Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 571–585 results in Texas
- 0.20%APY$20 a year on $10,000
Requirements
Product: Available to individuals. Minimum opening balance $2,500.00. Maintenance fee is $10.00 if minimum daily balance is below $2,500.00, no charge if over $2,499.99.
Offer: Must maintain the minimum daily balance each day to obtain the disclosed annual percentage yield. Maintenance fee waived if minimum daily balance is over $2,499.99.
0.20% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate checked
More details - First State Bank & Trust Company CarthageSuper Money MarketSuper Money Market · $2,500 min · 0.20%–0.95% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Available to individuals. Minimum opening balance $2,500.00. Maintenance fee is $10.00 if minimum daily balance is below $2,500.00, no charge if over $2,499.99.
Offer: Must maintain the minimum daily balance each day to obtain the disclosed annual percentage yield. Maintenance fee waived if minimum daily balance is over $2,499.99.
0.20% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY $2,500 – $25,000Your amount 0.20% $25,000 – $75,000 0.55% $75,000 – $150,000 0.60% $150,000 – $500,000 0.75% $500,000 and up 0.95% Rate checked
More details - SeaWest Coast Guard Federal Credit UnionRegular SavingsSavings · $0 min · 0.15%–0.35% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: No monthly fees or charges. Federally insured up to $250,000.
Offer: Average daily balance $0.01 – $99.99.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $100 0.15% $100 – $2,500 0.15% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $100,000 0.30% $100,000 and up 0.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details - Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
Rate checked
More details - EP Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.20%–0.35% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Share Account dividends are compounded and paid monthly. Dividend Rate and APYs are variable and are subject to change. If you close your share account prior to the payment of dividends, you will not receive the accrued dividend. Fees may reduce earnings.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $14,999Your amount 0.20% $15,000 – $34,999 0.25% $35,000 – $49,999 0.30% $50,000 and up 0.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Open to anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler Counties. $5 minimum deposit required to open.
Offer: Minimum balance to earn APY is $100. Dividend rates are subject to change without notice, and may change after account is open.
0.20% interest rate · Effective Feb 18, 2026
Rate checked
More details - Normangee State BankMoney Market CheckingMoney Market Checking · $2,500 min · 0.10%–0.30% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,0000.10% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 and up 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate
Rate checked
More details - Freestone Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.15%–0.25% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: No fees for having a Money Market account. Dividends compounded and credited monthly. Average daily balance method. Account transfer limitations apply.
Offer: Tier 1. Dividends APR is 0.15%. Minimum balance to earn stated APY is $2,500.00.
0.15% interest rate · No monthly fee · Effective Apr 1, 2018
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 0.15% $10,000 and upYour amountTier 2. Dividends APR is 0.20%. 0.20% $25,000 and upTier 3. Dividends APR is 0.25%. 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Establish membership. No monthly account fees.
0.20% interest rate · No monthly fee
Rate checked
More details - Port Arthur Teachers Federal Credit UnionRegular Savings AccountSavings · $25 min
Credit union · 2 branches
0.20%APY$20 a year on $10,0000.20% interest rate
Rate checked
More details - Education First Federal Credit UnionPersonal Savings AccountSavings · $25 min
Credit union · 9 branches
0.20%APY$20 a year on $10,000Requirements
Product: Open with as little as $5 to become a credit union member.
Offer: Minimum to earn dividend is $25.
0.20% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches