Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 646–660 results in Texas
- 0.15%APY$15 a year on $10,000
Requirements
Product: Basic membership account required to remain a member in good standing and enjoy credit union products/services.
Offer: Compounded and paid quarterly. Interest calculated daily.
0.15% interest rate
Rate checked
More details - Member Preferred Federal Credit UnionSavingsSavings · $50 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,0000.10% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $10,000 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $100 to open. Interest is compounded and credited monthly, balance computation method is daily balance. Maintenance fee of $3.00 imposed every statement cycle if balance falls below $100.00 any day of the monthly statement cycle.
Offer: Minimum daily balance to obtain APY is $0.01. Maintenance fee of $3.00 waived if balance stays at or above $100.00 each day of the statement cycle.
0.15% interest rate · $3 monthly fee · Effective Mar 31, 2026
Rate checked
More details - Chemcel FCURegular Savings AccountSavings · $25 min · 0.15%–0.45% by balance
Credit union · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Makes member and partial owner of credit union. $1 monthly maintenance fee if balance drops below $5. 6 free transactions per month by pre-authorized automatic, telephone, drafts, or debit cards. Unlimited in-person withdrawals.
0.15% interest rate · $1 monthly fee · Effective Nov 3, 2025
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $24,999Your amount 0.15% $25,000 – $74,999 0.30% $75,000 and up 0.45% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum deposit of $25.00, minimum account balance $25.00. Dividends earned on balances greater than $100.00. Four withdrawals per month are free; $5.00 fee assessed after the fourth withdrawal. Maximum 6 withdrawals or transfers per month.
0.15% interest rate · Effective Nov 19, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate
Rate checked
More details - Texas National BankFixed Rate Money Market AccountFixed Rate Money Market Account · $2,500 min · 0.15%–0.55% by balance
Bank · 9 branches
0.15%APY$15 a year on $10,000Requirements
Offer: $2,500.00 minimum balance to avoid service fee.
0.15% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Fixed Rate Money Market Account Balance APY Up to $50,000Your amount 0.15% $99,999 – $249,999 0.35% $249,999 – $499,999 0.40% Over $499,999 0.55% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Minimum deposit required to open is $2,500. Stated interest rate is paid on the portion of the balance within the specified tier.
Offer: With Bonus Dividend. Applies only to the first $10,000 in Money Market account deposits for accounts with at least 10 qualifying transactions monthly in the same Member's checking account.
Qualified rate · 0.06% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.06% $10,000 – $50,000Your amountBlended APY range is 0.01-0.12% (or 0.06-0.13% with Bonus Dividend). 0.15%* $50,000 – $100,000Blended APY range is 0.12-0.31% (or 0.13-0.32% with Bonus Dividend). 0.50%* $100,000 – $500,000Blended APY range is 0.31-0.86% (or 0.32-0.86% with Bonus Dividend). 1.00%* $500,000 – $1,000,000Blended APY range is 0.86-1.68%. 2.50%* $1,000,000 and upBlended APY range is 1.68-3.25%. 3.25%* Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must work, attend school, or worship in Cameron/Willacy County to become a VFCU member. Rates subject to change. Fees could reduce earnings.
Offer: Dividends paid on balances over $500.00.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Designed for members who wish to set aside funds for special purchases such as home repairs, travel, or holiday gift-giving.
Effective Nov 21, 2022
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary share membership account. A minimum balance of $5 is required to be eligible for all other accounts and services.
Effective Nov 21, 2022
Rate checked
More details - Open BankWell-Being Money MarketWell-Being Money Market · $1,000 min · 0.15%–0.75% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Rates and APYs are variable and can change daily after account opening. Offers tiered interest yield.
Offer: Rates and APYs are variable and can change daily after account opening.
0.15% interest rate · Effective Apr 15, 2024
Rate by balance
Rate by balance for Well-Being Money Market Balance APY Up to $10,000 0.15% $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $500,000 0.40% $500,000 – $1,000,000 0.50% $1,000,000 – $3,000,000 0.65% $3,000,000 and up 0.75% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Key account for membership at White Sands Federal Credit Union; must be kept open to continue active membership.
Offer: Dividend rate (APR) is 0.15%. Minimum average daily balance required to obtain APY and avoid service fee.
0.15% interest rate
Rate checked
More details - Coastal Community Federal Credit UnionRegular SavingsSavings · $100 min · 0.06%–0.13% by balance
Credit union · 4 branches
0.13%APY$13 a year on $10,000Requirements
Product: All it takes is $5 to open an account here at Coastal. This savings account pays quarterly dividends. There may be a penalty for early withdrawal or not maintaining a minimum balance.
Offer: Quarterly dividend period; Day In/Day Out term; early withdrawal or not maintaining minimum balance penalty may apply.
0.06% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $2,000 0.06% $2,001 and upYour amount 0.13% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches