Credit union · NCUA insured
Kennedy VA Employees FCU Savings Rates
Kennedy VA Employees FCU’s best savings rate is 0.02% APY on $10,000, with its Shares. Rates checked October 15, 2026.
How Kennedy VA Employees FCU’s savings rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where Kennedy VA Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Kennedy VA Employees FCU
0.02%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $2
Shares
Top rate
Leaders Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Kennedy VA Employees FCU savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.02%
- $100,000 balance$100,0000.02%
- QualifiedQualified0.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kennedy VA Employees FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Shares
0.02%APY
Dividends calculated by daily balance method and paid on the first of each calendar quarter. Membership requires purchasing and maintaining 1 share ($5.00 par value) plus a $1.00 nonrefundable membership fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.02% | $2 |
Sources (2)
All captured Sep 18, 2026
Special - 09
0.00%APY
Dividends paid on the first of each calendar quarter.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.00% | $0 |
Sources (1)
- kennedyvaefcu.org/services/dividends · captured Sep 18, 2026
Special-purpose accounts
Accumulation IRA
0.03%APY
Dividends paid on the first of each calendar quarter. Bank IRA savings product.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.03% | $3 |
Sources (1)
- kennedyvaefcu.org/services/dividends · captured Sep 18, 2026
Christmas
0.00%APY
Unlimited withdrawals allowed from October 1 through December 31; withdrawals from January 1 through September 30 incur a $25.00 fee. Dividends paid on the first of each calendar quarter.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.00% | $0 |
Sources (2)
All captured Sep 18, 2026
Who can join Kennedy VA Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Memphis Kennedy Veterans Administration Medical Center are eligible for membership.
Family and household
- Parents, children, and siblings of employees of the Memphis Kennedy Veterans Administration Medical Center are eligible for membership.
Cost to join
- A deposit of $5.00 is required to open a new membership account.
- A $1.00 fee is required to open a new account.
Membership information collected October 5, 2026.