Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Austin, TX metro
- Texas Health Credit UnionRegular Savings (Shares)Savings · $100 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Establish membership with Texas Health Credit Union; a $25 savings account entitles the member to access all other account and loan products. No monthly service fee.
Offer: Dividends paid quarterly on average balances in excess of $100.
0.25% interest rate · No monthly fee · Effective Sep 24, 2025
Rate by balance
Rate by balance for Regular Savings (Shares) Balance APY $100 – $5,000 0.25% $5,000 – $10,000Dividends paid quarterly. 0.40% $10,000 and upYour amountDividends paid quarterly. 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest is compounded and credited monthly. $10.00 fee per statement cycle if minimum daily balance falls below $1,500.00.
Offer: Compounded monthly. $10.00 fee waived with minimum daily balance of $1,500.00 or above per statement cycle.
0.50% interest rate · Compounded monthly · $10 monthly fee · Effective Dec 15, 2025
Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Maintain average daily balance of $300 or more to avoid a $3 Monthly Minimum Balance Fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals incur a $2 Excess Debit Fee. Interest is paid on the Daily Ledger Balance.
Offer: Daily balance less than $2,500 to obtain APY. Monthly fee waived with average daily balance of $300 or more.
0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $2,500 0.20% $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.26% $250,000 and up 1.41% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Quarterly service charge of $1.00 if balance falls below minimum daily balance of $10. Maintenance fee of $1.00 for each withdrawal in excess of 6 during a quarterly statement cycle.
Offer: To obtain the annual percentage yield disclosed, you must maintain a minimum balance of $100.00. Rates may change after the account is opened. Fees could reduce earnings on these interest-bearing accounts.
0.40% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Earn competitive interest on the entire balance. $3 account maintenance fee waived with a $300 minimum daily balance.
Offer: $3 account maintenance fee waived with a $300 minimum daily balance.
0.40% interest rate · $3 monthly fee
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $3 monthly service charge imposed every quarterly statement cycle if account falls below $500 minimum daily balance on any day of the cycle (does not apply to minors under 18). Printed/mailed statements fee is $3.00 per account per statement cycle. Excessive withdrawal service charge of $3 for each withdrawal in excess of six per month.
Offer: Earn competitive interest on monthly balances of $500 or more. Avoid $3 monthly service charge by maintaining a $500 minimum daily balance. Limit of six transactions per month without penalty. Free digital banking services.
0.40% interest rate · $3 monthly fee · Effective Sep 1, 2025
Rate checked
More details - The City National Bank of TaylorMoney Market CheckingMoney Market Checking · $100 min
Bank · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Available to all personal, non-profit, and business accounts. Interest is compounded monthly and credited monthly. Daily balance computation method uses collected balance. Up to 6 preauthorized, automatic, or telephonic transfers/withdrawals per 4-week or similar period.
Offer: Variable rate subject to change at any time at the bank's discretion. No monthly minimum balance to maintain.
0.40% interest rate · Compounded monthly · No monthly fee
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Earn competitive interest on your entire balance when you enroll in eStatements. No monthly service fee, no minimum balance requirements.
Offer: Earn 0.40% APY when you enroll in eStatements. No minimum balance requirements.
No monthly fee
Rate checked
More details - Round Top State BankMoney Market FundMoney Market Fund · $2,500 min · 0.35%–0.55% by balance
Bank · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: Minimum daily balance of $2,500 required to avoid a $15.00 monthly maintenance charge and obtain APY as listed. Rates may change after account opening. Fees could reduce earnings.
Offer: Requires a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee and obtain the listed APY.
0.35% interest rate · $15 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Fund Balance APY $2,500 – $25,000Your amount 0.35% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 and up 0.55% Rate checked
More details - A+ Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.35%–0.70% by balance
Credit union · 21 branches
0.35%APY$35 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. $1 to open, no monthly fees, and no transfer or withdrawal limit. Minimum to earn dividends is $2,500. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance (calculated by end of day balance, paid monthly). No checks for the Tiered Money Market. No Fiduciary, Guardianship, Association, or Business accounts allowed to open a Tiered Money Market. All accounts screened through ChexSystems.
Offer: Minimum balance to earn dividends is $2,500. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 – $25,000Your amount 0.35% $25,000 – $50,000 0.60% $50,000 – $100,000 0.60% $100,000 – $250,000 0.70% $250,000 and up 0.70% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - Velocity Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.35%–0.70% by balance
Credit union · 6 branches
0.35%APY$35 a year on $10,000Requirements
Product: Unlimited over-the-counter transactions; limited to six pre-authorized withdrawals or transfers each month (all can be by check). Dividends compounded daily and paid monthly. Rates set on the first day of each month. $10 monthly service fee avoided by keeping a minimum balance of $2,000.
Offer: Dividends calculated daily and paid monthly. Monthly fee waived with balance of $2,000 or greater.
Compounded daily · $10 monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $50,000Your amount 0.35% $50,000 – $90,000 0.60% $90,000 – $200,000 0.70% $200,000 and up 0.70% Rate checked
More details - Farmers Insurance Federal Credit UnionMoney Market with Direct DepositMoney Market with Direct Deposit · $1,000 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Requires direct deposit in the amount of $1,000.00 or more monthly into FIGFCU Checking Account (either High Yield or CashBack), or bi-monthly deposits of $500 each. If qualifying DDEP cannot be verified while active, first succeeding DDEP must be received within a maximum of 60 days from account opening. If DDEP is cancelled or falls below qualifying threshold, bonus rate is reduced by 0.25%. Check-writing abilities; unlimited in-person transactions; all withdrawals must be at least $250. Membership eligibility required.
Offer: Tier 1: Up to $9,999.99. Includes 0.25% direct deposit rate bonus.
Qualified rate · Effective Sep 18, 2025
Rate by balance
Rate by balance for Money Market with Direct Deposit Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Austin, TX metro
168 accounts at 57 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.81%
- Banks, typical
- 0.40%
- Credit unions, typical
- 0.25%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch