Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Dallas, TX metro
- 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: All funds used to open, and subsequently fund, the savings account must be new funds, not currently on deposit with EECU. Interest is accrued and credited quarterly. Limited-time offer subject to change.
Offer: New money required to fund. No minimum opening deposit and no monthly or maintenance account fees. Interest accrued and credited quarterly.
Promotional rate · 2.96% interest rate · No monthly fee · Effective Jan 6, 2026
Rate checked
More details - 2.95%APY$295 a year on $10,000
Requirements
Product: Exclusive online-only savings account available in states where branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Limited to six transfers/withdrawals per monthly cycle. Interest compounded monthly.
Offer: Monthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle.
Compounded monthly · $5 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Savings Balance APY Up to $100,000Your amount 2.95% $100,000 and up 3.25% Rate checked
More details - 2.78%APY$278 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Premium rate tier requires an active b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 2.75% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 2.78% $25,000 – $100,000 3.03% $100,000 – $250,000 3.07% $250,000 – $1,000,000 3.12% $1,000,000 – $5,000,000 3.18% $5,000,000 and up 3.18% Rate checked
More details - Southwest Airlines Federal Credit UnionLUV Fund Money MarketLUV Fund Money Market · $0 min · 2.25%–3.25% by balance
Credit union · 1 branch
2.75%APY$275 a year on $10,000Requirements
Product: Membership in Southwest Airlines Federal Credit Union required. Dividends compound monthly. No minimum balance and no minimum to open.
Effective Aug 24, 2026
Rate by balance
Rate by balance for LUV Fund Money Market Balance APY Up to $10,000 2.25% $10,000 – $50,000Your amount 2.75% $50,000 and up 3.25% Rate checked
More details - Neighborhood Credit UnionHigh Yield SavingsSavings · $100 min · 0.00%–2.75% by balance
Credit union · 16 branches
2.75%APY$275 a year on $10,000Requirements
Product: 3 free withdrawals per month/statement cycle; excess withdrawals incur a fee. Minimum $100 deposit to open; minimum balance of $10,000 required to earn 2.75% APY. Balances under $10,000 earn 0.00% APY.
Offer: Balances under $10,000 earn 0.00% APY.
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.00% $10,000 and upYour amount 2.75% Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 2.65%APY$265 a year on $10,000with conditions
Requirements
Offer: Enhanced Rate. Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000 is required to receive rate.
Qualified rate · 2.62% interest rate · Effective Oct 6, 2026
Rate checked
More details - Red River Credit UnionMoney MarketMoney Market · $2,500 min · 2.60%–2.90% by balance
Credit union · 1 branch
2.60%APY$260 a year on $10,000Requirements
Product: Minimum required balance is $2,500.00 to prevent a $5.00 minimum balance violation fee. Minimum check clearing amount is $500.00. Transaction violation fee of $35.00 for exceeding 6 Reg D transactions per month. Dividends credited/compounded monthly based on daily balance. Membership required.
Offer: Dividends credited/compounded monthly. Rates based on daily balance.
2.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $100,000Your amount 2.60% $100,000 – $250,000 2.75% $250,000 and up 2.90% Rate checked
More details - Hanmi BankSimple Money MarketSimple Money Market · $100 min · 0.05%–2.80% by balance
Bank · 3 branches
2.60%APY$260 a year on $10,000Requirements
Product: A maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
Offer: Monthly maintenance charge of $5 waived when average daily balance for the statement cycle is $500 or more.
$5 monthly fee · Effective Dec 11, 2025
Rate by balance
Rate by balance for Simple Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.60% $100,000 and up 2.80% Rate checked
More details - Mobility Credit UnionHigh Yield SavingsSavings · $100 min · 0.00%–4.00% by balance
Credit union · 3 branches
2.58%APY$258 a year on $10,000Requirements
Product: $100 minimum opening deposit. $2,500 minimum daily balance to avoid the $10 monthly maintenance fee and earn dividends. Up to six withdrawals per month. Only Texas residents qualify to join the Texas Consumer Council.
0.00% interest rate · $10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY $100 – $2,500 0.00% $2,500 – $10,000 2.53% $10,000 – $25,000Your amount 2.58% $25,000 – $50,000 2.63% $50,000 – $100,000 2.74% $100,000 – $250,000 2.84% $250,000 – $500,000 2.94% $500,000 – $1,000,000 3.05% $1,000,000 – $2,000,000 3.56% $2,000,000 and up 4.00% Rate checked
More details - Mobility Credit UnionHigh Yield Savings Account (Money Market)High Yield Savings Account (Money Market) · $100 min · 0.00%–4.00% by balance
Credit union · 3 branches
2.58%APY$258 a year on $10,000Requirements
Product: Only Texas residents qualify to join the Texas Consumer Council. Up to six withdrawals allowed per month.
Offer: $10 monthly maintenance fee applies if daily balance is below $2,500. Dividends obtained with minimum daily balance of $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account (Money Market) Balance APY $100 – $2,500 0.00% $2,500 – $10,000 2.53% $10,000 – $25,000Your amount 2.58% $25,000 – $50,000 2.63% $50,000 – $100,000 2.74% $100,000 – $250,000 2.84% $250,000 – $500,000 2.94% $500,000 – $1,000,000 3.05% $1,000,000 – $2,000,000 3.56% $2,000,000 and upAlso states $3,000,000 + .50% APY*. 4.00% Rate checked
More details - Texas Health Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–2.52% by balance
Credit union · 1 branch
2.52%APY$252 a year on $10,000Requirements
Product: Dividends are calculated daily and paid monthly. Members are allowed three withdrawals and three transfers ($500 minimum) per month.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 and upYour amount 2.52% Rate checked
More details - Texas Health Credit UnionMoney Market CheckingMoney Market Checking · 0.05%–2.52% by balance
Credit union · 1 branch
2.52%APY$252 a year on $10,0000.05% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,500 0.05% $2,500 and upYour amount 2.52% Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Allows up to six transactions during the month. An $8 service charge is assessed if the number of transactions is exceeded or if the minimum monthly balance of $2,500 is not maintained.
Offer: Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month.
0.00% interest rate · $8 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999 2.25% $10,000 – $50,000Your amount 2.50% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 2.50%APY$250 a year on $10,000
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999 2.25% $10,000 – $50,000Your amount 2.50% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dallas, TX metro
356 accounts at 139 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.68%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches