Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Cincinnati, OH-KY-IN metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Quarterly service charge of $5 waived with average quarterly balance of $300 or more. 6 free debits per quarter, $1 fee per debit after that. Paper Statement Fee: $5, E-Statement: Free.
Offer: Quarterly service charge of $5 waived with average quarterly balance of $300 or more. Tiered variable rates based on daily balances paid monthly.
0.10% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Select Savings Balance APY $100 – $15,000Your amount 0.10% $15,000 – $50,000 0.15% $50,000 and up 0.20% Rate checked
More details - Friendship State BankMoney Market Advantage AccountMoney Market Advantage Account · $0 min · 0.10%–0.35% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rates are variable and subject to change at any time. Interest on money market accounts is compounded and credited quarterly on the quarterly statement cycle date. The range daily balance falls within determines the interest rate and APY paid on the entire account balance. If the account is closed before interest is credited, accrued interest will not be received.
Offer: Tier 1 balance tier.
0.10% interest rate · Effective Jan 21, 2025
Rate by balance
Rate by balance for Money Market Advantage Account Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999Tier 2 balance tier. 0.15% $50,000 – $99,999Tier 3 balance tier. 0.15% $100,000 – $199,999Tier 4 balance tier. 0.20% $200,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest rate may change after the account is opened. $10.00 monthly fee waived if $1,000 balance maintained.
Offer: Interest rate may change after the account is opened. $10.00 monthly fee waived if $1,000 balance maintained.
0.10% interest rate · $10 monthly fee · Effective Jul 1, 2024
Rate checked
More details - Cincinnati Interagency Federal Credit UnionMoney Market CheckingMoney Market Checking · $1,000 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Rate may change after account opening. Dividends are compounded monthly. Up to 3 withdrawals/transfers allowed each month, with each withdrawal/transfer for at least $200.00. Free checks. Fees could reduce earnings.
Offer: Limit of 3 withdrawals or transfers per month; minimum withdrawal or transfer amount of $200.00. Rate may change after account opening.
0.10% interest rate · Compounded monthly · Effective Jun 1, 2020
Rate checked
More details - Harrison Building and LoanMoney Market DepositMoney Market Deposit · $2,500 min · 0.00%–0.75% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Up to six preauthorized, automatic, telephone, check, draft, or debit card transfers allowed per statement cycle. Transfers and withdrawals made in person, by messenger, mail, or ATM are unlimited.
0.00% interest rate · Effective Dec 23, 2025
Rate by balance
Rate by balance for Money Market Deposit Balance APY Up to $50 0.00% Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.75% Rate checked
More details - Harrison Building and LoanPassbook Savings AccountSavings · $25 min · 0.00%–0.15% by balance
Bank · 3 branches
0.08%APY$8 a year on $10,000Requirements
Product: Passbook is required for all withdrawals (except online banking transfers). Limit of six online banking transfers per statement cycle. Variable interest compounded daily.
0.00% interest rate · Compounded daily · Effective Dec 23, 2025
Rate by balance
Rate by balance for Passbook Savings Account Balance APY Up to $50 0.00% Up to $1,000 0.01% $1,000 – $2,500 0.02% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.08% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 46 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - 0.07%APY$7 a year on $10,000with conditions
Requirements
Product: Must have an open Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking account that remains open throughout holding this account. Linked checking interest automatically transferred to savings.
Offer: Base rate paid on entire account balance when Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking qualifiers have not been met during the monthly statement cycle.
Qualified rate · 0.07% interest rate · No monthly fee · Effective Jun 10, 2026
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00. If the balance falls below $2,000 at any time during the month a fee will be charged. A balance of $0.01 is required to earn dividends.
Offer: Earns 0.07% APY on balances up to $24,999. If balance falls below $2,000 at any time during month a fee will be charged. A balance of $0.01 is required to earn dividends.
0.07% interest rate · Effective Sep 2, 2025
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $24,999Your amount 0.07% $25,000 – $99,999 1.50% $100,000 and up 2.05% Rate checked
More details - AurGroup Financial CUEveryday SavingsSavings · $100 min · 0.02%–0.07% by balance
Credit union · 4 branches
0.07%APY$7 a year on $10,000Requirements
Product: Primary account representing member's share of ownership in the credit union. Dividends are paid monthly on the daily balance once $100 is accumulated.
Offer: Dividends paid monthly on daily balance once $100 is on deposit.
0.02% interest rate
Rate by balance
Rate by balance for Everyday Savings Balance APY $100 – $999 0.02% $1,000 – $9,999 0.04% $10,000 and upYour amount 0.07% Rate checked
More details - AurGroup Financial CUSecondary SavingsSavings · $100 min · 0.02%–0.07% by balance
Credit union · 4 branches
0.07%APY$7 a year on $10,000Requirements
Product: Customizable savings account that can be nicknamed for specific goals such as vacation, education, or holiday expenses.
0.02% interest rate
Rate by balance
Rate by balance for Secondary Savings Balance APY $100 – $999 0.02% $1,000 – $9,999 0.04% $10,000 and upYour amount 0.07% Rate checked
More details - Postal Family Credit Union, Inc.Primary SavingsSavings · $100 min · 0.07%–0.17% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Membership begins by opening a Primary Savings account and maintaining a minimum balance of $5.00. No monthly fee. Dividends credited monthly on the 1st.
0.07% interest rate · No monthly fee · Effective Feb 21, 2024
Rate by balance
Rate by balance for Primary Savings Balance APY $100 – $10,000Your amount 0.07% $10,001 – $20,000 0.12% $20,001 and up 0.17% Rate checked
More details - Postal Family Credit Union, Inc.Special Savings (Share 30)Savings · $100 min · 0.07%–0.17% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: No monthly fee. Dividends credited monthly on the 1st.
0.07% interest rate · No monthly fee · Effective Feb 21, 2024
Rate by balance
Rate by balance for Special Savings (Share 30) Balance APY $100 – $10,000Your amount 0.07% $10,001 – $20,000 0.12% $20,001 and up 0.17% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 46 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 36 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cincinnati, OH-KY-IN metro
171 accounts at 64 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches