Credit union · NCUA insured
Cincinnati Interagency Federal Credit Union Savings Rates
Cincinnati Interagency Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Market Checking. Rates checked October 16, 2026.
How Cincinnati Interagency Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Cincinnati Interagency Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cincinnati Interagency Federal Credit Union
0.10%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $10
Money Market Checking
Top rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Cincinnati Interagency Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cincinnati Interagency Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.10%APY
Rate may change after account opening. Dividends are compounded monthly. Up to 3 withdrawals/transfers allowed each month, with each withdrawal/transfer for at least $200.00. Free checks. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upLimit of 3 withdrawals or transfers per month; minimum withdrawal or transfer amount of $200.00. Rate may change after account opening.$1,000 and up | 0.10% | $10 | Limit of 3 withdrawals or transfers per month; minimum withdrawal or transfer amount of $200.00. Rate may change after account opening. |
Special-purpose accounts
Share / Savings
0.03%APY
Can be linked to a sharedraft (checking) account for overdraft protection with a small transfer fee. Rate may change after account opening. Includes Sub, Holiday, & Vacation Accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50For Share Accounts (includes Sub, Holiday, & Vacation Accounts). Rate may change after account opening. 90 days dividends early withdrawal penalty. | 0.00% | — | For Share Accounts (includes Sub, Holiday, & Vacation Accounts). Rate may change after account opening. 90 days dividends early withdrawal penalty. |
| Up to $500For Share Accounts (includes Sub, Holiday, & Vacation Accounts). Rate may change after account opening. 90 days dividends early withdrawal penalty. | 0.03% | — | For Share Accounts (includes Sub, Holiday, & Vacation Accounts). Rate may change after account opening. 90 days dividends early withdrawal penalty. |
| $500 and upFor Share Accounts (includes Sub, Holiday, & Vacation Accounts). Rate may change after account opening. 90 days dividends early withdrawal penalty. | 0.03% | $3 | For Share Accounts (includes Sub, Holiday, & Vacation Accounts). Rate may change after account opening. 90 days dividends early withdrawal penalty. |
Who can join Cincinnati Interagency Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and contractors of the United States Environmental Protection Agency and the National Institute for Occupational Safety and Health in Cincinnati, Ohio are eligible for membership.
Family and household
- Family members of employees and contractors of the United States Environmental Protection Agency and the National Institute for Occupational Safety and Health in Cincinnati, Ohio are eligible for membership.
Cost to join
- Membership requires an investment of $5.00 in a share account.
Membership information collected October 5, 2026.