Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Boston, MA-NH metro
- South Shore BankHigh-Yield Money MarketHigh-Yield Money Market · $10 min · 0.01%–2.00% by balance
Bank · 13 branches
1.00%APY$100 a year on $10,000Requirements
Product: $10 minimum deposit to open. Tiered interest rates based on balance. Certain products are available to open online; products not available online can be opened in branches.
Offer: Minimum daily balance to earn APY is $0 - < $2,500.
Effective Oct 5, 2026
Rate by balance
Rate by balance for High-Yield Money Market Balance APY Up to $2,500 0.01% $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.75% $50,000 – $100,000 1.75% $100,000 – $1,000,000 2.00% $1,000,000 and up 2.00% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Make the most of of your Elite Reward Checking Account by pairing it with an Elite Companion Savings Account. No minimum balance and no monthly service charges.
Offer: Compounds Monthly. Must have a BankGloucester Elite Reward Checking account to open. Rates may change after the account is opened. Fees could reduce earnings.
Qualified rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - UniBankTiered Rate Money Market AccountTiered Rate Money Market Account · $10 min · 0.10%–1.60% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Personal accounts only.
0.10% interest rate
Rate by balance
Rate by balance for Tiered Rate Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $50,000Your amount 1.00% $50,000 – $100,000 1.25% $100,000 and up 1.60% Rate checked
More details - Transportation Federal Credit UnionMomentum SavingsSavings · 0.50%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Tiered interest-bearing reward savings account. Must be linked to an Xcelerate High-Yield Checking or Xcelerate CashBack Checking account. Limited to one account per membership. No minimum balance requirement to open or maintain. Dividends credited and compounded monthly.
Offer: Applies to balances $100,000 and under when linked rewards checking meets monthly qualifications (15 debit card purchases, 1 direct deposit/ACH debit or credit transaction, and eStatements).
Qualified rate · 1.00% interest rate · Compounded monthly · Effective Aug 17, 2026
Rate by balance
Rate by balance for Momentum Savings Balance APY Up to $100,000Your amount 1.00% Over $100,000 0.50% Rate checked
More details - Transportation Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.75%–1.15% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires a $2,500 minimum deposit to open and maintain; balances falling below $2,500 may be transferred to Share Savings. Dividends are compounded and paid monthly using the daily balance method. Up to 3 minimum $500 withdrawals permitted.
Offer: Dividends calculated using the daily balance method, compounded and paid monthly. Minimum balance of $2,500 required to earn APY.
0.75% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $9,999 0.75% $10,000 – $19,999Your amountMinimum balance required to earn APY. 1.00% $20,000 – $49,999Minimum balance required to earn APY. 1.10% $50,000 and upMinimum balance required to earn APY. 1.15% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Personal accounts only. Monthly maintenance fee is waived if balance stays at or above $500 each day of the monthly cycle, if the account owner is under age 26, if enrolled in Debit Card Round Up with at least one qualifying credit posted during the cycle, or for the first month for new account openings.
Offer: Minimum balance of $10 to open and obtain APY. Variable interest rate compounded monthly, credited monthly, and calculated using the daily balance method. Rate may change after account opening.
1.00% interest rate · Compounded monthly
Rate checked
More details - Walpole Co-operative BankMoney Market AccountMoney Market Account · $20 min · 0.90%–1.50% by balance
Bank · 1 branch
0.95%APY$95 a year on $10,000Requirements
Product: Keep $1,000 in the account to avoid the monthly maintenance fee. Variable interest rate subject to change at any time. Interest is computed daily and compounded monthly. Fees could reduce earnings.
Offer: Minimum balance to avoid fee is $1,000.00. Interest computed daily and compounded monthly. Variable interest rate.
0.90% interest rate · Compounded monthly · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.90% $10,000 – $20,000Your amount 0.95% $20,000 – $50,000 1.00% $50,000 and up 1.50% Rate checked
More details - Malden Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.40%–1.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: $2,500.00 min
0.40% interest rate · Effective Sep 16, 2024
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.40% $10,000 – $75,000Your amount 0.75% $75,000 and up 1.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Client must agree to receive eStatements as a condition of the Account. Up to six (6) pre-authorized, automatic or telephone transfers allowed from your savings account during a statement month. Leader Bank reserves the right to discontinue without notice.
Offer: $10 minimum account balance to open accounts and earn APY. Client must agree to receive eStatements as a condition of the Account.
0.75% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Tremont Credit UnionMoney Management AccountSavings · $2,500 min · 0.75%–3.25% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,0000.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.75% $75,000 – $150,000 2.50% $150,000 and up 3.25% Rate checked
More details - Webster First Federal Credit UnionMoney Market PlusMoney Market Plus · $1,000 min · 0.50%–3.50% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Available in Central and Eastern Massachusetts. Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member to open. Qualifying criteria: have a Webster First checking account, at least 1 direct deposit into checking account per month, and at least 5 debit card transactions from checking account per month. No monthly maintenance fees.
Offer: Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking.
Qualified rate · 0.50% interest rate · No monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $1,000 0.50% $1,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.26% $50,000 – $100,000 1.77% $100,000 – $250,000 3.00% $250,000 – $500,000 3.25% $500,000 and up 3.50% Rate checked
More details - Cape Cod 5Premier5 Money MarketPremier5 Money Market · $2,500 min · 0.70%–1.45% by balance
Bank · 3 branches
0.70%APY$70 a year on $10,000with conditionsRequirements
Product: Available exclusively to Premier5 relationship customers. Tiered variable interest rates compounded monthly. Minimum daily balance of $2,500 will waive monthly maintenance fee.
Offer: Available exclusively to Premier5 relationship customers. Minimum daily balance to avoid monthly maintenance fees is $2,500.
Qualified rate · Compounded monthly · Effective Oct 13, 2026
Rate by balance
Rate by balance for Premier5 Money Market Balance APY Up to $25,000Your amount 0.70% $25,000 – $100,000 0.70% $100,000 – $250,000 0.95% $250,000 – $500,000 1.45% $500,000 – $1,000,000 1.45% $1,000,000 and up 1.45% Rate checked
More details - Cape Cod 5PrimaryPlus Money MarketPrimaryPlus Money Market · $2,500 min · 0.65%–1.20% by balance
Bank · 3 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Available exclusively to PrimaryPlus relationship customers. Tiered variable interest rates compounded monthly. Minimum daily balance of $2,500 will waive monthly maintenance fee.
Offer: Available exclusively to PrimaryPlus relationship customers. Minimum daily balance to avoid monthly maintenance fees is $2,500.
Qualified rate · Compounded monthly · Effective Oct 13, 2026
Rate by balance
Rate by balance for PrimaryPlus Money Market Balance APY Up to $25,000Your amount 0.65% $25,000 – $100,000 0.65% $100,000 – $250,000 0.70% $250,000 – $500,000 1.20% $500,000 – $1,000,000 1.20% $1,000,000 and up 1.20% Rate checked
More details - Mills42 Federal Credit UnionSuper SaverSavings · $2,500 min · 0.50%–1.10% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Minimum daily balance required to avoid a service fee. Dividends compounded and credited monthly based on average daily balance. Member eligibility is required.
Offer: Dividends compounded and credited monthly based on average daily balance. Whole balance tier rate.
0.50% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Super Saver Balance APY $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.65% $25,000 – $49,999 0.80% $50,000 – $99,999 0.95% $100,000 and up 1.10% Rate checked
More details - MountainOneVISTA Personal Money MarketVISTA Personal Money Market · $50 min · 0.50%–1.25% by balance
Bank · 3 branches
0.60%APY$60 a year on $10,000Requirements
Product: Rate is variable and may change after the account is opened. Fees may reduce earnings.
Offer: Tier 1 rate. Variable rate.
Effective Oct 5, 2026
Rate by balance
Rate by balance for VISTA Personal Money Market Balance APY $1 and up 0.50% $5,000 and upYour amountTier 2 rate. 0.60% $25,000 and upTier 3 rate. 0.70% $50,000 and upTier 4 rate. 1.00% $100,000 and upTier 5 rate. 1.25% $250,000 and upTier 6 rate. 1.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Boston, MA-NH metro
450 accounts at 149 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.31%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches