Credit union · NCUA insured
Cincinnati Interagency Federal Credit Union
A $31M credit union headquartered in Cincinnati, OH, with 2,015 members and 1 branch in Ohio. Best rates: CDs 0.10% and savings 0.10% APY.
Cincinnati Interagency Federal Credit Union Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#40 of 58 in Cincinnati, OH-KY-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cincinnati Interagency Federal Credit Union
Established in 1951, Cincinnati Interagency Federal Credit Union is a member-owned financial cooperative democratically controlled by its members.
- Headquarters
- 26 Martin Luther King Dr W, Cincinnati, OH 45220-2242
- NCUA charter
- 7088
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and contractors of the United States Environmental Protection Agency and the National Institute for Occupational Safety and Health in Cincinnati, Ohio are eligible for membership.
Family and household
- Family members of employees and contractors of the United States Environmental Protection Agency and the National Institute for Occupational Safety and Health in Cincinnati, Ohio are eligible for membership.
Cost to join
- Membership requires an investment of $5.00 in a share account.
Branches
1 branch in Ohio
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Ohio
1 branch
- Main OfficeMain office26 Martin Luther King Dr W, Cincinnati, OH 45220Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.24% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.82% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.95% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $49 | $59 | — |
- CapitalNet worth ratio18.24%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.82%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.95%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$49Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cincinnati Interagency Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.