Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–360 results in Tennessee
- First South FinancialSavings Plus AccountSavings · $0 min · 0.00%–0.02% by balance
Credit union · 14 branches
0.02%APY$2 a year on $10,000Requirements
Product: Transitioned from Standard Savings Account when using debit card for purchases. Low minimum balance requirement to avoid the monthly service fee
Offer: Interest is compounded and posted quarterly.
Effective Oct 15, 2026
Rate by balance
Rate by balance for Savings Plus Account Balance APY Up to $1,000 0.00% $1,000 and upYour amount 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000
0.02% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
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More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Must complete payment of one share in Savings account within 30 days of admission to membership.
Offer: Tier 2: Daily balance less than $2,000.00; dividend rate paid on entire balance.
0.01% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $2,000 0.01% $2,000 and upYour amount 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Dividends calculated by daily balance method and paid on the first of each calendar quarter. Membership requires purchasing and maintaining 1 share ($5.00 par value) plus a $1.00 nonrefundable membership fee.
0.02% interest rate · Effective Jul 1, 2021
Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 55 branches
0.01%APY$1 a year on $10,000Requirements
Offer: Standard rate
0.01% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Oct 15, 2026
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More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must be linked to a Rewards Star or Rewards Star Cash Back checking account. Limit 1 account per social security number. $5 quarterly minimum balance fee assessed based on minimum daily balance of $100 (waived for primary account holders under age 24). Paper statements cost $3.00/month (eStatements free). 6 free withdrawals per quarter ($5 fee per excess withdrawal).
Offer: Base rate applied to all balances if monthly qualifications are not met in linked Rewards Star or Rewards Star Cash Back account.
Qualified rate · 0.01% interest rate · Effective Sep 22, 2025
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More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Companion savings account linked to Great Rate Checking. Limit 1 account per social security number. No recurring monthly service charges or fees to open or close this account; $4.00 fee for paper statements, waived with eStatements. After 3 withdrawals or transfers per calendar quarter, $2.00 fee per additional withdrawal assessed at calendar quarter end.
Offer: When Great Rate Checking qualifications are not met. All balances earn 0.01% APY. No monthly service fee w/eStatements or $4.00 for paper statements.
Qualified rate · No monthly fee · Effective Mar 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Exclusively available to those with a Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees and no minimum deposit to open. Earned checking rewards from Kasasa Cash can be automatically swept monthly into Kasasa Saver. Qualifications per Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking. Base rate applies if qualifications are not met.
Offer: Base rate if qualifications are not met.
Qualified rate · No monthly fee
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must maintain a $30.00 minimum balance (par value of 6 shares at $5.00 each) to maintain membership. $1 membership fee required at opening unless child is six months or less in age. Dividends compounded and credited calendar quarterly. Average daily balance computation method.
0.01% interest rate · No monthly fee · Effective Dec 30, 2025
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must maintain a $30.00 minimum balance in the Primary Share Savings Account. No minimum balance requirement for additional share savings accounts.
0.01% interest rate · Effective Dec 30, 2025
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 22–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches