Bank · FDIC insured
Round Top State Bank Savings Rates
Round Top State Bank’s best savings rate is 0.40% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How Round Top State Bank’s savings rates compare
Compared with banks and credit unions near Austin, TX, where Round Top State Bank has the most branches. $10,000, best rate first.
This bank’s best
Round Top State Bank
0.40%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $40
Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Round Top State Bank savings score
76
Savings score
Higher than 42% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Round Top State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Fund
0.35%APY
Minimum daily balance of $2,500 required to avoid a $15.00 monthly maintenance charge and obtain APY as listed. Rates may change after account opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Requires a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee and obtain the listed APY. | 0.35% | $35 | Requires a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee and obtain the listed APY. |
| $25,000 – $50,000Requires a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee and obtain the listed APY. | 0.45% | — | Requires a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee and obtain the listed APY. |
| $50,000 – $100,000Requires a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee and obtain the listed APY. | 0.50% | — | Requires a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee and obtain the listed APY. |
| $100,000 and upRequires a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee and obtain the listed APY. | 0.55% | — | Requires a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee and obtain the listed APY. |
Sources (3)
- roundtopstatebank.com/personal/money-market-fund
- roundtopstatebank.com/personal…hecking-savings-accounts
- roundtopstatebank.com/rates
All captured Oct 16, 2026
Savings Account
0.40%APY
Quarterly service charge of $1.00 if balance falls below minimum daily balance of $10. Maintenance fee of $1.00 for each withdrawal in excess of 6 during a quarterly statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upTo obtain the annual percentage yield disclosed, you must maintain a minimum balance of $100.00. Rates may change after the account is opened. Fees could reduce earnings on these interest-bearing accounts.$100 and up | 0.40% | $40 | To obtain the annual percentage yield disclosed, you must maintain a minimum balance of $100.00. Rates may change after the account is opened. Fees could reduce earnings on these interest-bearing accounts. |
Sources (3)
- roundtopstatebank.com/personal…hecking-savings-accounts
- roundtopstatebank.com/personal/savings
- roundtopstatebank.com/rates
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.