Bank · FDIC insured
First National Bank of Bastrop Savings Rates
First National Bank of Bastrop’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How First National Bank of Bastrop’s savings rates compare
Compared with banks and credit unions near Austin, TX, where First National Bank of Bastrop has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Bastrop
0.50%APY
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000 a year
- $50
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
First National Bank of Bastrop savings score
77
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Bastrop ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
Interest is compounded and credited monthly. $10.00 fee per statement cycle if minimum daily balance falls below $1,500.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded monthly. $10.00 fee waived with minimum daily balance of $1,500.00 or above per statement cycle.Any balance | 0.50% | $50 | Compounded monthly. $10.00 fee waived with minimum daily balance of $1,500.00 or above per statement cycle. |
Military Freedom Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- fnbbastrop.bank/rates · captured Sep 17, 2026
Regular Savings Account
0.10%APY
Interest compounded daily and credited monthly. A $1.00 fee per calendar quarter applies if minimum daily balance falls below $25.00 (no charge if $25.00 and above).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded daily. Fee of $1.00 per calendar quarter if minimum daily balance is below $25.00.Any balance | 0.10% | $10 | Interest compounded daily. Fee of $1.00 per calendar quarter if minimum daily balance is below $25.00. |
Sources (3)
All captured Sep 17, 2026
Special-purpose accounts
My First Account Minor Saving
0.10%APY
Designed for children from birth through age 12 with required parent or guardian joint ownership. Requires a monthly automatic transfer of at least $25. Minimum balance of $100 required to avoid monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable for children from birth through age 12 with joint ownership by parent/guardian. Requires recurring automatic transfer of at least $25/month. Minimum balance of $100 required to avoid service charge.Any balance | 0.10% | $10 | Available for children from birth through age 12 with joint ownership by parent/guardian. Requires recurring automatic transfer of at least $25/month. Minimum balance of $100 required to avoid service charge. |
Sources (1)
- fnbbastrop.bank/my-first-account-minor-saving · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.