Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Austin, TX metro
- 0.10%APY$10 a year on $10,000
No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Designed for members who want an additional savings account for their savings needs.
No monthly fee
Rate checked
More details - Texas DPS Credit UnionMembership SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Membership eligibility required. Membership share account required for credit union accounts. Six monthly withdrawals allowed.
Offer: Dividends compounded quarterly.
0.00% interest rate · Compounded quarterly · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $99 0.00% $100 and upYour amount 0.10% Rate checked
More details - Texas DPS Credit UnionEasy Save SavingsSavings · $0 min · 0.10%–5.00% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Dividends compounded quarterly.
4.91% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Easy Save Savings Balance APY Up to $500 5.00% $501 and upYour amount 0.10% Rate checked
More details - Texas DPS Credit UnionAdditional SavingsSavings · $0 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Dividends compounded quarterly.
0.00% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Additional Savings Balance APY Up to $99 0.00% $100 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Also referred to as Statement Savings in product details and fee disclosures. Minimum balance of $100 to avoid monthly service charge and to receive interest.
Offer: $100 minimum opening balance. $100 minimum balance to avoid $2.00 monthly service charge and to earn interest. 2 withdrawals per month at no fee ($2.00 each after 2 withdrawals per month). Interest paid monthly.
0.10% interest rate · $2 monthly fee · Effective Sep 17, 2026
Rate checked
More details - VeraBankMoney Market SavingsMoney Market Savings · $100 min · 0.05%–0.10% by balance
Bank · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: $1,500 minimum balance to avoid $8.00 monthly service charge. 6 withdrawals per month at no fee, then $10 each. If balance falls below $1,500, interest is paid at the lower Statement Savings account rate.
Offer: Balance less than $1,500. $1,500 minimum balance required to avoid $8.00 monthly service charge.
0.05% interest rate · $8 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,500 0.05% $1,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must also have an active Share Savings Account. No monthly service fee, no minimum account balance, no minimum opening deposit.
Offer: APYs based on monthly compounding. Must have active Share Savings account.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a TruWest member with a minimum $5 membership deposit and continuing balance. No monthly service fee.
Offer: Minimum $5 balance in Share Savings required. APYs based on monthly compounding.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - Amplify Credit UnionPersonal High-Yield SavingsSavings · $0 min · 0.00%–0.30% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $10,000 is required to earn the advertised APY.
0.00% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Personal High-Yield Savings Balance APY Up to $9,999 0.00% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $99,999 0.20% $100,000 – $249,999 0.25% $250,000 and up 0.30% Rate checked
More details - Amplify Credit UnionPersonal Classic Money MarketPersonal Classic Money Market · $0 min · 0.00%–0.30% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,0000.00% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Personal Classic Money Market Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 0.10% $25,000 – $49,999Minimum balance of $1,000 is required to earn the advertised APY. 0.15% $50,000 – $99,999Minimum balance of $1,000 is required to earn the advertised APY. 0.20% $100,000 – $249,999Minimum balance of $1,000 is required to earn the advertised APY. 0.25% $250,000 and upMinimum balance of $1,000 is required to earn the advertised APY. 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated quarterly on daily balances of $100 or more; compounded and paid quarterly. Account must remain open throughout the quarter to earn dividends for quarter. $5 deposit required to join and keep membership active. No service fees.
Offer: Account must remain open throughout the quarter to earn dividends for quarter. APY shown is most recent paid (prior quarter). Dividends calculated and paid quarterly.
No monthly fee · Effective Apr 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Austin, TX metro
168 accounts at 57 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.81%
- Banks, typical
- 0.40%
- Credit unions, typical
- 0.25%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch