Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Cincinnati, OH-KY-IN metro
- Peoples First Savings BankMoney Market SavingsMoney Market Savings · $100 min · 0.10%–0.30% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Offer: $100.00 daily minimum to earn interest
0.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $100 – $1,500 0.10% $1,500 – $10,000 0.10% $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No sign up fees. No monthly account maintenance fees. Free access to Online Banking and Online Bill Pay.
0.15% interest rate · No monthly fee
Rate checked
More details - Civista BankMoney Market Investment Account (MMIA)Money Market Investment Account (MMIA) · $2,500 min · 0.12%–0.50% by balance
Bank · 5 branches
0.12%APY$12 a year on $10,000Requirements
Product: $12 monthly service charge waived with a minimum balance of $2,500.
0.12% interest rate · $12 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Investment Account (MMIA) Balance APY $2,500 – $50,000Your amount 0.12% $50,000 – $100,000 0.21% $100,000 and up 0.50% Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account.
Qualified rate · 0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - First Commonwealth BankHometown Money MarketHometown Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Earn higher interest for higher balances with easy access to your money including checks.
0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires a $5 membership share deposit. No monthly fees or hidden costs.
Offer: Fees may reduce earnings on the account. Rates may change after the account is opened. $5 minimum balance required to open account. $0.01 minimum balance required to earn APY. Dividends are calculated quarterly and paid quarterly.
0.10% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Must have an active Kasasa Cash, Kasasa Play, or Kasasa Cash Back checking account. Requires enrollment in online banking and electronic statements. Limit 1 account per social security number.
Offer: Base rate earned on all balances if monthly qualifications in linked Kasasa checking are not met.
Qualified rate · No monthly fee · Effective Sep 22, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest accrues daily and is paid monthly. Max 6 restricted ACH, debit card, internet, or telephone transfers per month.
Offer: Monthly fee of $2.00 is charged if the account falls below the minimum balance; waived with a $100.00 minimum daily balance. $100.00 daily minimum balance required to earn interest. Rate schedule labeled Statement Savings.
0.10% interest rate · $2 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must deposit $5 to open and maintain $5 minimum balance. Interest compounded and credited monthly. Daily balance method. Up to 6 transfers per 4-week/similar period by pre-authorized, automatic, telephone, check, draft, debit card or POS transactions; unlimited in-person, messenger, mail, or ATM transfers.
Offer: No service charge for a minimum balance assessed. If minimum balance of $5 is not maintained, bank reserves right to close account or transfer funds.
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. Unlimited deposits and withdrawals in person or at ITM/ATM.
Offer: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee.
0.10% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded daily and credited quarterly on the last business day of the quarter.
Offer: No interest is paid on balances less than $100.00.
0.10% interest rate · Compounded daily
Rate checked
More details - Farmers & Merchants BankSuper Saver SavingsSavings · $25 min · 0.05%–3.56% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Includes 4 withdrawals per month; $0.50 per transaction in excess of 4 thereafter. No monthly maintenance fee. Free quarterly paper statements or free e-statements.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Super Saver Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 and up 3.56% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Includes 4 withdrawals per month; $0.50 per transaction in excess of 4 thereafter. No monthly maintenance fee. Free quarterly paper statements or free e-statements.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 and up 0.25% Rate checked
More details - Forcht BankPerformance Money MarketPerformance Money Market · $2,500 min · 0.05%–0.15% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: $2,500 minimum balance requirement, or an aggregate balance of $5,000; if falls below $6 monthly service charge.
Offer: Minimum balance to obtain APY refers to the amount of the principal in the account each day. Interest is compounded daily and paid monthly or quarterly, based on account type. Rate and APY may be subject to change after opening. $6 monthly service charge if balance falls below $2,500 or aggregate balance below $5,000.
0.05% interest rate · Compounded daily · $6 monthly fee · Effective Dec 19, 2024
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $500 minimum balance requirement; $5 monthly service charge if balance falls below minimum.
Offer: $5 monthly service charge if balance falls below $500.
0.05% interest rate · $5 monthly fee · Effective Dec 19, 2024
Rate by balance
Rate by balance for Forcht Friend Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cincinnati, OH-KY-IN metro
171 accounts at 64 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches