IncredibleBank Savings & Money Market Rates

How IncredibleBank’s savings rates compare

Compared with banks and credit unions near Wausau, WI, where IncredibleBank has the most branches. $10,000, best rate first.

This bank’s best
IncredibleBank
0.25%APY
Requires
None
Minimum
$25
Earns on $10,000 a year
$25
InFocus Personal Money Market
Top rate
CoVantage Credit Union
3.25%APY
Requires
Monthly account activity
Minimum
$10
Earns on $10,000 a year
$325
CoVantage Credit Union rates
2nd-highest rate
Associated Bank
3.20%APY
Requires
Another account
Minimum
$1,000
Earns on $10,000 a year
$320
Associated Bank rates

Compare savings rates near you →

73

Savings score

Higher than 33% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.10%
$10,000 balance$10,0000.25%
$100,000 balance$100,0002.02%
QualifiedQualified0.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where IncredibleBank ranks

By savings score, in each area where it has branches

And 3 more areas →

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

InFocus Personal Money Market

0.25%APY$25 to open

Keep a daily balance of $2,500 to waive the $10 monthly account balance maintenance fee. You must deposit $25 to open this account.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25,000Tier for daily balance < $25,000. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.	0.25%	$25	Tier for daily balance < $25,000. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.
$25,000 – $50,000Tier for daily balance $25,000 - $49,999.99. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.	1.51%	—	Tier for daily balance $25,000 - $49,999.99. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.
$50,000 – $100,000Tier for daily balance $50,000 - $99,999.99. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.	1.77%	—	Tier for daily balance $50,000 - $99,999.99. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.
$100,000 – $250,000Tier for daily balance $100,000 - $249,999.99. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.	2.02%	—	Tier for daily balance $100,000 - $249,999.99. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.
$250,000 – $500,000Tier for daily balance $250,000 - $499,999.99. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.	2.28%	—	Tier for daily balance $250,000 - $499,999.99. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.
$500,000 and upTier for daily balance $500,000 +. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.	2.53%	—	Tier for daily balance $500,000 +. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.

Sources (3)

All captured Oct 16, 2026

InSight Savings Account

0.10%APY$25 to open

Rates may change at any time after account is opened. Account fees may reduce earnings.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceRates may change at any time after account is opened. Account fees may reduce earnings. No monthly maintenance fee.Any balance	0.10%	$10	Rates may change at any time after account is opened. Account fees may reduce earnings. No monthly maintenance fee.

Sources (4)

All captured Sep 18, 2026

Special-purpose accounts

Health Savings Account

0.25%APYHSA

Requires a high-deductible health plan (HDHP). Rates may change at any time after account is opened. Account fees may reduce earnings. Refer to IRS guidelines for contribution limits and restrictions.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000Daily balance $0 - $999.99. Rates may change at any time after account is opened. Account fees may reduce earnings.	0.00%	—	Daily balance $0 - $999.99. Rates may change at any time after account is opened. Account fees may reduce earnings.
$1,000 – $10,000Daily balance $1,000 - $9,999.99. Rates may change at any time after account is opened. Account fees may reduce earnings.	0.05%	—	Daily balance $1,000 - $9,999.99. Rates may change at any time after account is opened. Account fees may reduce earnings.
$10,000 – $25,000Daily balance $10,000 - $24,999.99. Rates may change at any time after account is opened. Account fees may reduce earnings.	0.25%	$25	Daily balance $10,000 - $24,999.99. Rates may change at any time after account is opened. Account fees may reduce earnings.
$25,000 and upDaily balance $25,000 and above. Rates may change at any time after account is opened. Account fees may reduce earnings.	0.45%	—	Daily balance $25,000 and above. Rates may change at any time after account is opened. Account fees may reduce earnings.

Sources (4)

All captured Sep 18, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details