Bank · FDIC insured
IncredibleBank
A $2.1B bank headquartered in Wausau, WI, with 17 branches in 3 states. Best rates: CDs 3.25% and savings 0.25% APY.
IncredibleBank Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#21 of 23 in Wausau, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About IncredibleBank
IncredibleBank began in 1967 as River Valley Bank with a single location in Rothschild, Wisconsin.
The bank serves customers across Wisconsin, Michigan, and Florida.
- Headquarters
- 327 N 17th Ave, Wausau, WI 54401
- FDIC certificate
- 19772 ↗
Branches
17 branches in 3 states
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Wisconsin
9 branches
Wausau area · 4
- IncredibleBankMain office327 N 17th Ave, Wausau, WI 54401Directions
- Rothschild Branch1130 E Grand Ave, Rothschild, WI 54474Directions
- Weston Branch4107 Barbican Ave, Schofield, WI 54476Directions
- Wausau Branch101 Grand Ave, Wausau, WI 54403Directions
Eagle River area · 1
- Eagle River Branch141 South Willow Street, Eagle River, WI 54521Directions
Merrill area · 1
- Merrill Branch3210 E Main St, Merrill, WI 54452Directions
Madison area · 1
- Madison Wi Branch8329 Murphy Dr, Middleton, WI 53562Directions
Minocqua area · 1
- Minocqua Office8590 Us 51 North, Minocqua, WI 54548Directions
Tomahawk area · 1
- Tomahawk Office1218 N 4th St, Tomahawk, WI 54487Directions
Michigan
6 branches
Houghton area · 2
- Calumet Branch56500 Us Highway 41, Calumet, MI 49913Directions
- Houghton Branch19795 W Sharon Ave, Houghton, MI 49931Directions
Marquette area · 2
- Marquette North Branch1101 N 3rd St, Marquette, MI 49855Directions
- Marquette West Branch1140 W Washington St, Marquette, MI 49855Directions
Iron Mountain area · 1
- Iron Mountain Branch101 W B St, Iron Mountain, MI 49801Directions
Ironwood area · 1
- Ironwood Branch200 S Suffolk St, Ironwood, MI 49938Directions
Florida
2 branches
- Cape Coral Branch2512 Skyline Blvd, Cape Coral, FL 33914Directions
- Liberty Park Branch2524 Liberty Park Dr, Cape Coral, FL 33909Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.30% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.89% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.06% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $90 | $88 | — |
- CapitalLeverage ratio8.30%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.89%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.06%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$90Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of IncredibleBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.