Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in Chicago, IL-IN metro
- Dupage County Employees Credit UnionShare/SavingsSavings · $5 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A Share Savings Account with a minimum balance requirement of $5.00 establishes and maintains your credit union membership. The dividend is calculated on the daily average balance and pays quarterly at a rate determined by the Board of Directors.
Offer: Dividends are calculated on the daily average balance and are paid the last day of each quarter.
Effective Jan 1, 2024
Rate by balance
Rate by balance for Share/Savings Balance APY Up to $3,000 0.05% $3,000 – $25,000Your amount 0.10% $25,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes member-owner relationship with Illiana Financial. Interest paid on average daily balance and compounded and paid monthly on accounts with balances of $50.00 or more.
Offer: Minimum deposit of $20 keeps membership active and earns monthly dividends (as long as balance stays above $20). Interest compounded and credited monthly.
0.10% interest rate · Effective Dec 18, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: May not be available in all states/locations and may be subject to approval.
Effective Oct 14, 2022
Rate by balance
Rate by balance for Bonus Savings Balance APY Up to $500 0.05% $500 – $9,999 0.07% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership requires depositing a minimum of $1.00. Dividends are earned daily and paid quarterly on balances of $100.00 or more (no interest earned below $100.00).
Offer: No interest earned on balances below $100.00.
Effective Jan 8, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5.00 monthly service charge waived if minimum balance of $100.00 is maintained. Withdrawals or Transfers limited to 6 per month.
Offer: $5.00 monthly service charge if below minimum balance of $100.00
0.05% interest rate · $5 monthly fee · Effective Jan 6, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $1,000 0.05% $1,000 and upYour amount 0.10% Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Monthly maintenance fee of $5 is waived with a $200 minimum daily balance.
Offer: $5 monthly maintenance fee waived with $200 minimum daily balance.
0.08% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - FNBOPremier Money MarketPremier Money Market · $1,000 min · 0.08%–0.12% by balance
Bank · 12 branches
0.08%APY$8 a year on $10,000with conditionsRequirements
Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.08% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.08% $5,000 – $25,000Your amount 0.08% $25,000 – $100,000 0.10% $100,000 – $500,000 0.10% $500,000 – $1,000,000 0.12% $1,000,000 – $2,500,000 0.12% $2,500,000 and up 0.12% Rate checked
More details - Midland States BankMoney Market Account (MMA)Money Market Account (MMA) · $2,500 min · 0.07%–0.16% by balance
Bank · 7 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Monthly service charge is $15, or $0 when maintaining a daily balance of $2,500. Minimum opening deposit is $2,500. Minimum daily balance to earn interest is $0.01. Must be 18 years old.
Offer: Standard APY. Minimum daily balance to earn interest is $0.01. Monthly fee is $15, waived with daily balance of $2,500.
Qualified rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $250,000 0.10% $250,000 – $1,000,000 0.13% $1,000,000 and up 0.16% Rate checked
More details - DuPage Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.15% by balance
Credit union · 3 branches
0.07%APY$7 a year on $10,000Requirements
Product: Must have a DuPage Credit Union membership established and be in good standing. No monthly service fees or minimum balance fees. No dividends paid on days when balance falls below $500. Dividends are compounded daily and paid monthly.
Offer: No dividends paid on days when balance falls below $500.
0.00% interest rate · Compounded daily · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $499 0.00% $500 – $9,999Dividends compounded daily and paid monthly. 0.05% $10,000 – $24,999Your amountDividends compounded daily and paid monthly. 0.07% $25,000 – $49,999Dividends compounded daily and paid monthly. 0.10% $50,000 and upDividends compounded daily and paid monthly. 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 115 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - OSB Community BankInsured Money Market AccountsInsured Money Market Accounts · $0 min · 0.05%–0.10% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,0000.05% interest rate · Effective Sep 10, 2026
Rate by balance
Rate by balance for Insured Money Market Accounts Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.07% $25,000 and up 0.10% Rate checked
More details - North Side FederalSuper Passbook SavingsSavings · $2,500 min · 0.03%–0.07% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,0000.03% interest rate · No monthly fee · Effective Feb 3, 2026
Rate by balance
Rate by balance for Super Passbook Savings Balance APY Up to $2,500 0.03% $2,500 and upYour amount 0.07% Rate checked
More details - Earthmover Credit UnionSavings AccountSavings · $5 min · 0.07%–0.10% by balance
Credit union · 6 branches
0.07%APY$7 a year on $10,000Requirements
Product: Dividends are calculated on the Average Daily Balance, then compounded and paid monthly. Minimum balance of $5.00 required for tiered shares. Minimum balance to earn dividends is $5.
Offer: Minimum balance to earn dividends is $5. Minimum balance of $5.00 required for tiered shares.
0.07% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $10,025Your amount 0.07% $10,025 and up 0.10% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Dividends are compounded monthly and paid quarterly based on the average daily computation method. Direct deposit available. Unlimited withdrawals and deposits.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 160 banks and credit unions · checked Oct 22–23
- Typical
- 0.21%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- CIBC Bank USABank · 5 branches
- New Century Federal Credit UnionCredit union · 2 branches