Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Tennessee
- Johnsonville TVA Employees Credit UnionSharesSavings · $100 min · 0.25%–0.35% by balance
Credit union · 4 branches
0.30%APY$30 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Shares Balance APY $100 – $4,999 0.25% $5,000 – $14,999Your amount 0.30% $15,000 and up 0.35% Rate checked
More details - First National Bank of Middle TennesseeFiRST Money Market TierFiRST Money Market Tier · $2,500 min · 0.30%–3.56% by balance
Bank · 9 branches
0.30%APY$30 a year on $10,000Requirements
Product: $2,500 minimum deposit required to open account. $10 monthly fee if daily balance falls below $2,500. $5.00 monthly fee per statement if you do not receive eStatements. $3.00 per limited transactions over 6 each month.
Offer: Tier 1: Balances of $.01 - $50,000. $10 monthly fee if daily balance falls below $2,500; $5.00 monthly fee per statement if you do not receive eStatements.
0.30% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for FiRST Money Market Tier Balance APY Up to $50,000Your amount 0.30% $50,001 – $100,000 0.65% $100,001 – $250,000 1.21% $250,001 – $500,000 2.38% $500,001 – $1,000,000 3.04% $1,000,000 and upTier 6: Balances greater than $1MM. 3.56% Rate checked
More details - Holley Credit UnionRegular SavingsSavings · $100 min · 0.30%–0.50% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: You can withdraw twice a month without penalty. Minimum balance of $100 to earn dividends.
Effective Jun 1, 2023
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $2,999 0.30% $3,000 – $9,999 0.30% $10,000 – $19,999Your amount 0.30% $20,000 – $39,999 0.50% $40,000 and up 0.50% Rate checked
More details - Tennessee Department of Safety Credit UnionShare AccumulationSavings · $3,500 min
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: minimum average daily balance $1000
0.30% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Must maintain a $25 minimum balance to retain member status and eligibility for credit union services. Dividends paid on average daily balance of $25 or more.
Offer: Dividends credited quarterly. Minimum balance of $25 required to earn dividends.
0.30% interest rate · No monthly fee · Effective Dec 31, 2024
Rate checked
More details - FAA Federal Credit UnionMember SavingsSavings · $5 min · 0.26%–0.31% by balance
Credit union · 3 branches
0.26%APY$26 a year on $10,000Requirements
Product: Basic savings account that establishes and maintains membership with FAA FCU. Variable rates. No monthly service fee.
Offer: Balance required to earn dividends: Less than $50,000. $5 minimum deposit to open and to maintain membership.
0.26% interest rate · No monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Member Savings Balance APY Up to $50,000Your amount 0.26% $50,000 – $99,999 0.31% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 quarterly service charge refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250.
Offer: $5 quarterly service charge if daily balance falls below $250; refunded within 3 business days when linked to Essential Checking or Advantage Checking.
Rate checked
More details - Appalachian Community Federal Credit UnionShare (Savings)*Savings · $5 min · 0.00%–0.80% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Rates effective as of 10/22/2026. Subject to change. Minimum $5.00 to open or obtain dividend.
0.00% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Share (Savings)* Balance APY Up to $500 0.00% $500 – $7,500 0.10% $7,500 – $50,000Your amount 0.25% $50,000 – $100,000 0.55% Over $100,000 0.80% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100. $10 membership fee upon opening. Minimum $15 balance requirement. Limited to 3 teller withdrawals and 3 ATM withdrawals per month.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary share account required to maintain membership and access credit union services. Eligible to select employee groups (Norfolk Southern Corp., CARTA, Bunge, ADM) and their families. Maximum of 3 withdrawals per quarter, $3 fee for additional withdrawals in the same quarter. Dividends declared monthly and posted on the last day of each month.
Offer: All dividends and interest credited monthly.
0.25% interest rate · Effective Mar 19, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly maintenance fee. No minimum balance requirement. Interest is paid on entire balance and compounded quarterly. Unlimited transfers and withdrawals available. Free quarterly e-statements or paper statements.
0.25% interest rate · Compounded quarterly · No monthly fee · Effective Sep 11, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Exclusively available to those with a Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees and no minimum deposit to open. Earned checking rewards from Kasasa Cash can be automatically swept monthly into Kasasa Saver. Qualifications per Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking. Base rate applies if qualifications are not met.
Offer: Qualifications met: at least 12 debit card purchases post and settle, enrolled in eStatements, and log into online banking per Monthly Qualification Cycle.
Qualified rate · No monthly fee
Rate checked
More details - Volunteer BankAdvantage Money MarketAdvantage Money Market · $100 min · 0.25%–0.60% by balance
Bank · 29 branches
0.25%APY$25 a year on $10,000Requirements
Product: Avoid the $15 monthly service fee by maintaining a $5,000 minimum daily balance (or if balance falls below $5,000 on any one day of the statement cycle). Includes up to 6 withdrawals or transfers per statement cycle; $10 fee applies to each additional transaction per monthly statement cycle. Rates may change after account opened. Fees may reduce earnings.
Offer: Tier 1: Below $50,000. Maintenance fee of $15 if balance falls below $5,000 on any one day of the statement cycle.
0.25% interest rate · $15 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $50,000Your amount 0.25% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.60% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches