Bank · FDIC insured
Classic Bank
A $657.5M bank headquartered in Cameron, TX, with 7 branches in Texas. Best rates: savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings790.50%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Classic Bank
Originally chartered in 1889 as First National Bank of Cameron, Classic Bank is a national banking association operating in Texas.
Over its history, the bank expanded through acquisitions including Ben Arnold State Bank, Cameron State Bank, two Rosebud banks, Lee County National Bank, and Texas Savings Bank's Liberty Hill branch.
The institution also opened locations in Rockdale, Bastrop, and Thorndale, Texas.
- Headquarters
- 102 N Houston Ave, Cameron, TX 76520
- FDIC certificate
- 3126 ↗
Branches
7 branches in Texas
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Texas
7 branches
Austin area · 2
- Bastrop Branch493 Highway 71 W, Bastrop, TX 78602Directions
- Liberty Hill Branch12251 W State Highway 29, Liberty Hill, TX 78642Directions
Cameron area · 1
- Classic Bank, National AssociationMain office102 N Houston Ave, Cameron, TX 76520Directions
Giddings area · 1
- Giddings Branch825 E Austin St, Giddings, TX 78942Directions
Rockdale area · 1
- Rockdale Branch1707 W Cameron Ave, Rockdale, TX 76567Directions
Waco area · 1
- Rosebud Branch198 W Ave B, Rosebud, TX 76570Directions
Thorndale area · 1
- Thorndale Branch204 W Us Highway 79, Thorndale, TX 76577Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.58% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.26% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.39% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $92 | $81 | — |
- CapitalLeverage ratio11.58%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.26%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.39%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$92Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Classic Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.