Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Columbia, SC metro
- 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes Credit Union Membership. Variable rate. APY accurate as of 10/15/2026. Fees could reduce earnings. No monthly maintenance fee. Balances $0.01 and over receive stated dividend and APY.
Offer: Variable rate. Balances $0.01 and over receive stated dividend and APY.
0.15% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Secondary savings account option. Variable rate account. Dividends compounded daily and credited monthly using the daily balance computation method. Only one withdrawal permitted per month; a $1.00 fee applies to each withdrawal exceeding the monthly limit. Six Regulation D transfers permitted per month. Insured up to $250,000 by NCUA.
Offer: Dividends compounded daily and credited monthly using the daily balance computation method. Only one withdrawal permitted per month ($1 fee per additional withdrawal). Minimum balance to earn dividends is $0.01.
0.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Active Regular Savings account required for membership. 3 free teller withdrawals per month; unlimited ATM withdrawals. $5.00 fee per withdrawal after 3 in-person or by-phone withdrawals per month.
Offer: Dividends credited and compounded monthly.
0.15% interest rate · Compounded monthly · Effective Sep 4, 2020
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Dividends credited and compounded monthly.
0.15% interest rate · Compounded monthly · Effective Sep 4, 2020
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: All savings dividends are paid quarterly. Early withdrawal penalties may apply. Maintain $25 balance to avoid service charge.
Offer: Quarterly dividends; minimum balance of $500 to earn APY; $25 minimum balance to avoid service charge.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Effective Sep 30, 2023
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Required to establish membership at South Carolina National Guard FCU. Dividends paid quarterly.
Offer: Dividends paid quarterly.
0.15% interest rate · Effective Sep 30, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic savings account that comes with credit union membership. Par value of one share is $25. Membership eligibility is restricted to electric cooperative employees, trustees, and their family members.
Offer: Dividend period is monthly. Rates are subject to change.
Effective Apr 1, 2026
Rate checked
More details - South Carolina Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.00%–3.25% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: To open any account, deposit or already have on deposit at least the par value of one full share ($5.00) in any savings account. $10.00 monthly low balance fee if daily balance requirement ($1,000) is not met. Account withdrawal fee of $10.00 per withdrawal if more than 6 per month. Once a particular balance range is met, the Dividend Rate and APY for that balance range will apply to the full balance of the account.
Offer: Monthly fee of $10.00 applies if daily balance of $1,000 is not met.
0.00% interest rate · $10 monthly fee · Effective Dec 30, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $150 0.00% $150 – $1,000 0.00% $1,000 – $5,000 0.05% $10,000 – $25,000Your amountMonthly fee of $10.00 waived if daily balance of $1,000 is met. 0.10% $25,000 – $50,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.15% $50,000 – $100,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.65% $100,000 – $250,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.00% $250,000 – $500,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.25% $500,000 – $1,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.50% $1,000,000 – $3,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 3.00% $3,000,000 and upMonthly fee of $10.00 waived if daily balance of $1,000 is met. 3.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Par value of membership is $5. $6 monthly account service fee waived for eStatement users, members age 18 and under, and accounts opened 90 days or less. $6 monthly low balance fee if average daily balance is less than $100 (waived for members age 18 and under and accounts opened 90 days or less). $5 account withdrawal fee if more than 3 withdrawals per month.
0.10% interest rate · $6 monthly fee · Effective Dec 30, 2025
Rate checked
More details - MTC Federal Credit UnionShare Savings AccountSavings · $50 min · 0.05%–0.40% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Initial deposit of $50 required to open and establishes MTC Federal Credit Union membership.
0.05% interest rate
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $1,000 0.05% $1,000 – $7,500 0.10% $7,500 – $15,000Your amount 0.10% $15,000 – $50,000 0.10% $50,000 – $75,000 0.20% $75,000 – $100,000 0.30% $100,000 and up 0.40% Rate checked
More details - MTC Federal Credit UnionCustom Savings AccountSavings · $5 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No minimum deposit required to open. Set up as many Custom Savings accounts as desired.
0.05% interest rate
Rate by balance
Rate by balance for Custom Savings Account Balance APY Up to $1,000 0.05% $1,000 – $7,500 0.10% $7,500 – $15,000Your amount 0.10% $15,000 – $50,000 0.10% $50,000 and up 0.20% Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Columbia, SC metro
75 accounts at 30 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.64%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Columbia, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Mid Carolina Credit UnionCredit union · 4 branches
- Carolinas Telco Federal Credit UnionCredit union · 1 branch
- Spero FinancialCredit union · 1 branch