Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Texas
- Gulf Coast Federal Credit UnionKasasa SaverSavings · 2.33%–2.50% by balance
Credit union · 6 branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Requires a Kasasa Cash account. Variable rates. No minimum balance required to earn rewards. $5 minimum balance required per savings account. No recurring monthly maintenance charges.
Offer: When linked Kasasa Cash account qualifications are met during Monthly Qualification Cycle.
Qualified rate · 2.47% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.50% Over $50,000When linked Kasasa Cash account qualifications are met; dividend rate of 2.23% on portion over $50,000, resulting in APY range of 2.50% to 2.33%. 2.33% Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: Minimum opening deposit $1,000. No monthly maintenance fee if balance stays at $1,000 and over. Account is limited to 6 debits per month ($10/each thereafter).
Offer: Rate effective as of September 23, 2026.
2.32% interest rate · Effective Sep 23, 2026
Rate checked
More details - The MINT National BankMonuMINT Emerald MMAMonuMINT Emerald MMA · $1,000 min · 2.35%–3.35% by balance
Bank · 1 branch
2.35%APY$235 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. No monthly maintenance fee if balance stays at $1,000 and over. Tiered rates apply based on daily balance.
Offer: Balances less than $250,000. Rate effective as of September 23, 2026.
2.32% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for MonuMINT Emerald MMA Balance APY Up to $250,000Your amount 2.35% $250,000 and up 3.35% Rate checked
More details - Texas Capital BankStar Money Market AccountStar Money Market Account · $500 min · 2.29%–3.11% by balance
Bank · 9 branches
2.29%APY$229 a year on $10,000Requirements
Product: Rates are for personal accounts only and subject to change at any time without notice. Interest is compounded daily on the collected balance and paid monthly. Minimum balance requirement of $500 to obtain the APY. Monthly service charge may be assessed when minimum balance requirements are not met. $100 minimum opening deposit for Money Market accounts.
Offer: Interest compounded daily and paid monthly. Variable rate subject to change. Minimum balance requirement of $500 to obtain the APY.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Star Money Market Account Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Texas Capital BankStar Reserve Money Market AccountStar Reserve Money Market Account · $500 min · 2.29%–3.11% by balance
Bank · 9 branches
2.29%APY$229 a year on $10,000Requirements
Product: Private Bank deposit rates. Interest on money market accounts is compounded daily on the collected balance and paid monthly. Rates are subject to change at any time without notice.
Offer: Interest compounded daily on the collected balance and paid monthly.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Star Reserve Money Market Account Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Texas Capital BankFamily Office Star Money MarketFamily Office Star Money Market · $500 min · 2.29%–3.11% by balance
Bank · 9 branches
2.29%APY$229 a year on $10,000Requirements
Product: Private Bank deposit rates. Interest on money market accounts is compounded daily on the collected balance and paid monthly. Rates are subject to change at any time without notice.
Offer: Interest compounded daily on the collected balance and paid monthly.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Family Office Star Money Market Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Nizari Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.27%–3.61% by balance
Credit union · 6 branches
2.27%APY$227 a year on $10,000Requirements
Product: No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end.
Offer: No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end.
2.25% interest rate · $10 monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $100,000Your amount 2.27% $100,000 – $500,000 2.32% $500,000 – $1,500,000 3.45% $1,500,000 – $2,500,000 3.45% $2,500,000 – $4,500,000 3.51% $4,500,000 – $13,000,000 3.56% Over $13,000,000 3.61% Rate checked
More details - Mesquite CUMoney Market AccountMoney Market Account · $2,000 min · 0.15%–2.27% by balance
Credit union · 1 branch
2.27%APY$227 a year on $10,000Requirements
Product: Limit one money market account per membership. Minimum opening deposit of $2,000. No monthly service charge. Dividends compounded monthly. Access funds with Money Market checks. Government regulations restrict automatic and preauthorized transfers to no more than an aggregate of six per month per account.
Offer: Limit one money market account per membership.
0.15% interest rate · Compounded monthly · No monthly fee · Effective Jul 29, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $5,000 0.15% $5,000 – $50,000Your amount 2.27% $50,000 – $100,000 2.02% $100,000 and up 1.51% Rate checked
More details - Texas Tech Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 2.25%–3.50% by balance
Credit union · 5 branches
2.25%APY$225 a year on $10,000Requirements
Product: Rates subject to change based on account balance criteria. Fees may reduce earnings.
2.23% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $50,000Your amount 2.25% $50,000 – $100,000 2.50% $100,000 – $250,000 2.75% $250,000 – $500,000 3.00% $500,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details - Alcon Employees Federal Credit UnionHigh Yield Savings AccountSavings · $5,000 min
Credit union · 1 branch
2.25%APY$225 a year on $10,000Requirements
Offer: Penalty imposed for early withdrawal.
2.25% interest rate · Effective Mar 1, 2025
Rate checked
More details - 2.20%APY$220 a year on $10,000
No monthly fee
Rate by balance
Rate by balance for Simple Savings Balance APY Up to $50,000Your amount 2.20% $50,000 and up 2.70% Rate checked
More details - 2.15%APY$215 a year on $10,000with conditions
Requirements
Offer: Core Rate. $100 min daily balance required to avoid a $5 monthly service fee. Rate may change after account is opened.
Qualified rate · 2.13% interest rate · Effective Oct 6, 2026
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Interest compounded daily on collected balance and paid quarterly.
Offer: Applies to all balances.
2.10% interest rate · Compounded daily
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Available in all states. Interest compounded daily and credited quarterly.
Offer: Applies to all balances.
2.10% interest rate · Compounded daily · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
Offer: Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements.
No monthly fee · Effective Oct 27, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
963 accounts at 412 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches