Credit union · NCUA insured
Tennessee Department of Safety Credit Union Savings Rates
Tennessee Department of Safety Credit Union’s best savings rate is 0.30% APY on $10,000, with its Share Accumulation. Rates checked October 15, 2026.
How Tennessee Department of Safety Credit Union’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where Tennessee Department of Safety Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tennessee Department of Safety Credit Union
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Share Accumulation
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Tennessee Department of Safety Credit Union savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tennessee Department of Safety Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Accumulation
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $3,500 and up | 0.30% | $30 |
Sources (1)
- tdoscu.com/rates.html · captured Sep 18, 2026
Regular Shares
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (1)
- tdoscu.com/rates.html · captured Sep 18, 2026
Special-purpose accounts
IRAs
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.50% | $50 |
Sources (1)
- tdoscu.com/rates.html · captured Sep 18, 2026
Christmas Club
0.05%APY
Checks mailed in November
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upChecks mailed in November$5 and up | 0.05% | $5 | Checks mailed in November |
Sources (1)
- tdoscu.com/rates.html · captured Sep 18, 2026
Who can join Tennessee Department of Safety Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of the Tennessee Department of Safety & Homeland Security and Tennessee Bureau of Investigation are eligible for membership.
Family and household
- Family members of employee members—including spouse, children, grandchildren, parents, grandparents, brothers, sisters, and step-family members regardless of age or dependency—are eligible for membership.
Cost to join
- A one-time membership fee of twenty-five cents ($0.25) is required to join.
- A share deposit of $5.00 or more in a regular share account is required to join and maintain membership.
Membership information collected October 5, 2026.