Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Chicago, IL-IN metro
- 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: $500 daily balance to earn dividends. No minimum balance required to open/maintain. No monthly service fee. Higher APY applies when bundled with a qualifying Verve Premier Checking account (monthly ACH direct deposits totaling at least $500, valid email address, and enrolled in eStatements). When not bundled or qualifications not met, non-qualified rate applies.
Offer: Qualifications met: Bundled with qualifying Verve Premier Checking (monthly ACH direct deposits in checking totaling at least $500, valid email address, and enrolled in eStatements). Dividends compounded and paid monthly.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 21 branches
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details - Vicinity Credit UnionMoney MarketMoney Market · $500 min · 0.50%–2.50% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly. $500.00 minimum balance. Up to 6 withdrawals per month penalty-free ($5.00 penalty per withdrawal after).
Offer: Dividends paid quarterly.
0.50% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $20,000Your amount 0.50% $20,000 – $50,000 1.50% Over $50,000 2.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Limited to no more than 8 transfers and withdrawals per statement service charge cycle. A $10 Excess Activity Fee will be charged for each transaction listed over eight.
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - National Police FCUMoney Market AccountMoney Market Account · $500 min · 0.50%–1.26% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly and reflected on statement. $15 monthly fee if average daily balance falls below $500.
Offer: Fee waived if average daily balance is $500 or higher.
0.50% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 and up 1.26% Rate checked
More details - American Broadcast Employees FCUMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.50%–1.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Minimum balance to earn dividends is $2,500. Subsequent deposits of $200 or more. Draft access allows withdrawals via special drafts of $500 or more. Free supply of draft checks. Dividends are compounded and credited weekly. No overdraft protection is available.
Offer: Rates may change after account opening.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.05% $250,000 and up 1.50% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 16 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $2.00 service charge if average monthly balance falls below $100.00; $1.00 excess withdrawal fee for each withdrawal in excess of six per calendar month; variable rate subject to change; quarterly compounding.
Offer: Interest compounded and credited quarterly; variable rate.
0.50% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $99,999Your amount 0.50% $100,000 – $999,999 0.85% $1,000,000 and up 1.00% Rate checked
More details - Providence Bank & TrustAchieve More Money MarketAchieve More Money Market · $2,500 min · 0.50%–2.25% by balance
Bank · 16 branches
0.50%APY$50 a year on $10,000Requirements
Product: Available to individuals only. Offer valid beginning September 25, 2026 and may be eliminated at any time. Requires minimum $2,500.00 opening deposit. $10.00 monthly Account Service Fee waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
Offer: Account Service Fee of $10.00 monthly waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
$10 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Money Market Balance APY Up to $75,000Your amount 0.50% $75,000 – $150,000 0.75% $150,000 and up 2.25% Rate checked
More details - Great Lakes Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 18 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Requires minimum deposit of $2,500 to open and minimum average daily balance of $2,500 to earn stated dividends. Up to 6 transfers/withdrawals per month. Additional APY available with qualifying Free Checking Account debit card transactions.
Offer: Tier 2: Earn an additional 0.50% APY on accompanying Money Market account with 20-39 monthly Free Checking Account debit card transactions.
Qualified rate
Rate checked
More details - Metro Federal Credit UnionVIP Money MarketVIP Money Market · $100 min · 0.25%–0.95% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: No monthly service fee. No minimum balance. Compounded monthly. Minimum cash or check withdrawal amount is $500.00 to avoid processing fee. Maximum total number of three checks paid per month; additional checks cleared or cash withdrawals subject to processing fee. Debit card and mobile deposit not eligible for money market accounts.
Offer: Compounded monthly; paid monthly on the last day of the month.
0.25% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for VIP Money Market Balance APY $100 – $4,999 0.25% $5,000 – $9,999 0.35% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.65% $50,000 and up 0.95% Rate checked
More details - Midwest Coalition of Labor Credit Union (MCL)Money MarketMoney Market · $2,000 min
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends on money market accounts are paid monthly. Dividends may vary due to income and expenses of the Credit Union.
Offer: Dividends on money market accounts are paid monthly. Dividends may vary due to income and expenses of the Credit Union.
0.50% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Establishes credit union membership and ownership with $25 par value. Dividends calculated and compounded daily, credited quarterly.
Offer: Dividends calculated and compounded daily, credited quarterly. Par value of membership share is $25.00.
Compounded daily · No monthly fee · Effective Apr 30, 2026
Rate checked
More details - Access Credit UnionMoney MarketMoney Market · $2,500 min · 0.50%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $20,000Your amount 0.50%* $20,000 – $50,000 0.75%* $50,000 and up 1.01%* Rate checked
More details - Financial Plus Credit UnionMoney Market Share AccountMoney Market Share Account · $0 min · 0.10%–2.06% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates are tiered, based on current balance, and subject to change without notice.
Effective Jan 8, 2024
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $1,500 0.10% $1,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.70% $100,000 – $500,000 1.51% $500,000 – $1,000,000 2.06% $1,000,000 and up 2.06% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 159 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches