Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Detroit, MI metro
- Southeast Michigan State EFCUSuper SaverSavings · $500 min · 0.25%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered-rate savings account with a minimum balance of $500 to unlock higher dividend rates.
0.25% interest rate
Rate by balance
Rate by balance for Super Saver Balance APY $500 – $5,000 0.25% $5,000 – $20,000Your amount 0.50% $20,000 – $50,000 0.75% $50,000 and up 1.01% Rate checked
More details - Dort Financial Credit UnionSavings PlusSavings · $0 min · 0.15%–0.80% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: High-yield investment savings account with variable rates. Dividends are credited on the last day of each month. Allows convenient access using Savings Plus checks (up to six clearing per month), phone, online, or in-person. Funds cannot be accessed or withdrawn through ATM. Businesses are ineligible.
0.15% interest rate
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $999 0.15% $1,000 – $9,999 0.30% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.60% $100,000 – $199,999 0.70% $200,000 and up 0.80% Rate checked
More details - TRUE Community Credit UnionSuper Cash Money MarketSuper Cash Money Market · $0 min · 0.00%–0.70% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: No monthly service fee. Tiered rates based on balance.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Super Cash Money Market Balance APY Up to $2,000 0.00% $2,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.60% Over $100,000 0.70% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: For savers with at least $10,000 to earn higher dividend rates without restrictions regarding length of deposit or transaction amounts.
Offer: Less than $10,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly.
0.05% interest rate · Compounded quarterly · Effective Jun 30, 2026
Rate by balance
Rate by balance for Gold Shares Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.50% $50,000 – $75,000 0.50% $75,000 – $100,000 0.50% $100,000 and up 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: For savers with at least $5,000 to earn higher dividend rates without restrictions on length of deposit or transaction amounts.
Offer: Less than $5,000 average daily balance tier. Dividends figured on average daily balance, paid and compounded quarterly.
0.05% interest rate · Compounded quarterly · Effective Jun 30, 2026
Rate by balance
Rate by balance for Silver Shares Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - ABD Federal Credit UnionSplit Rate SavingsSavings · $500 min · 0.25%–0.45% by balance
Credit union · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: To open a Split Rate account, each member must maintain a minimum balance of $500 in their Regular Share account, which remains inaccessible while the Split Rate account is active. Penalty incurred for early withdrawal.
Offer: Penalty incurred for early withdrawal. Minimum to avoid charge is $500.00.
0.25% interest rate · Effective Mar 31, 2024
Rate by balance
Rate by balance for Split Rate Savings Balance APY Up to $2,000 0.25% $2,000 – $5,000 0.35% $5,000 and upYour amount 0.45% Rate checked
More details - Advia Credit UnionMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 0.40%–0.60% by balance
Credit union · 7 branches
0.40%APY$40 a year on $10,000Requirements
Product: A minimum $1,000 daily balance is required to earn dividends. Compounded monthly based on daily average balance.
Offer: A minimum $1,000 daily balance is required to earn dividends.
Compounded monthly
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $1,000 – $24,999Your amount 0.40% $25,000 – $74,999 0.50% $75,000 and up 0.60% Rate checked
More details - Community Focus Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.40%–0.75% by balance
Credit union · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: Must be an individual, family, or business in Wayne or Monroe counties to join. Federally insured by NCUA. No monthly fees.
No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $49,999Your amount 0.40% $50,000 – $99,999 0.60% $100,000 and up 0.75% Rate checked
More details - Advia Credit UnionUltimate SavingsSavings · $0 min · 0.35%–3.00% by balance
Credit union · 7 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Promotional rate locked in at account opening for the first five monthly statement cycles with no minimum balance required to earn dividends. Standard tiered rates apply after the promo period with a $1,000 minimum daily balance required to earn dividends.
Offer: Promotional APY for first five monthly statement cycles on new accounts. No minimum opening balance and no minimum balance required to earn dividends during promotional period.
Promotional rate · Effective Sep 15, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Any balance 3.00% $1,000 – $99,999Your amountStandard rate tier after promotional period. 0.35% $100,000 – $249,999Standard rate tier after promotional period. 0.70% $250,000 and upStandard rate tier after promotional period. 1.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A minimum of $5.00 is required to maintain the share account. No monthly maintenance fees. Dividends are declared quarterly.
Offer: Minimum deposit required to open the account and to obtain the stated APY is $5.00.
0.30% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Maintain a $200.00 minimum daily balance to earn interest and avoid fees. A flat $5.00 quarterly service fee applies if the average daily balance is not attained; fee waived for minors under age 18 and customers age 60 and over. Interest compounded and paid quarterly. Variable rate subject to change after opening.
Offer: Must maintain a minimum daily balance of $200.00 to earn interest and avoid fees. $5.00 quarterly service fee if average daily balance is not attained (waived for minors under 18 and customers 60 and over).
0.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - Zeal Credit UnionMoney MarketMoney Market · $5,000 min · 0.30%–0.70% by balance
Credit union · 14 branches
0.30%APY$30 a year on $10,000Requirements
Product: All Zeal Money Market accounts are subject to a low $6 monthly service fee, with a $5,000 balance required to avoid a minimum balance fee. Maximum 6 remote transactions/checks per month.
Offer: Dividends paid monthly; $5,000 balance required to avoid minimum balance fee.
$6 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.50% $100,000 – $500,000 0.60% $500,000 and up 0.70% Rate checked
More details - Dort Financial Credit UnionPlatinum Money MarketPlatinum Money Market · $0 min · 0.30%–3.50% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: No monthly account fees or minimum balance. High-yield variable rates; dividend rates are subject to change. Dividends are credited quarterly and forfeited if account is closed before credit date.
Offer: Tier 1 balance 0 to $49,999. Variable rate subject to change.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $49,999Your amount 0.30% $50,000 – $99,999 1.25% $100,000 – $249,999 1.75% $250,000 – $499,999 1.90% $500,000 and up 3.50% Rate checked
More details - THE LOCAL Credit UnionFlexible Money FundFlexible Money Fund · $1,000 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Must maintain a daily balance of $1,000 to earn dividends. Direct check writing with 6 free transactions per month by pre-authorized automatic, telephone, checks, drafts, debit cards, or other similar order.
0.00% interest rate · No monthly fee · Effective Nov 3, 2025
Rate by balance
Rate by balance for Flexible Money Fund Balance APY Up to $1,000 0.00% $1,000 – $2,500 0.20% $2,500 – $20,000Your amount 0.30% $20,000 – $50,000 0.40% $50,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Detroit, MI metro
228 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.43%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches