed APY. Interest is compounded and paid monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - One World BankOWB Variable Rate Money MarketOWB Variable Rate Money Market · $1,000 min · 0.05%–0.65% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $1,000 minimum opening deposit required. Maintain a minimum daily balance of $3,000 to avoid the $20.00 monthly maintenance fee. Variable rate determined at bank's discretion.
0.05% interest rate · $20 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for OWB Variable Rate Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 – $500,000 0.35% $500,000 – $1,000,000 0.45% $1,000,000 – $2,000,000 0.55% $2,000,000 and up 0.65% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic account to become a credit union member. $5 is your membership share. Dividends are paid and compounded monthly.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Houston Federal Credit UnionRegular SavingsSavings · $5 min · 0.10%–0.15% by balance
Credit union · 10 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must be eligible for Houston Federal Credit Union membership. Opening the account establishes HFCU membership. Must maintain a balance of at least $5 to maintain membership status.
Offer: Earns competitive dividends on entire account balance; rates are subject to change monthly.
0.10% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $20,000Your amount 0.10% $20,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX metro
298 accounts at 119 banks and credit unions · checked Oct 16–23
- Typical
- 0.24%
- Top 10% from
- 2.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch