Bank · FDIC insured
Comenity Capital Bank Savings Rates
Top CarrotComenity Capital Bank’s best savings rate is 4.05% APY on $10,000, with its High-Yield Savings Account. Rates checked October 22, 2026.
How Comenity Capital Bank’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
High-Yield Savings Account
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Comenity Capital Bank savings score
99
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0004.05%
- $10,000 balance$10,0004.05%
- $100,000 balance$100,0004.05%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Comenity Capital Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High-Yield Savings Account
4.05%APY
Must be at least 18 years of age, a U.S. citizen or resident alien, have a valid U.S. SSN and physical U.S. address. Sole or joint ownership personal accounts only. Minimum opening deposit of $100 must be deposited in a single transaction. Rate is variable and may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum opening deposit of $100 required in a single transaction. Rate may change after account opening. Fees may reduce earnings.Any balance | 4.05% | $405 | Minimum opening deposit of $100 required in a single transaction. Rate may change after account opening. Fees may reduce earnings. |
Sources (1)
- breadfinancial.com/en/bread-savings.html · captured Oct 22, 2026
Special-purpose accounts
Retirement High-Yield Savings
4.05%APY
Traditional or Roth IRA savings account. Must be at least 18 years of age, a U.S. citizen or resident alien, have a valid U.S. SSN and physical U.S. address. Minimum opening deposit of $100 must be deposited in a single transaction. Rate is variable and may change after account opening. Subject to IRS contribution and eligibility rules.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional or Roth IRA. Minimum opening deposit of $100 required in a single transaction. Rate may change after account opening. Fees may reduce earnings. Subject to IRA contribution limits and rules.Any balance | 4.05% | $405 | Traditional or Roth IRA. Minimum opening deposit of $100 required in a single transaction. Rate may change after account opening. Fees may reduce earnings. Subject to IRA contribution limits and rules. |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.