Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Amarillo, TX metro
- Access Community Credit UnionMoney MarketsMoney Markets · $2,500 min · 0.50%–1.00% by balance
Credit union · 3 branches
0.60%APY$60 a year on $10,0000.50% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Markets Balance APY $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.60% $25,000 – $49,999 0.70% $50,000 – $249,999 0.85% $250,000 and up 1.00% Rate checked
More details - ALLIANCE Credit UnionMoney MarketMoney Market · $1,000 min · 0.40%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum balance of $1,000 required to earn dividends. Tiered rate structure means higher balances pay bigger dividends.
0.40% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $5,000 0.40% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $500,000 0.70% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.01% Rate checked
More details - 0.50%APY$50 a year on $10,000
- Santa Fe Federal Credit UnionRegular SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily, compounded and paid quarterly. Maintains Santa Fe Federal Credit Union membership.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - Santa Fe Federal Credit UnionSpecial SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Save for special occasions like vacations or Christmas. Dividends calculated on daily / average daily balance, compounded and paid quarterly.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Special Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - City Federal Credit UnionSpecial SavingsSavings · $20 min · 0.05%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Used to put away funds for a specific purchase, event, or expense.
Offer: Rates are variable and may change after account opening. Dividends are credited and compounded monthly.
Compounded monthly
Rate by balance
Rate by balance for Special Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.50% Rate checked
More details - City Federal Credit UnionPrimary SavingsSavings · $20 min · 0.05%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Opening a Primary Savings account establishes credit union membership and requires maintaining a $20 minimum balance requirement to remain a member.
Offer: Rates are variable and may change after account opening. Dividends are credited and compounded monthly.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.50% Rate checked
More details - Education Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.00%–0.70% by balance
Credit union · 9 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance to earn dividends: $500. Dividend accrual: calculated daily, paid monthly. Up to six preauthorized or telephone transfers/withdrawals per month; exceeding limits may incur a fee.
Offer: Pay Frequency: Monthly.
Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25 0.00% $500 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 and up 0.70% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: A regular Savings Account with a $5.00 minimum balance establishes credit union membership. Dividends calculated and paid quarterly using the average daily balance method when balance meets or exceeds $50.
0.35% interest rate · Effective Oct 14, 2026
Rate checked
More details - The People's Federal Credit UnionShare Savings AccountSavings · $25 min · 0.25%–0.50% by balance
Credit union · 4 branches
0.35%APY$35 a year on $10,000Requirements
Product: Must be a TPFCU member with a minimum $25 deposit. Earn an extra 0.10% dividend on regular share savings account when holding loans over $10,000. Dividends calculated on average daily balance and compounded and credited quarterly.
Offer: Minimum balance to earn APY is $25. Dividends compounded and credited quarterly.
0.25% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $2,500 0.25% $2,500 – $5,000 0.25% $5,000 – $10,000Your amount 0.35% $10,000 – $50,000 0.40% Over $50,000 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Texas Plains Federal Credit UnionRegular Share Savings AccountSavings · $25 min · 0.20%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Maintains Texas Plains Federal membership. Dividends calculated by daily balance method, compounded and paid monthly.
0.20% interest rate · Effective Sep 1, 2025
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $4,999 0.20% $5,000 – $9,999 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Education Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.30% by balance
Credit union · 9 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires credit union membership, a $5.00 deposit into the Primary Share Savings account, and a one-time membership fee of $1.00.
Offer: Dividends calculated daily, paid monthly. Minimum earning balance $100.00.
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $100 0.00% $100 – $5,000 0.15% $5,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Pay frequency monthly. Minimum earning balance $10.00.
Effective Sep 8, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Amarillo, TX metro
42 accounts at 18 banks and credit unions · checked Oct 6–22
- Typical
- 0.50%
- Top 10% from
- 1.45%
- Banks, typical
- 0.75%
- Credit unions, typical
- 0.45%
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Amarillo, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- The People's Federal Credit UnionCredit union · 4 branches
- Amarillo National BankBank · 15 branches
- ALLIANCE Credit UnionCredit union · 1 branch