Compare Bank & Credit Union Rates
Best savings rates in Katy, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Katy, TX
- United Community Credit UnionSavings AccountSavings · $500 min · 0.05%–0.25% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Interest is compounded on average daily balance and credited quarterly. A minimum $5 deposit is required to get started as a member. The dividend rate and APY may change after account opening.
Offer: Minimum daily balance / average daily balance of $500 required to earn interest.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY $500 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - MidFirst BankTitanium Money MarketTitanium Money Market · $100 min · 0.10%–0.30% by balance
Bank · 7 branches
0.15%APY$15 a year on $10,000Requirements
Product: $10 monthly service charge, waived with $5,000 average daily balance. $100 minimum deposit to open account online.
$10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Titanium Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $249,999 0.20% $250,000 – $499,999 0.25% $500,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate by balance
Rate by balance for Performance Savings Balance APY Up to $9,999 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - KBR Heritage Federal Credit UnionRegular Share AccountsSavings · $25 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000intro rateRequirements
Product: $5 minimum balance secures credit union membership. Earns quarterly dividends.
Offer: For 2nd Quarter of 2026. Paid Quarterly. $5 minimum balance secures membership.
Promotional rate · 0.00% interest rate
Rate by balance
Rate by balance for Regular Share Accounts Balance APY Up to $500 0.00% Over $500Your amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly service charge of $3.50 waived if you have a $100 minimum daily balance, monthly deposits totaling $10 or more, one account owner under age 25, or own a Frost Plus Account or Frost Premium Account. Allows two free withdrawals per month ($3 per additional withdrawal). Unlimited transfers to an account in your name at Frost.
Offer: Monthly service charge of $3.50 waived with $100 minimum daily balance, monthly deposits totaling $10+, account owner under age 25, or Frost Plus/Frost Premium Account ownership.
0.15% interest rate · $3.50 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Savings Account Balance APY Up to $15,000Your amount 0.15% $15,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Unlimited transactions, free of charge.
0.15% interest rate · No monthly fee
Rate checked
More details - MemberSource Credit UnionMoney Market PlusMoney Market Plus · $2,500 min · 0.00%–0.30% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Rate is adjusted each Monday based on the leading Money Fund average as published in the Wall Street Journal. A $25 fee will be assessed if the balance falls below $2,500.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $2,500 0.00% $2,500 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - Premier America Credit UnionAdvantage Money Market AccountAdvantage Money Market Account · $5 min · 0.15%–3.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Variable-rate money market account based on daily balance. Dividends are paid at the rate corresponding to each day's full balance. The APY is reduced to 0.15% APY if on any day the end-of-day balance falls below $20,000.00. Membership subject to approval.
Offer: Minimum required to earn any dividend is $0.01.
0.15% interest rate · No monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Advantage Money Market Account Balance APY Up to $20,000Your amount 0.15% $20,000 and up 3.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open and maintain membership with $5. Up to 6 withdrawals monthly ($3 per additional withdrawal).
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Memorial Credit UnionMoney Market CheckingMoney Market Checking · $5,000 min · 0.15%–0.25% by balance
Credit union · 5 branches
0.15%APY$15 a year on $10,0000.15% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $20,000Your amount 0.15% $20,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Opening a Share Savings Account with $25 establishes active membership at BPFCU. A minimum balance of $25 is required with another active account at BPFCU (e.g., checking, loans, credit cards); otherwise, a $100 minimum balance must be maintained to avoid a $5 monthly fee. Par value of one share is $25.00.
Offer: Dividends compounded and credited quarterly using the daily balance method. Minimum daily balance to earn the stated APY is $100.00. $5 monthly fee applies if minimum balance drops below $100 when there is no other active BPFCU account.
0.15% interest rate · $5 monthly fee · Effective Apr 17, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Minimum deposit required to open is $2,500. Stated interest rate is paid on the portion of the balance within the specified tier.
Offer: With Bonus Dividend. Applies only to the first $10,000 in Money Market account deposits for accounts with at least 10 qualifying transactions monthly in the same Member's checking account.
Qualified rate · 0.06% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.06% $10,000 – $50,000Your amountBlended APY range is 0.01-0.12% (or 0.06-0.13% with Bonus Dividend). 0.15%* $50,000 – $100,000Blended APY range is 0.12-0.31% (or 0.13-0.32% with Bonus Dividend). 0.50%* $100,000 – $500,000Blended APY range is 0.31-0.86% (or 0.32-0.86% with Bonus Dividend). 1.00%* $500,000 – $1,000,000Blended APY range is 0.86-1.68%. 2.50%* $1,000,000 and upBlended APY range is 1.68-3.25%. 3.25%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Katy, TX
241 accounts at 93 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.35%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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