Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Philadelphia, PA-NJ-DE-MD metro
- 5.00%APY$500 a year on $10,000with conditions
Requirements
Product: Available to new customers only. 12-month term with simple interest credited at maturity. Early withdrawal penalty applies. Minimum contract deposit amount is $1,000 and maximum contract deposit amount is $15,000. All bonus requirements must be fulfilled within 3 months of account opening and maintained through maturity.
Offer: Includes base rate (3.50% APY) plus +0.50% APY for opening a Woori America Bank Checking Account with monthly ACH deposits of at least $100, +0.50% APY for paperless eStatements, and +0.50% APY for opening a Woori America Bank Credit Card and linking checking account for payments (subject to credit approval).
Qualified rate · Balance cap $15,000 · Effective Apr 29, 2026
Rate checked
More details - 4.05%APY$405 a year on $10,000
Requirements
Product: Must be at least 18 years of age, a U.S. citizen or resident alien, have a valid U.S. SSN and physical U.S. address. Sole or joint ownership personal accounts only. Minimum opening deposit of $100 must be deposited in a single transaction. Rate is variable and may change after account opening.
Offer: Minimum opening deposit of $100 required in a single transaction. Rate may change after account opening. Fees may reduce earnings.
No monthly fee
Rate checked
More details - UnivestPersonal Money Market AccountPersonal Money Market Account · 3.60%–3.75% by balance
Bank · 24 branches
3.75%APY$375 a year on $10,000intro rateRequirements
Product: Requires new money not currently on deposit at Univest or its affiliates. Guaranteed promotional rate through December 31, 2026; converts to standard rates and terms starting January 1, 2027. Can be opened online or in-person at select locations, and in-person only at all other PA/NJ financial centers. Not available on business accounts. Withdrawal limitations apply.
Offer: For balances less than $5,000; guaranteed promotional rate until December 31, 2026 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms.
Promotional rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $5,000 3.60% $5,000 and upYour amount 3.75% Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: Available to new customers only. 12-month term with simple interest credited at maturity. Early withdrawal penalty applies. Minimum contract deposit amount is $1,000 and maximum contract deposit amount is $15,000. All bonus requirements must be fulfilled within 3 months of account opening and maintained through maturity.
Offer: Base rate for opening SmartStep Installment Savings Account.
Qualified rate · Balance cap $15,000 · Effective Apr 29, 2026
Rate checked
More details - Parke BankParke Select Money MarketParke Select Money Market · $1,000 min · 3.50%–3.75% by balance
Bank · 5 branches
3.50%APY$350 a year on $10,000Requirements
Product: Minimum deposit required to open is $1,000. No service charges imposed provided you maintain a daily minimum balance of $1,000. A monthly fee of $7 will be charged if the minimum balance falls below $1,000. Fees may reduce earnings.
Offer: Deposit balance up to $49,999.99. Minimum deposit to open is $1,000. Monthly fee of $7 waived with $1,000 daily minimum balance.
3.44% interest rate · $7 monthly fee · Effective Dec 15, 2025
Rate by balance
Rate by balance for Parke Select Money Market Balance APY Up to $50,000Your amount 3.50% $50,000 and up 3.75% Rate checked
More details - Barclays Bank DelawareBarclays Tiered SavingsSavings · $0 min · 3.50%–3.65% by balance
Bank · 1 branch
3.50%APY$350 a year on $10,000Requirements
Product: Maximum balance limit of $1,000,000 per account. Maximum of 3 open Tiered Savings accounts per customer. Accounts that maintain a zero balance for 6 months will automatically close.
No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Barclays Tiered Savings Balance APY Up to $10,000 3.50% $10,000 – $25,000Your amount 3.50% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $250,000 3.50% $250,000 – $1,000,000 3.65% Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: No minimum balance to open. One High Yield Savings per member. Base rate applies up to $50,000; to earn 3.50% APY, must pair with an active FreePlus Checking account meeting monthly requirements (direct deposit of $500+, 10 posted debit transactions, estatements, and log into online banking at least once per month).
Offer: Requires active FreePlus Checking account with direct deposit of $500+, 10 posted debit card transactions, monthly estatements, and online banking login at least 1x per month. Rate applies on balances up to $50,000.
Qualified rate · Balance cap $50,000 · Effective Oct 5, 2026
Rate checked
More details - Trumark Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–3.50% by balance
Credit union · 25 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Requires an active Momentum Checking Account and meeting monthly qualification requirements ($1,000 in electronic deposits, 15 qualifying transactions, or age 26 or younger) to earn 3.50% APY on balances from $1 to $100,000; balances above $100,000 or months when qualifications are not met earn the Primary Savings rate.
Offer: If monthly qualification requirements are not met, the account earns the Primary/Regular Savings rate for that month.
Qualified rate · 0.09% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Any balance 0.10% Up to $100,000Your amount 3.50% Over $100,000 0.10% Rate checked
More details - Philadelphia Federal Credit UnionHigher Yield SavingsSavings · $50 min · 1.30%–3.50% by balance
Credit union · 13 branches
3.50%APY$350 a year on $10,000Requirements
Product: Tiered rate structure rewards bigger balances. No monthly fees or minimum balance requirements.
Offer: Tier 1: $50 minimum daily balance required to obtain stated rate and yield.
1.29% interest rate · No monthly fee
Rate by balance
Rate by balance for Higher Yield Savings Balance APY $50 and up 1.30% $2,000 and up 1.30% $10,000 and upYour amount 3.50% $25,000 and up 3.50% Rate checked
More details - 3.50%APY$350 a year on $10,000
Requirements
Product: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when the ending balance is below the required balance. Includes two free withdrawals per month (including transfers between shares or to another Access CU account); $10 fee per each additional withdrawal/transfer out.
Offer: Deposits of $2,500 or more earn 3.50% APY (APR = 3.45%). Two free withdrawals/transfers per month, $10 per additional withdrawal/transfer out.
Effective Sep 18, 2024
Rate checked
More details - 3.39%APY$339 a year on $10,000
Requirements
Product: Formerly known as Community Funds Money Market (name changed on May 3, 2023). A $2,500 minimum balance is required to avoid the monthly maintenance fee.
Offer: $2,500 minimum balance required to avoid the monthly maintenance fee.
3.34% interest rate · Effective Sep 29, 2025
Rate checked
More details - Sun East Federal Credit UnionGrow Money Market Account – New Money OnlyGrow Money Market Account – New Money Only · $2,500 min
Credit union · 7 branches
3.30%APY$330 a year on $10,000intro rateRequirements
Product: Limited-time consumer money market; credit union membership required. Opening and dividend-earning deposit is $2,500 new money with no maximum. New money means funds from another institution and not on deposit at Sun East within the prior 6 months. $10 monthly service/maintenance fee if the daily or average daily balance falls below $2,500 in a statement cycle.
Offer: New money only; limited-time offer. Dividend rate 3.15% and APY 3.30% for $2,500 to no max. Fee waived if minimum daily/average daily balance of $2,500 is maintained; otherwise $10 monthly fee. Failure to maintain minimum deposit could reduce earnings. Membership required.
Promotional rate · 3.15% interest rate · $10 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Offer: With active iSAVE Free Checking
Qualified rate · 3.20% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000
Requirements
Product: Must maintain a minimum balance that would earn at least $0.01 for interest to post.
No monthly fee
Rate checked
More details - American Heritage Credit UnionHigh-Yield Savings AccountSavings · $10,000 min
Credit union · 33 branches
3.20%APY$320 a year on $10,000Requirements
Product: Limit one High Yield Savings Account per member. $10 monthly service fee is waived if the daily balance is $10,000 or more. Account holder may withdraw funds three times per monthly statement cycle via check, transfer or withdrawal ($25 fee for each additional withdrawal per statement cycle). Maximum deposit amount is $1,000,000.
Offer: $10 monthly fee waived with daily balance of $10,000 or more; first 3 transfers/withdrawals per month free, $25 for each subsequent.
3.15% interest rate · Balance cap $1,000,000 · $10 monthly fee · Effective Sep 18, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches