Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Cape Coral, FL metro
- Lake Michigan Credit UnionMax Money MarketMax Money Market · $0 min · 1.00%–3.90% by balance
Credit union · 7 branches
1.00%APY$100 a year on $10,000Requirements
Product: A member savings account with a $5 minimum balance is required to establish and maintain membership. No minimum deposit and no monthly fees. Includes check-writing access. Interest is accrued daily and paid monthly. Variable rates subject to change after account opening.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Max Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.90% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.90% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - First BankMoney Market AccountMoney Market Account · $100 min · 0.80%–2.07% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more.
Offer: Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more.
0.80% interest rate · $10 monthly fee · Effective Aug 26, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000Your amount 0.80% $10,000 – $25,000 0.90% $25,000 – $50,000 1.11% $50,000 – $100,000 1.31% $100,000 – $250,000 1.51% $250,000 – $500,000 1.71% $500,000 – $1,000,000 1.81% Over $1,000,000 2.07% Rate checked
More details - Tampa Postal Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: If balance goes below $1,000, no dividends are earned until brought back up to $1,000. Variable rate accounts; rates may change after account opening.
Offer: $1,000 minimum balance required to earn dividends.
0.30% interest rate · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 0.30% $10,000 – $24,999Your amount 0.35% $25,000 – $49,999 0.45% $50,000 and up 0.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Achieva Credit UnionPremier Money Market AccountPremier Money Market Account · $2,000 min · 0.30%–0.55% by balance
Credit union · 5 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Minimum $1 balance in savings is required to open the account. Minimum balance of $2,000 required to earn stated APY or bonus. Rates and yields are variable.
Qualified rate · 0.30% interest rate
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $2,000 and upYour amount 0.30% $50,000 and up 0.35% $150,000 and up 0.40% $250,000 and up 0.45% $500,000 and up 0.50% $1,000,000 and up 0.55% Rate checked
More details - IncredibleBankInFocus Personal Money MarketInFocus Personal Money Market · $25 min · 0.25%–2.53% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Keep a daily balance of $2,500 to waive the $10 monthly account balance maintenance fee. You must deposit $25 to open this account.
Offer: Tier for daily balance < $25,000. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.
0.25% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for InFocus Personal Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.51% $50,000 – $100,000 1.77% $100,000 – $250,000 2.02% $250,000 – $500,000 2.28% $500,000 and up 2.53% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary account establishing credit union membership ($5 minimum opening deposit). $5 monthly Non-Relationship Fee applies on accounts with only Member Savings; waived if account maintains a $300 daily average balance, primary member is under 24 years of age, receives direct deposit, has VIP Status, or holds other LMCU accounts (checking, loan, or CD).
Offer: Requires $100 minimum balance to earn interest. $5 monthly fee waived with $300 daily average balance, primary member under 24, direct deposit, VIP status, or other qualifying LMCU accounts.
0.25% interest rate · $5 monthly fee · Effective Jul 20, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires a Membership Savings Account to be established prior to opening.
Offer: Dividends compounded monthly and credited monthly.
Compounded monthly · Effective Mar 18, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Your Suncoast membership starts with this share savings account. Must maintain a balance of $5 to stay a member.
Offer: Dividends compounded monthly and credited monthly.
Compounded monthly · Effective Mar 18, 2024
Rate checked
More details - Suncoast Credit UnionHigh Yield Savings AccountSavings · $0 min · 0.25%–4.50% by balance
Credit union · 15 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: High Yield Checking account required. Must deposit $2,000 in aggregate monthly to High Yield Checking or High Yield Savings (excluding internal transfers) to qualify for the high yield rate.
Offer: Requires active High Yield Checking account and $2,000 monthly deposit minimum in High Yield Checking and/or High Yield Savings.
Qualified rate · No monthly fee · Effective Mar 4, 2025
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $500 4.50% Over $500Your amount 0.25% Rate checked
More details - Achieva Credit UnionAchieva Consumer Premium SavingsSavings · $1 min · 0.25%–1.50% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening balance as low as $1. No minimum or maximum balance. Variable rate.
0.25% interest rate
Rate by balance
Rate by balance for Achieva Consumer Premium Savings Balance APY Up to $50,000Your amount 0.25% $50,000 – $100,000 0.50% $100,000 – $250,000 1.35% $250,000 and up 1.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. Up to 3 free withdrawals/debits per month; $4 per withdrawal/debit thereafter.
Offer: Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more.
0.15% interest rate · $2 monthly fee · Effective Aug 26, 2026
Rate by balance
Rate by balance for First 1 Savings Account Balance APY Up to $2,500 0.15% $2,500 – $25,000Your amount 0.20% $25,000 – $250,000 0.25% $250,000 – $500,000 0.30% $500,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cape Coral, FL metro
78 accounts at 27 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.95%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Cape Coral, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Suncoast Credit UnionCredit union · 15 branches
- Gulf Coast Business BankBank · 1 branch
- Flagstar BankBank · 1 branch