Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Allentown, PA-NJ metro
- UnivestPersonal Money Market AccountPersonal Money Market Account · 3.60%–3.75% by balance
Bank · 2 branches
3.75%APY$375 a year on $10,000intro rateRequirements
Product: Requires new money not currently on deposit at Univest or its affiliates. Guaranteed promotional rate through December 31, 2026; converts to standard rates and terms starting January 1, 2027. Can be opened online or in-person at select locations, and in-person only at all other PA/NJ financial centers. Not available on business accounts. Withdrawal limitations apply.
Offer: For balances less than $5,000; guaranteed promotional rate until December 31, 2026 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms.
Promotional rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $5,000 3.60% $5,000 and upYour amount 3.75% Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $0 min · 0.00%–3.50% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.00% $100,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.25% $250,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.50% Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: Rate after the 6-month Online Savings New Customer Special introductory period; variable and may change at any time. No minimum balance to earn interest.
Promotional rate · 2.97% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate checked
More details - Peoples Security Bank & TrustOnline SavingsSavings · $25 min · 3.00%–3.21% by balance
Bank · 3 branches
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: New Customer Special: 3.35% promotional interest rate for the first 6 months. 3.21% is a blended APY over the first 12 months, not a standalone post-promo APY. New customers only; anyone who currently has or had an open PSBT account in the past six months is ineligible. After 6 months the account converts to the standard Online Savings rate. No minimum balance to earn interest. Promo as-of dates conflict: 2026-08-12 on the deposit-rate page vs 2026-07-21 on the product page.
Promotional rate · 3.35% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate by balance
Rate by balance for Online Savings Balance APY Any balance 3.21% Over $0Your amountStandard variable Online Savings rate. Rate table states no minimum balance to obtain APY; product spec states $0.01 minimum to earn. $5 monthly fee if average daily balance is below $100; refunded with recurring direct deposit. 3.00% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: Qualifying tier 1: primary owner on a qualifying MaxEarnings Checking account. Rate paid on the entire balance when daily balance is at least $0.01 and less than $25,000. Variable; no minimum balance to earn interest. $5 monthly fee if average daily balance is below the stated threshold; waived/refunded with recurring direct deposit.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Penn Community BankPremium Money MarketPremium Money Market · $2,500 min · 2.75%–3.25% by balance
Bank · 2 branches
2.75%APY$275 a year on $10,000Requirements
Product: Rates are variable and may change at any time without prior notice. APY assumes minimum reinvestment at the same rate for an annual period. Fees may reduce earnings.
Offer: Credited end of month.
2.72% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $2,500 and upYour amount 2.75% $50,000 and up 3.00% $250,000 and up 3.25% Rate checked
More details - 2.25%APY$225 a year on $10,000
Requirements
Product: No minimum balance required to earn interest. Interest is compounded daily and credited monthly. Bill pay, ATM card and debit card access are not available. Electronic statements free; monthly fee applies for paper statements.
2.23% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for e-Money Market Balance APY Up to $25,000Your amount 2.25% $25,000 – $100,000 2.25% $100,000 – $1,000,000 2.25% $1,000,000 – $2,500,000 2.50% $2,500,000 and up 2.75% Rate checked
More details - AmericanBankPremium Money MarketPremium Money Market · $1 min · 2.25%–2.75% by balance
Bank · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: No minimum balance required to earn interest. Interest is compounded daily and earned on the daily balance based on a tiered-rate structure. Check writing and bill pay are not available. Electronic or paper statements available at no charge.
2.23% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 2.25% $25,000 – $100,000 2.25% $100,000 – $1,000,000 2.25% $1,000,000 – $2,500,000 2.50% $2,500,000 and up 2.75% Rate checked
More details - 2.25%APY$225 a year on $10,000intro rate
Requirements
Product: Online accounts only for standard rates. Branch-only promo available with $1.00 opening deposit and $10 monthly fee if daily balance below $100. Promo rates require eStatements enrollment and branch opening. Rates effective as of 12/8/2025 (standard) and 9/29/2026 (promo).
Offer: Promo rate guaranteed for 90 days from opening. Must be opened at branch. Requires eStatements enrollment.
Promotional rate · $10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for eSavings Balance APY Up to $10,000 0.35% $10,000 – $50,000Your amount 2.25% $50,000 – $100,000 2.75% $100,000 – $150,000 3.25% $150,000 and up 3.75% $250,000 – $500,000Online accounts only. 0.15% $500,000 and upOnline accounts only. 0.25% Rate checked
More details - Quaint Oak BankMilitary Advantage Money Market AccountMilitary Advantage Money Market Account · $25 min · 2.00%–2.05% by balance
Bank · 1 branch
2.05%APY$205 a year on $10,000Requirements
Product: Exclusively for Service Members and Veterans; surviving spouses qualify with marriage license. Military ID or Form DD214 required. Not to be combined with any other package or programs.
Offer: Interest is paid and annual percentage yield is earned on entire balance in account. Rates are variable and subject to change. Not to be combined with any other package or programs. Surviving spouses qualify with marriage license. Military ID or Form DD214 required.
1.95% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Military Advantage Money Market Account Balance APY Up to $999 2.00% $1,000 – $2,499 2.00% $2,500 and upYour amount 2.05% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Offer: Interest is paid and annual percentage yield is earned on entire balance in account. Rates are variable and subject to change.
1.95% interest rate · Effective Oct 6, 2026
Rate checked
More details - Northampton Area School District Employees Federal Credit UnionShare AccountsSavings · $5 min · 1.75%–2.50% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: To open a share account, you must deposit a minimum of $5.00 into the account. A minimum of $5.00 must be kept in to keep the account active. Dividend (interest) is declared quarterly.
Offer: Dividend Rates based on Average Daily Balances.
Rate by balance
Rate by balance for Share Accounts Balance APY Up to $10,000Your amount 1.75% $10,000 – $25,000 2.00% $25,000 – $75,000 2.25% Over $75,000 2.50% Rate checked
More details - Lehigh Valley Educators CUMoney MarketMoney Market · $0 min · 0.00%–2.25% by balance
Credit union · 2 branches
1.70%APY$170 a year on $10,000Requirements
Product: No minimum deposit. $2,500 minimum balance to earn disclosed APY. Dividends compounded daily and credited/paid monthly. Once the threshold is met, rates apply to the entire balance. Deposits can be made at anytime. Can be used as overdraft protection for checking. First order of checks free (Basic Style). Easily open through e-Tran Online Banking.
Offer: Tier 1st. Once the threshold is met, rates apply to the entire balance. Dividends are compounded daily and paid monthly.
0.00% interest rate · Compounded daily · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000Tier 2nd. 1.60% $10,000 – $25,000Your amountTier 3rd. 1.70% $25,000 – $50,000Tier 4th. 1.90% $50,000 and upTier 5th. 2.25% Rate checked
More details - 1.70%APY$170 a year on $10,000
Requirements
Product: Requires enrollment in and receipt of eStatements to earn the premium rate. No monthly fees.
Offer: Earns premium interest rate with enrollment and receipt of eStatements.
1.69% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000
1.49% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Allentown, PA-NJ metro
128 accounts at 43 banks and credit unions · checked Oct 16–22
- Typical
- 0.13%
- Top 10% from
- 1.70%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.50%
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Allentown, PA-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- APCI Federal Credit UnionCredit union · 1 branch
- AmericanBankBank · 1 branch
- Quaint Oak BankBank · 1 branch