Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Chicago, IL-IN metro
- REGIONAL federal credit unionDaily Cash Account (DCS)Daily Cash Account (DCS) · $2,500 min · 0.20%–0.90% by balance
Credit union · 4 branches
0.44%APY$44 a year on $10,000Requirements
Product: Dividends calculated by daily balance method applying a daily periodic rate to the principal each day. Minimum daily balance required to obtain the APY. No more than 6 preauthorized, automatic, or telephone transfers per month, with no more than 3 transfers by check, draft, or debit card to a third party.
0.20% interest rate · Effective May 1, 2025
Rate by balance
Rate by balance for Daily Cash Account (DCS) Balance APY $2,500 – $5,000 0.20% $5,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.44% $25,000 – $50,000 0.64% $50,000 and up 0.90% Rate checked
More details - REGIONAL federal credit unionDaily Cash Account (DCA)Savings · $2,500 min · 0.20%–0.90% by balance
Credit union · 4 branches
0.44%APY$44 a year on $10,000Requirements
Product: No minimum balance, no penalties or fees for withdrawals. Earns tiered rates on balances of $2,500 or more. Account transfer limitations apply (max 6 preauthorized/automatic/telephone transfers per month, max 3 by check/draft/debit card).
Effective Aug 1, 2026
Rate by balance
Rate by balance for Daily Cash Account (DCA) Balance APY $2,500 and up 0.20% $5,000 and up 0.20% $10,000 and upYour amount 0.44% $25,000 and up 0.64% $50,000 and up 0.90% Rate checked
More details - Advia Credit UnionMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 0.40%–0.60% by balance
Credit union · 7 branches
0.40%APY$40 a year on $10,000Requirements
Product: A minimum $1,000 daily balance is required to earn dividends. Compounded monthly based on daily average balance.
Offer: A minimum $1,000 daily balance is required to earn dividends.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $1,000 – $24,999Your amount 0.40% $25,000 – $74,999 0.50% $75,000 and up 0.60% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded monthly. Rates are accurate as of the effective date and subject to change.
Offer: Interest compounded monthly.
0.40% interest rate · Compounded monthly · Effective Sep 28, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $100,000Your amount 0.40% $100,000 and up 1.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded monthly. Rates are accurate as of the effective date and subject to change.
Offer: Interest compounded monthly.
0.25% interest rate · Compounded monthly · Effective Sep 28, 2026
Rate by balance
Rate by balance for Hi-Fi Plus Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.40% $30,000 and up 0.60% $50,000 and up 0.95% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Tiered interest structure – adjustable rate. Interest compounds monthly and is credited monthly. A monthly maintenance fee of $5.00 is imposed if the account falls below a daily balance of $10,000.00. Must maintain a minimum daily balance of $1.00 each day to obtain the disclosed annual percentage yield. Check writing ability included.
Offer: Tiered rate for $9,999.99 & Under. Must maintain a minimum daily balance of $1.00 each day to obtain disclosed APY. $5.00 monthly fee if balance falls below $10,000.00. Interest compounds and credits monthly.
0.25% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for HiFi Plus Balance APY Up to $10,000 0.25% $10,000 – $30,000Your amountTiered rate for $10,000.00. 0.40% $30,000 – $50,000Tiered rate for $30,000.00. 0.60% $50,000 and upTiered rate for $50,000.00. 0.95% Rate checked
More details - Albank NAMoney Market Deposit AccountsMoney Market Deposit Accounts · $2,500 min · 0.00%–1.50% by balance
Bank · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: To open this account, you must be 18 years of age and deposit at least $2,500.00. Early closing fee of $10.00 if closed within 3 months. No monthly maintenance fee if daily minimum ledger balance is $2,500.00 or more; otherwise $15.00/month. 6 withdrawals to third parties per statement period (subsequent $15.00 each); 40 deposited checks per statement period (subsequent $0.25 each).
Offer: If daily minimum collected/ledger balance is under $2,500.00, no interest is earned. Monthly maintenance fee of $15.00 applies if balance is under $2,500.00.
0.00% interest rate · $15 monthly fee · Effective Dec 11, 2025
Rate by balance
Rate by balance for Money Market Deposit Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.40% $25,000 – $50,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.05% $50,000 – $100,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.05% $100,000 – $250,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.20% $250,000 – $500,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.30% $500,000 – $1,000,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.40% $1,000,000 and upMonthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Quarterly compounding and crediting. $5.00 monthly service charge waived if the balance remains at or above $100.00 during the statement period.
Offer: Rate may change after account opening. $5.00 monthly service fee is charged if the balance falls below $100.00 at any time during the statement period.
0.40% interest rate · $5 monthly fee · Effective Aug 25, 2026
Rate checked
More details - Advia Credit UnionUltimate SavingsSavings · $0 min · 0.35%–3.00% by balance
Credit union · 7 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Promotional rate locked in at account opening for the first five monthly statement cycles with no minimum balance required to earn dividends. Standard tiered rates apply after the promo period with a $1,000 minimum daily balance required to earn dividends.
Offer: Promotional APY for first five monthly statement cycles on new accounts. No minimum opening balance and no minimum balance required to earn dividends during promotional period.
Promotional rate · Effective Sep 15, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Any balance 3.00% $1,000 – $99,999Your amountStandard rate tier after promotional period. 0.35% $100,000 – $249,999Standard rate tier after promotional period. 0.70% $250,000 and upStandard rate tier after promotional period. 1.00% Rate checked
More details - Community Trust Credit UnionMoney MarketMoney Market · $2,500 min · 0.35%–0.40% by balance
Credit union · 4 branches
0.35%APY$35 a year on $10,000Requirements
Product: CTCU membership required. Minimum opening deposit of $2,500. No interest is paid when balance falls below $2,500.
0.35% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $19,999Your amount 0.35% $20,000 – $49,999 0.37% $50,000 and up 0.40% Rate checked
More details - HealthCare Associates Credit UnionPremier Money Market AccountPremier Money Market Account · $0 min · 0.00%–0.90% by balance
Credit union · 4 branches
0.35%APY$35 a year on $10,000Requirements
Product: Access funds with up to 3 checks per month (minimum $500 each). Compounded monthly, paid monthly. Must maintain a minimum average daily balance of $2,000 to earn interest.
Offer: Must maintain a minimum average daily balance of $2,000 to earn interest.
0.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $1,999 0.00% $2,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.35% $25,000 – $49,999 0.55% $50,000 – $99,999 0.75% $100,000 and up 0.90% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Open with $5 deposit (membership share). No monthly maintenance fees.
Offer: Dividends are paid on Share Savings accounts with balances of $100 or more.
0.35% interest rate · No monthly fee · Effective Feb 1, 2023
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Variable interest rate compounded and credited monthly using the daily balance method. Minimum daily balance of $0.01 or greater required to earn interest. No minimum balance to maintain to avoid monthly fee.
Offer: Requires maintaining a minimum daily balance of $0.01 or greater to earn APY.
0.35% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Variable interest rate paid quarterly. No interest paid if minimum balance is not maintained. No account maintenance fee when you maintain a minimum balance of $500 (excludes first cycle).
Offer: $500 minimum balance to obtain APY and avoid maintenance fee (excludes first cycle). Variable interest rate paid quarterly.
Effective Aug 13, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Initially required to open a savings account with a minimum deposit of $5.00 (one share). No service charge for active accounts. Dividends paid quarterly on balances over $100.
Offer: No service charge for active accounts. Dividends paid quarterly on balances over $100.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 159 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches