Bank · FDIC insured
Peoples First Savings Bank Savings Rates
Peoples First Savings Bank’s best savings rate is 0.15% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Peoples First Savings Bank’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Peoples First Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples First Savings Bank
0.15%APY
- Minimum
- $100
- Earns on $10,000 a year
- $15
Money Market Savings
Top rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Peoples First Savings Bank savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples First Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $1,500$100.00 daily minimum to earn interest | 0.10% | — | $100.00 daily minimum to earn interest |
| $1,500 – $10,000$100.00 daily minimum to earn interest | 0.10% | — | $100.00 daily minimum to earn interest |
| $10,000 – $50,000$100.00 daily minimum to earn interest | 0.15% | $15 | $100.00 daily minimum to earn interest |
| $50,000 – $100,000$100.00 daily minimum to earn interest | 0.20% | — | $100.00 daily minimum to earn interest |
| $100,000 and up$100.00 daily minimum to earn interest | 0.30% | — | $100.00 daily minimum to earn interest |
Sources (1)
- peoplesfirstohio.com/personal/…l-savings/interest-rates · captured Sep 25, 2026
Personal Savings
0.10%APY
Interest accrues daily and is paid monthly. Max 6 restricted ACH, debit card, internet, or telephone transfers per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMonthly fee of $2.00 is charged if the account falls below the minimum balance; waived with a $100.00 minimum daily balance. $100.00 daily minimum balance required to earn interest. Rate schedule labeled Statement Savings.$100 and up | 0.10% | $10 | Monthly fee of $2.00 is charged if the account falls below the minimum balance; waived with a $100.00 minimum daily balance. $100.00 daily minimum balance required to earn interest. Rate schedule labeled Statement Savings. |
Sources (2)
- peoplesfirstohio.com/personal/personal-savings
- peoplesfirstohio.com/personal/…l-savings/interest-rates
All captured Oct 6, 2026
Special-purpose accounts
24 Month IRA (Variable)
4.91%APY · 1 term
Rate may be changed monthly (1st of each month) based on the yield of the most recent auction of the two-year Treasury bill. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 4.91% | $1,006 |
Sources (1)
- peoplesfirstohio.com/personal/…l-savings/interest-rates · captured Oct 6, 2026
First Savings (Minor Account)
0.75%APY
Minor account. Interest accrues daily and is paid monthly. Max 6 restricted ACH, debit card, internet, or telephone transfers per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Requires $0.01 daily minimum balance to earn interest.Over $0 | 0.75% | $75 | Requires $0.01 daily minimum balance to earn interest. |
Sources (2)
- peoplesfirstohio.com/personal/personal-savings
- peoplesfirstohio.com/personal/…l-savings/interest-rates
All captured Oct 6, 2026
Health Savings
0.50%APY
Includes first 50 checks free and free HSA Visa Debit Card. Interest accrues daily and paid monthly on tiered balances. Max 6 restricted transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Monthly fee of $3.00 is charged if the account falls below minimum balance; waived with a $1500.00 minimum daily balance. $0.01 daily minimum to earn interest. | 0.10% | — | Monthly fee of $3.00 is charged if the account falls below minimum balance; waived with a $1500.00 minimum daily balance. $0.01 daily minimum to earn interest. |
| $2,500 – $10,000Monthly fee of $3.00 is charged if the account falls below minimum balance; waived with a $1500.00 minimum daily balance. $0.01 daily minimum to earn interest. | 0.25% | — | Monthly fee of $3.00 is charged if the account falls below minimum balance; waived with a $1500.00 minimum daily balance. $0.01 daily minimum to earn interest. |
| $10,000 and upMonthly fee of $3.00 is charged if the account falls below minimum balance; waived with a $1500.00 minimum daily balance. $0.01 daily minimum to earn interest. | 0.50% | $50 | Monthly fee of $3.00 is charged if the account falls below minimum balance; waived with a $1500.00 minimum daily balance. $0.01 daily minimum to earn interest. |
Sources (2)
- peoplesfirstohio.com/personal/personal-savings
- peoplesfirstohio.com/personal/…l-savings/interest-rates
All captured Oct 6, 2026
Christmas Club
0.25%APY
Deposits only; matures in October. Interest accrues daily and paid monthly; interest rate may change at club maturity. Early withdrawal penalty may apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Requires $0.01 daily minimum balance to earn interest.Over $0 | 0.25% | $25 | Requires $0.01 daily minimum balance to earn interest. |
Sources (2)
- peoplesfirstohio.com/personal/personal-savings
- peoplesfirstohio.com/personal/…l-savings/interest-rates
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.