Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Dallas, TX metro
- Trinity BankMoney Market AccountMoney Market Account · $500 min · 1.41%–3.09% by balance
Bank · 1 branch
1.41%APY$141 a year on $10,000Requirements
Product: Minimum average collected balance of $1,000 to avoid monthly service fee. Transaction limitations: Limited to six (6) per statement cycle. Rate may change after account opens. Fees may reduce earnings on the account.
Offer: Less Than $ 100,000
1.40% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $100,000Your amount 1.41% $100,000 – $249,999$ 100,000 - $ 249,999 1.41% $250,000 – $499,999$ 250,000 - $ 499,999 1.46% $500,000 – $999,999$ 500,000 - $ 999,999 1.76% $1,000,000 – $1,999,999$ 1,000,000 - $ 1,999,999 2.89% $2,000,000 and up$ 2,000,000 and Over 3.09% Rate checked
More details - Amarillo National BankPersonal Money MarketPersonal Money Market · $1,000 min · 1.40%–3.15% by balance
Bank · 1 branch
1.40%APY$140 a year on $10,000Requirements
Product: Avoid a $4 monthly service fee by maintaining a $1,000 minimum daily average balance.
Offer: Avoid a $4 monthly service fee by maintaining a $1,000 minimum daily average balance.
$4 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $1,000 – $49,999Your amount 1.40% $50,000 – $99,999 1.55% $100,000 – $999,999 2.15% $1,000,000 and up 3.15% Rate checked
More details - First Liberty BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 1.30%–2.80% by balance
Bank · 2 branches
1.30%APY$130 a year on $10,000Requirements
Product: $1,000 minimum balance required to access tiered rates. A $12.00 service charge is assessed if average balance falls below $1,000.00.
Offer: If the average balance falls below $1,000.00, a $12.00 service charge will be assessed.
1.29% interest rate · $12 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $25,000Your amount 1.30% $25,000 – $50,000 1.40% $50,000 – $100,000 1.75% $100,000 – $250,000 2.10% $250,000 – $500,000 2.20% $500,000 – $1,000,000 2.60% $1,000,000 and up 2.80% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 4 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Southwest Financial Federal Credit UnionMaxx SavingsSavings · $2,500 min · 1.25%–1.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Limited to three withdrawals per month; additional withdrawals may incur an excessive withdrawal fee which could reduce earnings. No monthly service fees.
Offer: Limited to three withdrawals per month. Additional withdrawals may incur a fee. Minimum balance to earn yield is $2,500. No monthly service fees.
No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Maxx Savings Balance APY $2,500 and upYour amount 1.25% $25,000 and up 1.50% $75,000 and up 1.75% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - BP Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.21%–3.04% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Tiered rate account; once a particular range is met, the dividend rate and APY for that balance range apply to the full balance. Daily balance method used to calculate dividends. Compounded and credited monthly. Minimum daily balance of $1,000 required to avoid service fee and earn dividends. Up to 6 transfers/withdrawals per month.
Offer: Minimum balance to open is $2,500.00; minimum balance to earn stated APY and avoid service fee is $1,000.00.
1.20% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $25,000Your amount 1.21% $25,000 – $50,000 1.61% $50,000 – $100,000 1.76% $100,000 and up 3.04% Rate checked
More details - Lone Star Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 1.16%–1.26% by balance
Credit union · 4 branches
1.16%APY$116 a year on $10,000Requirements
Product: Minimum daily balance of $2,500 required to avoid service charges. Dividends compound and credit monthly.
Offer: Dividends compound and credit monthly. No service charge when maintaining a daily account balance of $2,500.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $14,999Your amount 1.16% $15,000 and up 1.26% Rate checked
More details - Prestige Community CUMoney MarketMoney Market · $2,500 min · 0.40%–3.05% by balance
Credit union · 2 branches
1.15%APY$115 a year on $10,000Requirements
Product: Interest accrued daily and paid monthly. 6 free withdrawals per month; $5.00 charge per withdrawal/transfer in excess of 6 per month. Checking options available. Open to members within field of membership.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1 and up 0.40% $10,000 and upYour amount 1.15% $25,000 and up 1.15% $50,000 and up 2.00% $100,000 and up 2.15% $500,000 and up 3.05% Rate checked
More details - 1.12%APY$112 a year on $10,000
Requirements
Product: Rates vary by share balance tier; paid quarterly.
Offer: Share Balance from $50.00 to $3,999.99; Paid Quarterly.
1.00% interest rate
Rate by balance
Rate by balance for Share Savings Balance APY Up to $4,000 1.00% $4,000 – $20,000Your amount 1.12% $20,000 and up 1.26% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Offer: Monthly fee of $3 applies if daily balance falls below $200.
1.05% interest rate · $3 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Ciera Savings Balance APY Up to $50,000Your amount 1.05% $50,000 and up 1.55% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Your Share Savings gets upgraded to a High-Yield Savings when you open a High-Yield Checking account.
Offer: Requires opening a High-Yield Checking account and meeting eligibility requirements (enrollment in eDocuments, recurring direct deposit totaling $500+ per month to HYC, and 10+ POS debit card withdrawals of $1+ per month).
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $50,000Your amount 1.00% Over $50,000Requires opening a High-Yield Checking account and meeting eligibility requirements. 0.25% Rate checked
More details - Resource One Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.21% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: Limit one money market account per membership. Minimum opening deposit of $2,500. Minimum balance to earn dividends is $2,500 (paid monthly based on daily balance). $10 monthly maintenance fee waived if minimum daily balance is met.
Offer: Earns 0.00% dividends on balances below $2,500. Monthly maintenance fee of $10 applies unless minimum daily balance is met.
0.00% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amountMonthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.00% $25,000 – $100,000Monthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.11% $100,000 and upMonthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.21% Rate checked
More details - Resource One Credit UnionExecutive Suite Money MarketExecutive Suite Money Market · $2,500 min · 0.00%–1.21% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account.
Offer: Minimum balance to earn is $2,500.00.
0.00% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Executive Suite Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 1.11% $100,000 and up 1.21% Rate checked
More details - Credit Union of TexasRegular Money MarketRegular Money Market · $2,000 min · 1.00%–1.50% by balance
Credit union · 16 branches
1.00%APY$100 a year on $10,000Requirements
Product: Interest compounds monthly at a variable rate. NCUA insured. Membership required. Limit of 6 withdrawals per month may apply.
1.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,000 1.00% $2,000 – $10,000Your amount 1.00% $10,000 – $20,000 1.00% $20,000 – $40,000 1.25% Over $40,000 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dallas, TX metro
356 accounts at 139 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.68%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches