Bank · FDIC insured
Dearborn Federal Savings Bank
A $306.6M bank headquartered in Dearborn, MI, with 5 branches in Michigan. Best rates: savings 0.30% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings740.30%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Dearborn Federal Savings Bank
Founded in 1936, Dearborn Federal Savings Bank is a federally chartered mutual savings bank headquartered in Dearborn, Michigan.
Originally opened by 20 local residents as Dearborn Federal Savings and Loan Association, the bank now operates three branches in Dearborn and two in Dearborn Heights.
- Headquarters
- 22315 Michigan Ave, Dearborn, MI 48124
- FDIC certificate
- 29874 ↗
Branches
5 branches in Michigan
Loading map…
Michigan
5 branches
- Dearborn Federal Savings BankMain office22315 Michigan Ave, Dearborn, MI 48124Directions
- 14615 Ford Rd Branch14615 Ford Rd, Dearborn, MI 48126Directions
- 22180 West Outer Drive Branch22180 Outer Dr, Dearborn, MI 48124Directions
- 27115 West Warren Branch27115 W Warren St, Dearborn Heights, MI 48127Directions
- 4111 South Telegraph Branch4111 S Telegraph Rd, Dearborn Heights, MI 48125Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 25.86% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.64% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.07% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $100 | $81 | — |
- CapitalLeverage ratio25.86%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.64%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.07%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$100Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Dearborn Federal Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.