Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Tennessee
- CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Nashville Firemen’s Credit UnionMoney MarketMoney Market · $25 min · 2.18%–3.68% by balance
Credit union · 1 branch
3.18%APY$318 a year on $10,0002.18% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $4,999 2.18% $5,000 – $9,999 2.68% $10,000 – $19,999Your amount 3.18% $20,000 and up 3.68% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 30 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires a linked Better Interest Checking or Better Cash Back account. Paper statements incur a $3.00 monthly fee if selected instead of e-statements.
Offer: Earned when qualifications are met on linked checking account (at least 1 ACH credit/payment, at least 12 PIN-based debit card purchases, and enrolled in e-statements during Monthly Qualification Cycle). No minimum balance required to earn rewards.
Qualified rate · No monthly fee · Effective Mar 10, 2025
Rate by balance
Rate by balance for Better Together Saver Balance APY Up to $150,000Your amount 3.00% $150,000 and up 0.40%* Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Offer: Must maintain a minimum balance of $100.00 daily to obtain the APY. $15 monthly service fee waived for accounts enrolled in E-statements or maintaining a minimum daily balance of $100.00. Interest compounded and credited quarterly. Up to 6 preauthorized/electronic transfers per 4-week cycle; $5 excessive withdrawal fee per transaction thereafter.
2.97% interest rate · $15 monthly fee · Effective Jun 1, 2026
Rate checked
More details - Old Hickory Credit UnionKasasa SaverSavings · $0 min · 0.25%–3.00% by balance
Credit union · 7 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Free account linked to a Kasasa Cash or Kasasa Cash Back checking account. Automatically collects earned Kasasa checking rewards. To qualify for highest rate: at least 15 debit card purchases, at least 1 direct deposit/ACH credit/ACH payment transaction, enrolled in and agree to receive e-statements, and enrolled in and log into online or mobile banking during each Monthly Qualification Cycle.
Offer: When qualifying criteria are met on first $20,000. Variable rate.
Qualified rate · 2.96% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 3.00% Over $20,000When qualifying criteria are met on amounts over $20,000. 0.25% Rate checked
More details - 2.79%APY$279 a year on $10,000with conditions
Requirements
Product: May be new or existing money. Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate.
Offer: No service charge when daily balance is over $1,000 ($12 monthly standard service charge). Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Applies to minimum balance and minimum opening deposit of $1,000. Money Market account special may be new or existing money.
Qualified rate · 2.75% interest rate · $12 monthly fee · Effective Oct 1, 2026
Rate checked
More details - First Farmers & Merchants BankMoney Market SpecialMoney Market Special · $2,500 min
Bank · 22 branches
2.78%APY$278 a year on $10,000with conditionsRequirements
Product: Must have another deposit account with First Farmers and Merchants Bank. Public Funds are not eligible. Limited time offer.
Offer: 2.78% APY (stated as 2.75% Annual Percentage Rate) applies for 182 days from account opening; thereafter a tiered rate structure applies. A $2,500 minimum balance must be maintained to receive promotional APY and avoid a $15.00 monthly maintenance fee if balance falls below $2,500 during statement cycle. Customer must have another deposit account with First Farmers and Merchants Bank. More than six withdrawals or transfers per cycle subject to penalty. Public funds not eligible.
Qualified rate · $15 monthly fee · Effective Jan 1, 2026
Rate checked
More details - 2.58%APY$258 a year on $10,000with conditions
Requirements
Product: Variable-rate account that moves with the Wall Street Journal Prime Rate. $10 monthly service fee is waived if a $5,000 minimum balance is maintained. Six free withdrawals per statement cycle ($2 fee per withdrawal exceeding 6).
Offer: Reward rate. Requires meeting FirstRewards Checking requirements: same primary account holder on FirstRewards Checking and FirstRate Money Market, 10 settled debit card POS transactions per qualification period (ATM transactions excluded), monthly electronic statements (eStatements), and 1 monthly ACH debit or ACH credit. Rate moves with WSJ Prime Rate (minimum 0.10% APY change per 0.25% change in WSJ Prime). $10 monthly fee waived with $5,000 minimum balance.
Qualified rate · 2.55% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - Tennessee Valley Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 2.50%–3.10% by balance
Credit union · 21 branches
2.55%APY$255 a year on $10,000Requirements
Product: Limited to 6 free withdrawals or transfers per statement period; $3 fee for each transaction exceeding these limits. $15 monthly service fee waived with $2,500 minimum balance.
Offer: Monthly service charge of $15 is waived with a $2,500 minimum balance. Limited to 6 free withdrawals/transfers per statement period ($3 fee per excess transaction).
2.47% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $9,999 2.50% $10,000 – $24,999Your amount 2.55% $25,000 – $49,999 2.70% $50,000 – $99,999 2.95% $100,000 – $149,999 3.00% $150,000 – $199,999 3.05% $200,000 and up 3.10% Rate checked
More details - 2.53%APY$253 a year on $10,000
Requirements
Product: Membership is open to individuals who live, work, or attend school in Bradley, McMinn, Meigs, Monroe, and Polk counties. Requires maintaining one share of $5.00 par value.
Offer: Dividends compounded and credited monthly. Daily balance method used. Minimum daily balance of $2,500.00 required to earn stated APY. Limit of 6 transfers and withdrawals per month. Rate may change at any time.
2.50% interest rate · Effective Jan 1, 2026
Rate checked
More details - 2.53%APY$253 a year on $10,000
Requirements
Product: $2,500 minimum balance. Variable rate.
Offer: Variable rate.
2.50% interest rate · Effective Oct 2, 2026
Rate checked
More details - Republic BankPremium Money Market AccountPremium Money Market Account · $5,000 min · 0.75%–2.50% by balance
Bank · 4 branches
2.25%APY$225 a year on $10,000Requirements
Product: Must be opened with funds not currently held on deposit at Republic Bank. To avoid a $10 monthly fee, maintain a $5,000 minimum balance each statement cycle. Interest rate paid on entire balance in account.
0.75% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $5,000 0.75% $5,000 – $100,000Your amount 2.25% $100,000 – $7,500,000 2.50% $7,500,000 and up 0.75% Rate checked
More details - 2.07%APY$207 a year on $10,000
Requirements
Offer: A $15.00 monthly minimum balance fee is imposed if the balance falls below $10,000.00 on any day of the month.
2.05% interest rate · $15 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Rate may change after account is open. May require a minimum daily balance and/or impose a penalty for early withdrawal. Fees and other conditions could reduce earnings.
Offer: Interest credited monthly. Rate may change after opening.
2.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches